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SBI Credit Risk Fund (IDCW-D)

DebtCredit Risk Fund

Last Updated NAV Date: 30 Jul 2026

3 Year Returns

7.79%

NAV (₹)

16.3264

1 Day NAV Change

-0.01%

No chart data available for this period.

Fund Details

Min. SIP Amount₹ 500
Min. Lumpsum Amount₹ 10000
AUM₹ 2172.90 Cr
Expense Ratio1.56%
Lock-in PeriodNo Lock-in Period
Inception Date04 Dec 2012
Fund Age13 Yrs

Exit Load

3.00% - If redeemed/switched out within 12 months from the date of allotment. - FOR 8% of the investment - Nil 1.50% - If redeemed/switched out after 12 months but within 24 months from the date of allotment. - For 8% of the investment - Nil 0.75% - If redeemed/switched out after 24 months but within 36 months from the date of allotment. - For 8% of the investment - Nil NIL - If redeemed/switched out after 36 months from the date of allotment.

Fund’s Investment Objective

To provide the investors an opportunity to predominantly invest in corporate bonds rated AA and below(excluding AA+ rated corporate bonds) so as to generate attractive returns while maintaining moderate liquidity in the portfolio through investment in money market securities.

Calculate Your Mutual Fund Returns

Returns Estimator

Estimation is based on the past performance

Expected Rate of Return

The value of your investment after 5 Years will be

₹4,12,432

Invested Amount

₹3,00,000

Est. Returns

₹1,12,432

Scheme’s Historical Return

1 Month Return0.68%
3 Month Return2.78%
6 Month Return4.64%
1 Year Return7.27%
3 Year Return7.79%
5 Year Return7.02%

Asset Allocation

AUM

₹1,33,309.00 Cr

Cash Holdings

21.45%

Equity

70.84%

Cash

21.45%

Debt

1.71%

Other

6%

Sector Holdings

Last Updated: 15 Jul 2026
SectorsAllocationWeightageValue (in Cr.)
Infrastructure Investment Trusts
100.00%₹ 2,172.904

Stock Holdings

Last Updated: 15 Jul 2026
NameAllocationWeightageValue (in Cr.)Sector
Lodha Developers
4.60%₹ 99.92Debt Others
Renew Solar Ener
4.60%₹ 100.052Debt Others
Tata Projects
4.59%₹ 99.633Debt Others
H.G. Infra Engg.
4.56%₹ 99.013Debt Others
N J Indiainvest
4.56%₹ 99.133Debt Others
JTPM Metal Trade
4.43%₹ 96.286Debt Others
RenServ Global
3.68%₹ 79.953Debt Others
GSEC2040 6.68
3.58%₹ 77.767Govt. Securities
JSW Kalinga Stee
3.54%₹ 77Debt Others
Motilal Osw.Home
3.46%₹ 75.107Debt Others

Fund Manager Details

Lokesh Mallya Joined SBIFMPL in October 2014as credit Analyst. He has over 10 years of experience in reserch in the Indian fixed income market and fund management. Prior to joining SBIFMPL, Mr. Mallys was woking with Birla Sun Life Asset Management Company Limited as Fund Manager (Sept 2009-Sept 2014) ans as Credit Analyst (July 2006-Aug 2009). MBA, CFA, FRM

Risk-O-Meter

Moderately High

Investors understand that their principal will be at moderately High risk

Risk Scale

Low
Moderately Low
Moderate
Moderately High
High
Very High

AMC Information

SBI Mutual Fund

Funds Managed

126

Assets Managed

₹ 12,81,380.68 Cr

Contact Details

www.sbimf.com
customer.delight@sbimf.com
022-61793000

Registered Address

9th Floor,Crescenzo, C-39&39,G Block, Bandra kurla complex,Bandra (east), Mumbai-400 051.

Managing Director

Challa Sreenivasulu Setty

Chief Executive Officer

Debasish Mishra

Compliance Officer

Vinay Datar

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Disclaimer

The information provided on this page is for informational purposes only and should not be construed as investment advice, recommendation, or solicitation to buy or sell any securities or financial pr...

Frequently Asked Questions

You can withdraw your investment from SBI Credit Risk Fund (IDCW-D) through your mutual fund app, AMC website, or demat or stock broker online account at the applicable NAV.
The minimum investment for SBI Credit Risk Fund (IDCW-D) is ₹ 10000 for Lumpsum and ₹ 500 for SIP. You can open a demat account or login to the existing stock broker online account to get started.
SBI Credit Risk Fund (IDCW-D) has a lock-in period of No Lock-in Period. Schemes with a lock-in restrict withdrawals or redemptions for that duration, while schemes with no lock-in allow you to redeem anytime.
The average annualized return of SBI Credit Risk Fund (IDCW-D) over the past three years is 7.79%.
The current NAV of SBI Credit Risk Fund (IDCW-D) is 16.3264.
The Expense ratio of SBI Credit Risk Fund (IDCW-D) is 1.56%. It is an annual charge for running the mutual fund. You can find the same on the factsheet and the Asset Management Companies website.
The latest AUM of the SBI Credit Risk Fund (IDCW-D) fund is ₹ 2172.90 Cr. It represents the total assets held and managed by the fund.
The exit load for SBI Credit Risk Fund (IDCW-D) is 3.00% - If redeemed/switched out within 12 months from the date of allotment. - FOR 8% of the investment - Nil 1.50% - If redeemed/switched out after 12 months but within 24 months from the date of allotment. - For 8% of the investment - Nil 0.75% - If redeemed/switched out after 24 months but within 36 months from the date of allotment. - For 8% of the investment - Nil NIL - If redeemed/switched out after 36 months from the date of allotment..
The fund managers of the SBI Credit Risk Fund (IDCW-D) are Lokesh Mallya, Prashanth Sridhar. However, with management's discretion, the fund manager could also change during the tenure.
SBI Credit Risk Fund (IDCW-D) was launched on 04 Dec 2012. Since then, the fund has formed an NAV (Net Asset Value) of 16.3264.

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