3 Year Returns
7.19%
NAV (₹)
13.4568
1 Day NAV Change
0.01%
UTI-Banking & PSU Debt Fund IDCW-A is a scheme from UTI Mutual Fund AMC, launched on 07 Nov 2016 and currently managing ₹ 1508.42 Cr in assets. It sits in the moderate risk category on the riskometer, with a minimum SIP of ₹500 and a lump sum of ₹20000. The sections below cover its latest NAV, historical returns, portfolio holdings, and expense ratio.
UTI-Banking & PSU Debt Fund IDCW-A Fund Details
| Min. SIP Amount | ₹ 500 |
| Min. Lumpsum Amount | ₹ 20000 |
| AUM | ₹ 1508.42 Cr |
| Expense Ratio | 0.47% |
| Lock-in Period | No Lock-in Period |
| Inception Date | 07 Nov 2016 |
| Fund Age | 9 Yrs |
Exit Load
Nil
Fund’s Investment Objective
The investment objective of the scheme is to generate reasonable income, with low risk and high level of liquidity from a portfolio of predominantly debt & money market securities by Banks, Public Sector Undertakings (PSUs) and Public Financial Institutions (PFIs) and Municipal Bonds. However there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns.
Calculate Your Mutual Fund Returns
Returns Estimator
Estimation is based on the past performance
Expected Rate of Return
The value of your investment after 5 Years will be
₹4,12,432
Invested Amount
₹3,00,000
Est. Returns
₹1,12,432
Scheme’s Historical Return
Asset Allocation
AUM
₹1,33,309.00 Cr
Cash Holdings
21.45%
Equity
70.84%
Cash
21.45%
Debt
1.71%
Other
6%
UTI-Banking & PSU Debt Fund IDCW-A Sector Holdings
Last Updated: N/A| Sectors | Allocation | Weightage | Value (in Cr.) |
|---|---|---|---|
| Others | 100.00% | ₹ 1,508.423 |
UTI-Banking & PSU Debt Fund IDCW-A Stock Holdings
Last Updated: 31 Aug 2026| Name | Allocation | Weightage | Value (in Cr.) | Sector |
|---|---|---|---|---|
| Canara Bank | 7.42% | ₹ 111.927 | Debt Others | |
| Union Bank (I) | 6.46% | ₹ 97.473 | Debt Others | |
| ICICI Bank | 4.79% | ₹ 72.272 | Debt Others | |
| Net CA & Others | 3.88% | ₹ 58.581 | Debt Others | |
| Axis Bank | 3.65% | ₹ 55.03 | Debt Others | |
| N A B A R D | 3.65% | ₹ 55.122 | Debt Others | |
| GSEC2027 | 3.36% | ₹ 50.613 | Govt. Securities | |
| Tamil Nadu 2027 | 3.34% | ₹ 50.375 | Govt. Securities | |
| E X I M Bank | 3.25% | ₹ 49.084 | Debt Others | |
| N A B A R D | 3.23% | ₹ 48.693 | Debt Others |
Fund Manager Details
Risk-O-Meter
Investors understand that their principal will be at moderate risk
Risk Scale
AMC Information
UTI Mutual Fund
Funds Managed
86
Assets Managed
₹ 3,94,847.58 Cr
Contact Details
Registered Address
UTI Towers, Gn Block,Bandra Kurla Complex,Bandra (East), Mumbai 400 051
Managing Director
Vetri Subramaniam
Chief Executive Officer
Vetri Subramaniam
Compliance Officer
Gayatri Kannan
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Disclaimer
The information provided on this page is for informational purposes only and should not be construed as investment advice, recommendation, or solicitation to buy or sell any securities or financial pr...
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