AnandRathi

Love Structured Investing?

Whatever your investing style, we have a solution for you!

Flexibility

for All Financial Goals

Smart

Diversification

Expert

Strategies

Structured Products Banner Image

Why Anand Rathi for Structured Products?

Expert-backed investments, customized for your needs

Tailored Solutions

Tailored Solutions

Products with a structure created to satisfy your particular financial objectives.

Diverse Strategies

Diverse Strategies

Choices for different risk appetites that span debt and equity structures.

Professional Advice

Professional Advice

Skilled advisors to guide you through challenging market circumstances.

Transparent Processes

Transparent Processes

Clear communication on pricing, risks, and anticipated returns.

Our Structured Products

Flexible balance between equity and debt, with the risks skillfully controlled

Debt-Oriented Structured Products

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Principal Safety

Perfect for conservative investors as they prioritise safeguarding the invested capital

Equity-Oriented Structured Products

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Market Participation:

Stock market exposure using pre-established mechanisms, but with a safety net

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Performance-Linked Returns

Strategic hedging even in slow markets for growth-oriented investors

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Integrated Risk Management

Integrated fallback techniques to hedge against underperforming markets and achieve targets

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Benefit of Diversification

Strategic balance of risk and return, particularly when the market is volatile

Why Our Structured Products?

Beyond simply offering investing products, we bring you extensive experience, comprehensive support, and customized solutions to help you reach your financial goals.

1.

Thorough Market Insights

Stay ahead of market trends with our decades of market research and analysis.

2.

Customised Suggestions

Customize your investment plans as per your unique goals and risk tolerance.

3.

Ongoing Support

Optimize your portfolio with regular performance evaluations from our expert advisors.

4.

Seamless Experience

Manage your portfolio easily with our digital tools for live tracking, investment execution, and more.

All about Structured Products

Structured products are debt instruments that offer an additional coupon paid lumpsum on maturity, linked to an underlying asset like a 10-year G-Sec or Nifty index. They offer a customizable approach to managing risks and optimizing returns, tailored to your needs.

Important features:

Investment solutions icon

Tailored Solutions

Made to fit your risk tolerance and financial objectives.

Why Structured Products?

Hybrid and flexible, Structured Products can amplify your return potential while also reducing risk using a derivative instrument to protect the downside.

Flexibility in Strategy

Target your specific financial goals with growth-focused equity products or stability-focused debt ones.

Flexibility in Strategy

Benefits of Diversification

Diversify your investments across asset classes to lower overall risk while still getting exposure to growth.

Benefits of Diversification

‘Plan B’ Assurance

Safeguard your portfolio with well-thought-out contingency plans when markets are unpredictable.

‘Plan B’ Assurance

Structured Products vs. Mutual Funds

Structured Products

Mutual Funds

Very adaptable to certain financial objectives, providing possibilities for growth focused on equities or safety focused on debt.Offers asset allocation and basic diversification but lacks the customised approach of structured products.
Returns are clear and predictable since they are based on established frameworks that are connected to the performance of underlying assets.Investors are exposed to uncertainty since returns are contingent on the market and lack predetermined outcomes or assurances.
Inherent protections such as 'Plan B' frameworks exist to protect against market downturns and principal protection.Although diversification among assets lowers risk, it lacks an inherent mechanism to restrict losses in unfavourable circumstances.
Professionally handled with little interference. Strategies are carried out methodically for reliable results.Actively managed by fund managers. Returns are subject to the efficiency of fund management and market performance.
Solutions that are specifically tailored to each investor's aims and profile, providing a customised approach.Standardised investing methods are employed. Investors select from pre-established funds with little room for personalisation.
Debt-oriented: Provides stable, consistent yields. Equity-Oriented: Provides market-linked rewards even when performance is just somewhat positive.Long-term returns may be better, but they are susceptible to market fluctuations.
As they are linked to fixed tenures or maturity dates, they are generally less liquid.They are extremely liquid (subject to appropriate exit loads).
Requires moderate to high investable surplus, making them more suited for sophisticated or affluent investors.Accessible to retail investors with smaller capital, offering denominations as low as ₹500 for SIPs.
Delivers returns within restricted risk limitations by offering a well-balanced approach with predetermined risk-reward frameworks.Larger potential profits are accompanied by correspondingly higher hazards.
The structure determines the taxation, which may be advantageous for some investment types.Gains are taxed according to the holding duration and fund type (debt or equity), which frequently results in greater complexity.

Structured Products FAQs

What are structured products?

Investment tools known as structured products combine aspects of debt and equity to provide customised solutions that are connected to underlying assets such as government securities or indexes.

What Kinds of Structured Products Are There?

  • Equity-oriented: Link to market performance with built-in downside protections to aim for higher returns.

What Characteristics Do Structured Products Have?

Structured products guarantee a clear framework for your investment plan by providing conditional returns that are dependent on the performance of the underlying asset.

How Do Structured Products Investment Work?

They provide a balance of growth and safety by tying returns to particular benchmarks, like government bonds or the Nifty Index, while attempting to generate additional return on the underlying assets.

Are Structured Products Safe?

Like every financial instrument, structured products investment include risks, but they are a dependable choice for handling uncertainties because of their predetermined approaches and benefits of diversification.

Can Structured Products Generate Consistent Revenue?

Generally speaking, structured instruments don't provide consistent income like conventional fixed deposits. Rather, they offer a one-time payout contingent on the underlying asset's performance at maturity.

Are New Investors a Good Fit for Structured Products?

Investors who have a rudimentary understanding of market-linked instruments are best suited for structured product investment. Although they provide varied strategies and predetermined payoffs, their intricacy might require guidance from financial professionals.

How Are Structured Product Returns Taxed?

The underlying asset and the product structure determine taxation. For specific information, investors are urged to speak with tax professionals. Gains are typically taxed in accordance with applicable capital gains tax legislation.

Anand Rathi Share and Stock Brokers Ltd.
SEBI Registration No.: INZ000170832 (BSE-949 | NSE-06769 | MSEI-1014 | MCX-56185 | NCDEX-1252), CDSL & NSDL: IN-DP-437-2019. *Research Analyst - INH000000834. PMS: INP000000282 is Registered under "Anand Rathi Advisors Limited" | MBD-INM000010478 is Registered under "Anand Rathi Advisors Limited"| NBFC is Registered under "Anand Rathi Global Finance Limited" Regn. No.: B-13.01682 | Insurance is Registered under "Anand Rathi Insurance Brokers Ltd." License No. 175. Insurance Corporate Agent: CA1048 (This registration shall be valid from 04-Jun-2025 to 03-Jun-2028).

Anand Rathi International Ventures (IFSC) Private Limited.
SEBI Registration No.: INZ000292939 (INDIA INX Member Code: TM - 5064 | NSE IX Member Code: TM -10048, IIBX Member Code: TM – 2011), IIDI DP ID 350071 AND Registration No.: IFSCA/DP/2022-23/007, IFSCA/CMI/Distributor/2023-24/0002. CIN No.: U65999GJ2016PTC094915. For any complaints email at Ifscgrievance@rathi.com. Regulator: International Financial Services Centres Authority (IFSCA)- https://www.ifsca.gov.in/

Disclaimer:

Equity: Investment in securities market are subject to market risks, read all the related documents carefully before investing.

The securities are quoted as an example and not as a recommendation.

Mutual Funds: Mutual Fund investments are subject to market risks, read all scheme related documents carefully before Investing. AMFI-Registered Mutual Fund Distributor: ARN-4478 (Initial Registration 4th Feb, 2003 & Valid From 2nd April, 2025 - 1st April, 2028) : Anand Rathi Share and Stock Brokers Ltd. | ARN-111569: Anand Rathi Wealth Limited | ARN-100284: AR Digital Wealth Private Limited.

IPO: Opening of account will not guarantee allotment of shares in IPO. Investors are requested to do their own due diligence before investing in any IPO.

*Third Party products: All third-party products like PMS, Mutual Funds, Fixed Income Products, IBS, Bonds, AIFs are not Exchange traded product and "ARSSBL" is just acting as distributor. All disputes with respect to the distribution activity, would not have access to Exchange investor redressal forum or Arbitration mechanism.

MTF: MTF is subject to the provisions of SEBI Cir. CIR/MRD/DP/54/2017 dt June 13, 2017 & terms and conditions mentioned in rights and obligations statement issued by the ARSSBL

Investment Baskets: Baskets are not Exchange traded product, all disputes with respect to this activity, would not have access to Exchange investor redressal forum or Arbitration mechanism.

Research Analyst: The views expressed in this website accurately reflect the personal views of the analyst(s) about the subject securities or issuers and no part of the compensation of the research analyst(s) was, is, or will be directly or indirectly related to the specific recommendations or views expressed by the research analyst(s). The advertisment are bound by stringent internal regulations and also legal and statutory requirements of the Securities and Exchange Board of India (hereinafter "SEBI").

Certification: Registration granted by SEBI and certification from NISM is in no way a guarantee of performance of the intermediary or provides any assurance of returns to investors.

*Award Winning Research: Anand Rathi Share and Stock Brokers Limited (Research Analyst) was awarded as "Best Equity Advisor" at World BFSI Congress & Awards 2022

*Client Data: Client data shown on this website is as on 31st March 2025

Trading View: Anand Rathi has partnered with TradingView for its charting technology. A global platform offering heatmaps, STOCK SCREENERS and market data.

Attention Investors:

  • For all communication related to vulnerability reporting, security alerts, or any other suspicious activity related to cyber security, contact priyanksheth@rathi.com/+91-22-62811514"
  • For any complaints email at grievance@rathi.com, For DP related queries/complaints email at dp@rathi.com
  • Filing of complaints on SCORES – Easy & quick a. Register on SCORES portal b. Mandatory details for filing complaints on SCORES: I. Name, PAN, Address, Mobile Number, Email ID c. Benefits: I. Effective communication ii. Speedy redressal of the grievances.
  • Stock Brokers can accept securities as margin from clients only by way of pledge in the depository system w.e.f. September 1, 2020.
  • Update your mobile number & email Id with your stock broker/depository participant and receive OTP directly from depository on your email id and/or mobile number to create pledge.
  • Pay 20% upfront margin of the transaction value to trade in cash market segment.
  • Investors may please refer to the Exchange's Frequently Asked Questions (FAQs) issued vide circular reference NSE/INSP/45191 dated July 31, 2020 and NSE/INSP/45534 and BSE vide notice no. 20200731-7 dated July 31, 2020 and 20200831-45 dated August 31, 2020 dated August 31, 2020 and other guidelines issued from time to time in this regard
  • Check your Securities /MF/ Bonds in the consolidated account statement issued by NSDL/CDSL every month.

IPO Disclosure:

Anand Rathi Share and Stock Brokers Limited is proposing, subject to receipt of requisite approvals, market conditions and other considerations, to make an initial public offer of its equity shares and has filed a draft red herring prospectus (DRHP) with the Securities and Exchange Board of India (SEBI). The DRHP is available on the website of SEBI at www.sebi.gov.in as well as on the websites of the Book Running Lead Managers, Nuvama Wealth Management Limited at www.nuvama.com, DAM Capital Advisors Limited at www.damcapital.in, and Anand Rathi Advisors Limited at www.anandrathiib.com, the websites of the stock exchange(s) at www.nseindia.com and www.bseindia.com, respectively. Any potential investor should note that investment in equity shares involves a high degree of risk and for details relating to such risk, see 'Risk Factors' of the DRHP. Potential investors should not rely on the DRHP for any investment decision.