AR Invest: Mutual Fund App
Mutual Fund Investing Made Simple and Sahi
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Why Choose AR Invest App?
Simplify Your Mutual Fund Journey
SIP CALCULATOR
Plan your SIPs with ease, estimating potential returns based on your budget and goals.
AR CURATED BASKET INVESTMENTS
Access professionally managed investment baskets designed by our expert research team.
TAX ELSS (TAX SAVER)
Invest in tax-saving ELSS funds with potential for higher returns and tax benefits under Section 80C.
REAL-TIME NFO ALERTS
Stay informed with instant notifications about new fund offerings and investment opportunities.
INVEST ACROSS AMCs
Access multiple Asset Management Companies through a single platform for diversified investments.
DIGITAL ONBOARDING
Complete your account setup in minutes with our paperless, secure digital onboarding process.
QUICK HELP SECTION
Get instant assistance with our comprehensive help section and dedicated support team.
SIP CALCULATOR
Plan your SIPs with ease, estimating potential returns based on your budget and goals.
Key Features
SIP & Lumpsum Calculators
Plan your investments with precision using our advanced calculators designed to help you visualize potential returns and make informed decisions.
SIP Calculator
Estimate the returns your SIP can generate based on your timeline and budget.
Lumpsum Calculator
Evaluate potential returns for one-time investments and plan effectively.
POPULAR SIP FUNDS
Discover trending and high-performing options for mutual fund investment, recommended for SIPs, with detailed performance analytics.
LEARN MORE
Top Trending Funds & Expert Picks
Discover A Curated Selection Of Trending Funds Chosen By Our Experts To Help You Achieve Your Investment Objectives
Multi-Cap Funds
Small Cap Funds
Large & Mid Cap Funds
Large Cap Funds
Focused Funds
Mid Cap Funds
Flexi Cap Funds
Tax-Saving ELSS Funds
Simplified Transactions
SIP
Starting early with regular investments boosts compounding returns, with no need to Time the Market. Start as low as Rs. 100 with ARInvest App
LUMPSUM
Invest a one-time amount to seize market opportunities and boost your returns with ease on the ARInvest app
QUICK UPI TRANSFERS
Smooth and fast fund transfers for uninterrupted investing.
CART FOR MULTIPLE INVESTMENTS
Add multiple funds to your cart and invest in one go for convenience.
Portfolio Spotlight
At Your Fingertips:
Access your portfolio with real-time updates and detailed insights.
Reports for Download:
Gain/Loss, Holding-Wise, and Transaction-wise reports available at the click of a button.
Watchlist Functionality
Create And Manage A Watchlist To Track Your Preferred Mutual Funds Easily.
Tax ELSS
Optimize Your Tax Savings While Building Wealth With Top-Performing ELSS Funds.
Help & Support
Quick access to our support team for efficient resolution of queries and issues, ensuring a hassle-free experience.
Knowledge Base
Access comprehensive guides, FAQs, and tutorials to navigate your investment journey with ease.
24/7 Customer Support
Our dedicated team is available round-the-clock to assist with your queries and provide timely resolution.
NFO Alerts
Be The First To Know About New Fund Offers
Stay Updated With Real-Time NFO Alerts And Invest With A Hassle-Free Process To Diversify Your Portfolio.
Instant Notifications
Get real-time alerts on new fund launches direct to your app
Calendar Integration
Important NFO dates are automatically added to your investment calendar
Start Your Investment Journey In 3 Easy Steps
Basic Personal Details
Fill out essential details for onboarding.
Account Details
Link your bank account for seamless transactions.
FATCA Details
Complete mandatory compliance for mutual fund investments.
AR Invest FAQs
Your Questions, Answered
Mutual fund investing can feel complex. Here are answers to the most important questions about AR Invest and mutual fund apps.
Why Choose AR Invest?
Combining decades of trust with modern technology, we bring you AR Invest, catering specifically to your mutual fund needs.
- Goal-Based Investment Options Align your investments with your objectives with more than 5000+ funds.
- Anand Rathi Curated Baskets: Access ready-made, well-researched portfolios tailored to different investment objectives
- SIP Calculator & NFO Exploration: Use the SIP calculator to plan your investments and explore new fund offers (NFOs) directly within the app for investing.
- Invest Across AMCs: Access mutual fund schemes from all AMCs for maximum choice and flexibility.
- Tax ELSS Funds: Maximize your tax savings and wealth with ELSS funds.
- Investment in Latest NFOs Explore new opportunities by investing in the latest New Fund Offers (NFOs).
- Real-time Tracking of Each FundStay informed about the Net Asset Value (NAV) of every fund you invest in through our online mutual fund investment app.
- Quick Help Section: GGet fast and reliable support for any queries or issues.
- Digital OnboardingDigital Onboarding
- Detailed Reports: Generate in-depth portfolio reports to remain informed on your investments and their performance over a period.
- 11. Switch, Redeem, Systematic Transfer Plan (STP), and Systematic Withdrawal Plan (SWP): Manage your mutual fund schemes by switching between them, redeeming or withdrawing your investments whenever required.
What Is A Mutual Fund App?
The Mutual Funds app is a mobile application for those who want to invest in Mutual Funds (MFs) and New Fund Offers (NFOs). Via this app, you can buy, sell, and manage your mutual fund investments - all from your smartphone.
Whether you want to start a new investment, check your portfolio value, or set up SIPs, the mutual fund app brings everything to your fingertips.
How Will a Mutual Fund App Benefit You?
Installing an online mutual fund investment app brings various incentives to you. For instance:
- Goal-Based Investing: Whether you're saving for retirement, buying a home, or funding your child's education, you can align your investments to your specific goals.
- Convenience Anytime, Anywhere: At home, at work, or on holiday, your mutual funds are always within reach. Invest, redeem, or check performance anytime from your phone.
- Cost Efficiency: Direct mutual fund plans come with lower expense ratios, which means more of your money gets invested instead of going toward fees.
- Informed Decision-Making: Get access to in-built tools like SIP calculators, in-depth research, fund comparisons, and performance analytics – so you can choose the right schemes with confidence.
- Portfolio Transparency: Track every transaction and monitor your portfolio's growth in real time. Plus, buy, sell, or switch funds instantly—without relying on intermediaries.
- Automation and Discipline: Set up SIPs and receive reminders to ensure consistent investing habits.
Who Needs A Mutual Fund App?
From First SIP to Every Investor Type – This app works for you.
- New Investors: Set up SIPs and receive reminders to ensure consistent investing habits.
- Busy Professionals: For working professionals like you, the mutual fund app is for you. Manage your portfolio, invest in new schemes, and track performance on the go—whether you're between meetings or traveling.
- Experienced Investors: Already a pro in the market? Use the app to quickly compare funds, access in-depth research, and execute transactions with precision.
- SIP Investors: Prefer disciplined, automated investing? Set up SIPs in minutes and let this online mutual fund investment app handle reminders and payments while you focus on your goals
- NRIs: Living abroad, mutual funds are still open for you. Invest in Indian mutual funds easily and compliantly, with full portfolio access no matter where you are in the world.
How To Choose A Mutual Fund App In India?
Before choosing any online mutual fund app in India, don’t forget to check:
- SEBI-Registered & AMFI-Compliant: Look for apps regulated by SEBI and also registered with the Association of Mutual Funds in India (AMFI) -for investor safety.
- Digital Onboarding Find apps that offer fully online KYC and instant mutual fund account activation without paperwork.
- Transparent ChargesCheck for clear expense ratios and transaction charges on mutual fund investments. Try to avoid apps with hidden fees.
- App Ratings & Reviews Study their recent customer reviews on the Play Store or App Store to identify recurring issues, such as app crashes or login delays.
- App Interface & Dashboard Tools Choose an app with a clean, sleek, intuitive design that is easy to use, browse, and invest.
- Built-in Security FeaturesMake it a point to look for apps with high security mechanisms. It includes biometric logins, two-factor authentication (2FA), and strong data encryption for maximum safety.
- Range of Mutual Funds OfferedSelect a platform that provides a diverse selection of schemes across equity, debt, hybrid, and index funds.
- Reliable, Real-Time Customer Support Ensure the app has responsive support via chat, phone, or email—not just automated replies.
How to get started with mutual funds as a beginner?
As a beginner, you can get started in mutual funds through apps by following these steps:
- Know the basics - Learn what mutual funds are, how they work, and terms like NAV, SIP, often used in such investing. Also, don't forget to see the exit load applicable during unit redemption.
- Choose a reliable mutual fund app -Look for one that is SEBI & AMFI registered, has a simple interface, and is well-rated by users.
- Complete your KYC -This is mandatory before you can invest in any mutual fund. Many apps offer fully digital KYC.
- Select your first fund – Start small, preferably with a diversified or balanced fund, and invest via SIP or lump sum.
- Track and review - Monitor your returns regularly and rebalance your portfolio when required.
Are mutual fund investments commission-free?
Yes. Many online mutual fund app in India offer Direct Plans, which are commission-free and have lower expense ratios. Regular Plans, on the other hand, may have distributor commissions already included in the cost.
What kinds of mutual funds can I invest in using these apps?
The list of mutual fund types is long. If you want to invest using online mutual fund apps, you get access to;
- Equity Funds
- Debt Funds
- Hybrid Funds
- Index Funds & ETFs
- Sector/Thematic Funds
Can NRIs invest in mutual funds using these apps?
Yes, sure. NRIs can invest directly in mutual funds via AMCs using NRE/NRO accounts. But, they must complete their NRI-based KYC. Some AMCs restrict investments from NRIs in the USA and Canada due to compliance rules.
How is NAV (Net Asset Value) handled in mutual fund apps?
NAV refers to the per-unit value of the mutual fund. Since the market often fluctuates, mutual fund apps update NAV daily based on AMC data. Your transactions are executed at the NAV applicable for the day/time your investment request is processed
How to withdraw money from a mutual fund app?
You can redeem units directly from the app by selecting the fund and the withdrawal amount. The amount is then credited to your linked bank account, usually within 1–3 working days, depending on the fund type
On redemption, the proceeds received will have the exit load (if applicable) deducted from them.
Can I have accounts on more than one mutual fund app?
Yes. You can use multiple apps for investing, but your KYC will be valid across all platforms once completed. However, keeping track of investments across many apps can be tough without a consolidated portfolio view.
Do I need to do KYC for a mutual fund app?
Yes. Completing KYC is mandatory before investing. Most apps now offer eKYC, which can be done online using your PAN, Aadhaar, and a quick video verification
Can I track returns in a mutual fund app?
Absolutely. The online mutual fund investment app does show real-time or daily updates of your portfolio's value, returns (absolute and annualised), and performance against benchmarks.
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