Structured Product Investment
Whatever your investing style, we have a solution for you!
for All Financial Goals
Diversification
Strategies
Why Choose Anand Rathi for Structured Products?
Expert-backed investments, customized for your needs
Tailored Solutions
Products with a structure created to satisfy your particular financial objectives.
Diverse Strategies
Choices for different risk appetites that span debt and equity structures.
Professional Advice
Skilled advisors to guide you through challenging market circumstances.
Transparent Processes
Clear communication on pricing, risks, and anticipated returns.
Why Our Structured Products?
Beyond simply offering investing products, we bring you extensive experience, comprehensive support, and customized solutions to help you reach your financial goals.
1.
Thorough Market Insights
2.
Customised Suggestions
3.
Ongoing Support
4.
Seamless Experience
What Are Structured Products?
Structured products are debt instruments that offer an additional coupon paid lumpsum on maturity, linked to an underlying asset like a 10-year G-Sec or Nifty index. They offer a customizable approach to managing risks and optimizing returns, tailored to your needs.
Important features:
Tailored Solutions
Made to fit your risk tolerance and financial objectives.
Tailored Solutions
Made to fit your risk tolerance and financial objectives.
Predefined Payoffs
Clarity regarding possible returns associated with asset performance.
Downside Protection
Stable debt and equity instruments with contingency measures for erratic markets.
Benefits of Investing In Structured Products
Hybrid and flexible, Structured Products can amplify your return potential while also reducing risk using a derivative instrument to protect the downside.
Flexibility in Strategy
Target your specific financial goals with growth-focused equity products or stability-focused debt ones.
Benefits of Diversification
Diversify your investments across asset classes to lower overall risk while still getting exposure to growth.
‘Plan B’ Assurance
Safeguard your portfolio with well-thought-out contingency plans when markets are unpredictable.
Structured Products vs. Mutual Funds
Structured Products | Mutual Funds |
|---|---|
| Very adaptable to certain financial objectives, providing possibilities for growth focused on equities or safety focused on debt. | Offers asset allocation and basic diversification but lacks the customised approach of structured products. |
| Returns are clear and predictable since they are based on established frameworks that are connected to the performance of underlying assets. | Investors are exposed to uncertainty since returns are contingent on the market and lack predetermined outcomes or assurances. |
| Inherent protections such as 'Plan B' frameworks exist to protect against market downturns and principal protection. | Although diversification among assets lowers risk, it lacks an inherent mechanism to restrict losses in unfavourable circumstances. |
| Professionally handled with little interference. Strategies are carried out methodically for reliable results. | Actively managed by fund managers. Returns are subject to the efficiency of fund management and market performance. |
| Solutions that are specifically tailored to each investor's aims and profile, providing a customised approach. | Standardised investing methods are employed. Investors select from pre-established funds with little room for personalisation. |
| Debt-oriented: Provides stable, consistent yields. Equity-Oriented: Provides market-linked rewards even when performance is just somewhat positive. | Long-term returns may be better, but they are susceptible to market fluctuations. |
| As they are linked to fixed tenures or maturity dates, they are generally less liquid. | They are extremely liquid (subject to appropriate exit loads). |
| Requires moderate to high investable surplus, making them more suited for sophisticated or affluent investors. | Accessible to retail investors with smaller capital, offering denominations as low as ₹500 for SIPs. |
| Delivers returns within restricted risk limitations by offering a well-balanced approach with predetermined risk-reward frameworks. | Larger potential profits are accompanied by correspondingly higher hazards. |
| The structure determines the taxation, which may be advantageous for some investment types. | Gains are taxed according to the holding duration and fund type (debt or equity), which frequently results in greater complexity. |
Structured Products FAQs
What are structured products?
What Kinds of Structured Products Are There?
- Equity-oriented: Link to market performance with built-in downside protections to aim for higher returns.