Multi Asset Allocation Funds
Last Updated on 21 Jun 2026
3 Year Average Returns
8.01%
Funds on Anand Rathi
68
Multi Asset Allocation Funds to Invest in 2026
| Fund Name | |||
|---|---|---|---|
| Quant Multi Asset Allocation Fund (G) | 20.89% | 23.60% | 19.75% |
| Quant Multi Asset Allocation Fund (IDCW) | 10.82% | 20.04% | 17.66% |
| ICICI Pru Multi-Asset Fund (G) | 6.85% | 16.60% | 17.53% |
| ICICI Pru Multi-Asset Fund (IDCW) | 6.85% | 16.60% | 17.53% |
| Nippon India Multi Asset Allocation Fund-Reg (G) | 15.54% | 19.20% | 15.59% |
| Nippon India Multi Asset Allocation Fund-Reg (IDCW) | 15.54% | 19.20% | 15.59% |
| SBI Multi Asset Allocation Fund (G) | 12.59% | 16.46% | 13.48% |
| UTI-Multi Asset Allocation Fund (G) | 6.67% | 15.89% | 13.43% |
| Tata Multi Asset Allocation Fund - Reg (IDCW) | 8.96% | 14.01% | 12.51% |
| Tata Multi Asset Allocation Fund - Reg (G) | 8.96% | 14.01% | 12.51% |
| Tata Multi Asset Allocation Fund - Reg (IDCW) RI | 8.96% | 14.01% | 12.51% |
| HDFC Multi-Asset Allocation Fund - Regular (G) | 4.62% | 12.10% | 11.09% |
| AXIS Multi Asset Allocation Fund - Regular (G) | 11.79% | 13.11% | 9.86% |
| SBI Multi Asset Allocation Fund (IDCW-A) | -38.41% | -4.73% | 0.60% |
| SBI Multi Asset Allocation Fund (IDCW-M) | -50.61% | -11.48% | -3.74% |
Calculate Your Mutual Fund Returns
Returns Estimator
Estimation is based on the past performance
Expected Rate of Return
The value of your investment after 5 Years will be
₹4,12,432
Invested Amount
₹3,00,000
Est. Returns
₹1,12,432
What is a Multi-Asset Allocation Fund?
Multi Asset Allocation Fund is a hybrid mutual fund that focuses on at least three asset classes, such as equity, debt, commodity, and more.
As per SEBI rules, a multi asset mutual fund has to invest in at least 3 asset classes, with a minimum 10% allocation in each asset. This helps the fund stay diversified and not depend on just one type of investment.
Because money is spread across different assets, these funds can handle market ups and downs better compared to funds that invest only in equity or debt. That's what makes multi-asset allocation funds different from other hybrid funds.
How Does Multi Asset Allocation Fund Work?
Multi asset allocation fund works like any other hybrid fund. The only difference is that it invests in three or more asset classes instead of just one or two.
Based on the fund's strategy, the fund manager keeps an eye on market trends, economic events, and overall market conditions, and then decides how much money should go into each asset class.
As per SEBI rules, the fund manager has to invest at least 10% in each asset, whether it is equity (stocks), debt (bonds), commodities, real estate, or others. This rule ensures the fund remains diversified at all times.
The fund manager actively manages the multi asset fund and may change the allocation whenever needed, depending on how markets move or how different asset classes are performing. It helps in delivering better risk-adjusted returns and exposure to instruments.
Who Should Invest In Multi Asset Allocation Fund?
Let’s see for whom multi asset allocation fund can suit:
- Investors with a conservative to moderate risk appetite.
- Those seeking broader diversification beyond just equity and debt.
- Investors who want lower volatility than pure equity funds while still gaining exposure to multiple asset classes.
- Individuals with a medium- to long-term investment horizon of 3 years or more.
How To Invest In Mult Asset Mutual Fund With Anand Rathi?
Planning to invest in Multi Asset Mutual Funds?
With Anand Rathi, you can explore and invest in multi-asset mutual funds through a secure, paperless, and easy-to-use platform.
Sign Up or Log In
Visit the Anand Rathi website or download the AR Invest app to open your demat account and log in securely.
Complete Your KYC
Finish the quick, one-time paperless KYC by entering the required details.
Explore Multi-Asset Funds
Browse and compare multi-asset mutual funds based on asset allocation, risk profile, ratings, and performance.
Choose How You Want to Invest
Select a fund and invest via:
Confirm and Invest
Review the details and complete your investment through a secure payment process.
Track Your Investments
Monitor NAV, asset allocation, performance, and portfolio updates—all in one place.
Factors To Consider Before Investing In Multi Asset Allocation Funds
Multi asset mutual fund slightly differs from other hybrid funds. Look at the factors below before investing in them:
Your Risk Appetite
Even though multi asset funds are diversified, they still carry market risk. Check if the risk level matches your comfort, especially with equity exposure.
Asset Allocation Mix
Look at how the fund is diversifying money across equity, debt, gold, or other assets. Some funds are equity-heavy, others are more balanced.
Fund Manager's Strategy
Since this hybrid fund is actively managed, the fund manager's decision-making plays a big role. See how consistently the fund has followed its strategy.
Market Volatility
Multi asset funds can handle ups and downs better, but returns may still fluctuate in the short term.
Expense Ratio
As the fund invests across multiple assets with active management, costs may be slightly higher. Always check the expense ratio before investing.
Taxation
Tax treatment depends on how the fund is structured and its equity allocation. This can impact your post-tax returns.
Your Financial Goals
Make sure the fund fits your goal—whether it's wealth creation, stability, or balancing risk across assets.
Taxation Rules On Multi Asset Allocation Funds
Multi asset mutual funds are taxed differently, unlike other funds.
For Equity-oriented MAAFs investing 65% or more in Indian stocks;
- Short-term capital gains (holding period up to 12 months) are taxed at 20%.
- Long-term capital gains (holding period exceeds 12 months) are taxed at 12.5%, after a ₹1.25 lakh annual exemption.
Non-equity-oriented MAAFs that invest less than 65% in Indian equities;
- Short-term gains are taxed as per the investor's income tax slab rates.
- Long-term gains are taxed at 12.5%, but are applicable only after a 24-month holding period.
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Disclaimer
The information provided on this page is for informational purposes only and should not be construed as investment advice, recommendation, or solicitation to buy or sell any securities or financial pr...
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