Open Demat Account

Whatever your investing style, we have a solution for you!

Free* AMC

For First Year

0 Account

Opening Charges

8 Lakh +

Customers

Get Your Free* Demat Account in 4 Easy Steps

Setting up a Demat account in India is fast and easy with Anand Rathi. Follow these four simple steps to open a Demat account online and start investing:

Fill Out the Form

Begin by providing your basic details in our secure online form. This step takes only a few minutes and helps us get to know you better.

Verify Your Identity

Upload a valid ID proof, address proof, and PAN card for verification. This ensures your account's security and keeps it compliant with regulations.

eSign Account Opening Documents

Review and complete the account opening agreement electronically. The eSign process is convenient and completely online, allowing you to proceed without any paperwork.

Benefits of Opening a Demat Account with Anand Rathi

Opening a Demat account with Anand Rathi is the first step to a fulfilling financial relationship. Besides access to the vibrant Indian stock market, you gain a trusted investment partner with data, tools, and support tailored to your financial needs.

Here’s what makes Anand Rathi’s low brokerage Demat account an excellent one-stop solution for investors in India:

Comprehensive Investment Options

Access multiple investment products, including equities, mutual funds, debt funds, derivatives and many more, from a single account.

Research and Advisory Services

Benefit from our research-backed recommendations and insight to identify and invest in great market opportunities.

Dedicated Customer Support

Depend on our expert team for all aspects of your account, from setup to investment guidance.

Competitive Fees

Enjoy the advantage of opening a Free* Demat account and enjoy zero Account Maintenance Charge* (AMC) for your first year.

User-Friendly Digital Platforms

Manage and monitor your investments at home and on the go with our secure, intuitive mobile and web platforms.

One Account, Many Opportunities Tailored for Every Investor

A single Demat account opens up a universe of investment and trading opportunities. Here are some of the key benefits you can enjoy:

Diverse Investments

Invest, hold, and manage multiple asset types in one place.

Effortless Portfolio Tracking

Access and monitor your portfolio from your desktop or mobile.

Streamlined Trading

Buy and sell shares online and maximize short-term opportunities.

No Physical Risks

Gain peace of mind against theft and loss of securities.

Corporate Benefits

Receive dividends, bonus issues, and other corporate benefits directly to your account

Download TradeMobi

Real-Time Market Data

Advanced Trading Tools

Expert-Backed Research

Documents Checklist to Open a Demat Account in India

Here is a quick checklist of essential documents to open an online demat account in India. Keep them prepared before starting the Demat account opening process online to ensure a quick start to your investing journey.

Identity Proof

(any one of the following)

Aadhaar Card
Passport
Voter ID
Driving License

Address Proof

(any one of the following)

Utility Bill (not older than 3 months)
Bank Statement
Rent Agreement
Passport

PAN Card

Required for tax purposes and identity verification.

Bank Account Details

A canceled cheque or recent bank statement to link your bank account with your Demat account.

Eligibility for Demat Account Opening in India

Demat accounts are designed to accommodate diverse investor profiles and are accessible to all individuals. Here’s who can open a Demat account in India:

Resident Indians

Any Indian citizen over 18 years old is eligible to open a Demat account.

Non-Resident Indians (NRIs)

NRIs can also open a Demat account and gain easy access to the Indian stock market.

Minors

Parents or guardians can open and operate Demat accounts for minors until the account owner turns 18, helping them start investing early in life.

Hindu Undivided Families (HUFs):

HUFs can open a Demat account—usually under the name of the family’s Karta—who serves as the primary signatory.

Types of Demat Accounts

Investors in India have access to multiple types of demat, that are designed for different investment needs and regulatory requirements:

Regular Demat Account

A standard account used by Indian residents for trading and holding securities such as stocks, bonds, and mutual funds. It is ideal for investors interested in bond investing or mutual fund investment, and requires basic KYC documentation for setup.

Repatriable Demat Account

Designed for Non-Resident Indians (NRIs), this account allows funds to be transferred abroad, making it easier for NRIs to invest in Indian markets while accessing their funds globally. A Non-Resident External (NRE) bank account is required to enable seamless cross-border transfers.

Non-Repatriable Demat Account

This account is also geared toward NRIs, this type of demat account does not permit funds to be transferred abroad. They are Linked to a Non-Resident Ordinary (NRO) bank account.

Basic Services Demat Account (BSDA)

The BSDA is intended to promote wider market participation for small investors. It has low to nil annual maintenance charges and is limited to holdings of up to ₹2 lakh. This account offers all the basic benefits of a regular demat account, making it an accessible and cost-effective option for beginners.

Demat Account FAQs

Your Questions, Answered

Demat Account can seem complex, but we’ve got you covered. Our comprehensive FAQ section answers common questions like:

What is a Demat Account?

Share certificates can no longer be issued in physical form in India, and are held electronically in ‘dematerialized’ form. A Demat (Dematerialized) account securely holds your shares and securities in electronic form. It is a fundamental part of investing and trading in the Indian stock market.

What documents are needed to open a Demat account?

To open a demat account online, you will need valid identity proof, address proof, PAN card, and bank details.

Who can open a Demat account?

Resident Indians, NRIs, and minors (with a guardian) are eligible to open a Demat account in India.

Can I have more than one Demat account?

Yes, you can open multiple Demat accounts with different brokers. All the accounts must be linked to your PAN card.

What are the charges for opening a Demat account?

Charges can vary by broker; with common charges including account opening fees and Account Maintenance Charge (AMC). Anand Rathi offers Free* Demat account opening, and zero AMC for the first year*.

Can an NRI open a Demat account?

Yes, NRIs can open a Demat account to invest in Indian markets.

Is a Demat account required for SIP investments?

No, a Demat account is not necessary for SIP in mutual funds. However, mutual fund units can also be held in demat form, making it easy to pledge for margin for activities like derivatives trading.

Can I transfer shares from one Demat account to another?

Yes, shares can be transferred between Demat accounts.

How long does it take to open a Demat account?

The signup process for opening a demat account online can be completed in as little as 15 minutes. If al ldocuments are in order, the account can be verified and active in a few hours.

Is a Demat account safe?

Absolutely. Much like bank accounts, Demat accounts are protected by regulatory frameworks, secure logins, and encryption. Reputed brokers like Anand Rathi provide you multiple ways of securing your account, making them a safe way to hold and trade securities.

What is the DP Name in a Demat account?

The DP (Depository Participant) Name is the name of the financial institution or brokerage (such as Anand Rathi) where your Demat account is held. The DP acts as the intermediary between you and the central depository (like NSDL or CDSL), enabling you to hold and trade securities electronically.

How can I find my Demat account number?

Your Demat account number is a unique 16-digit identifier linked to your account. It can usually be found on your account statements or by logging into your trading platform. The first eight digits usually represent the DP ID, while the last eight are specific to your account.

Can I withdraw money from a Demat account?

A Demat account only holds securities in electronic form. Any proceeds obtained from selling shares in the demat account are credited to your linked trading account. You can then transfer these funds to your linked bank account.

Do I need separate Demat accounts for trading in equities and mutual funds?

"No, a single Demat account allows you to hold a variety of securities, including equities, mutual funds, bonds, and ETFs. This all-in-one approach simplifies tracking and management.

Can I open a Demat account without a PAN card?

"A PAN card is mandatory for opening a Demat account in India, as it’s required for tax purposes and identity verification. Without a PAN, your application cannot be processed.

How often do I need to update my KYC for a Demat account?

Updating your KYC (Know Your Customer) information is generally required only if there are changes in your personal details, such as address or contact information. Routine KYC checks may occur as part of regulatory compliance.

Can I convert my physical share certificates to Demat form?

Yes, physical share certificates can be converted to electronic form through a process called Dematerialization. Submit a Dematerialization Request Form (DRF) along with your physical certificates to your DP for a seamless conversion.