3 Year Returns
11.01%
NAV (₹)
191.9411
1 Day NAV Change
-1.01%
UTI-Banking and Financial Services Fund Growth is a scheme from UTI Mutual Fund AMC, launched on 07 Apr 2004 and currently managing ₹ 1451.73 Cr in assets. It sits in the very high risk category on the riskometer, with a minimum SIP of ₹500 and a lump sum of ₹5000. The sections below cover its latest NAV, historical returns, portfolio holdings, and expense ratio.
UTI-Banking and Financial Services Fund Growth Fund Details
| Min. SIP Amount | ₹ 500 |
| Min. Lumpsum Amount | ₹ 5000 |
| AUM | ₹ 1451.73 Cr |
| Expense Ratio | 2.38% |
| Lock-in Period | No Lock-in Period |
| Inception Date | 07 Apr 2004 |
| Fund Age | 22 Yrs |
Exit Load
1.00% - If redeemed / switched out less than one year from the date of allotment. Nil - If redeemed / switched out greater than or equal to one year from the date of allotment.
Fund’s Investment Objective
objective of the scheme is to generate long term capital appreciation by investing predominantly in equity and equity related securities of companies/institutions engaged in the banking and financial services activities. However, there can be no assurance or guarantee that the investment objective of the scheme would be achieved.
Calculate Your Mutual Fund Returns
Returns Estimator
Estimation is based on the past performance
Expected Rate of Return
The value of your investment after 5 Years will be
₹4,12,432
Invested Amount
₹3,00,000
Est. Returns
₹1,12,432
Scheme’s Historical Return
Asset Allocation
AUM
₹1,33,309.00 Cr
Cash Holdings
21.45%
Equity
70.84%
Cash
21.45%
Debt
1.71%
Other
6%
UTI-Banking and Financial Services Fund Growth Sector Holdings
Last Updated: 31 Aug 2026| Sectors | Allocation | Weightage | Value (in Cr.) |
|---|---|---|---|
| Banks | 65.80% | ₹ 955.242 | |
| Finance | 19.85% | ₹ 288.184 | |
| Insurance | 8.71% | ₹ 126.414 | |
| Financial Services | 3.91% | ₹ 56.727 | |
| Stock/ Commodity Brokers | 0.89% | ₹ 12.969 | |
| IT - Software | 0.77% | ₹ 11.222 | |
| E-Commerce/App based Aggregator | 0.07% | ₹ 0.974 |
UTI-Banking and Financial Services Fund Growth Stock Holdings
Last Updated: 31 Aug 2026| Name | Allocation | Weightage | Value (in Cr.) | Sector |
|---|---|---|---|---|
| HDFC Bank | 16.24% | ₹ 235.743 | Banks | |
| ICICI Bank | 11.53% | ₹ 167.355 | Banks | |
| SBI | 10.17% | ₹ 147.71 | Banks | |
| Axis Bank | 10.16% | ₹ 147.55 | Banks | |
| Kotak Mah. Bank | 9.39% | ₹ 136.305 | Banks | |
| Bajaj Finance | 5.15% | ₹ 74.771 | Finance | |
| Shriram Finance | 4.04% | ₹ 58.6 | Finance | |
| Net CA & Others | 3.72% | ₹ 54.062 | Debt Others | |
| Ujjivan Small | 3.71% | ₹ 53.906 | Banks | |
| SBI Life Insuran | 3.32% | ₹ 48.212 | Insurance |
Fund Manager Details
Risk-O-Meter
Investors understand that their principal will be at Very High Risk
Risk Scale
AMC Information
UTI Mutual Fund
Funds Managed
86
Assets Managed
₹ 3,94,847.58 Cr
Contact Details
Registered Address
UTI Towers, Gn Block,Bandra Kurla Complex,Bandra (East), Mumbai 400 051
Managing Director
Vetri Subramaniam
Chief Executive Officer
Vetri Subramaniam
Compliance Officer
Gayatri Kannan
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Disclaimer
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