3 Year Returns
14.03%
NAV (₹)
38.2991
1 Day NAV Change
-0.93%
SBI Banking & Financial Services Fund IDCW is a scheme from SBI Mutual Fund AMC, launched on 26 Feb 2015 and currently managing ₹ 10872.95 Cr in assets. It sits in the very high risk category on the riskometer, with a minimum SIP of ₹500 and a lump sum of ₹5000. The sections below cover its latest NAV, historical returns, portfolio holdings, and expense ratio.
SBI Banking & Financial Services Fund IDCW Fund Details
| Min. SIP Amount | ₹ 500 |
| Min. Lumpsum Amount | ₹ 5000 |
| AUM | ₹ 10872.95 Cr |
| Expense Ratio | 2.15% |
| Lock-in Period | No Lock-in Period |
| Inception Date | 26 Feb 2015 |
| Fund Age | 11 Yrs |
Exit Load
For exit within 30 Days from the date of allotment 0.50%. For exit after 30 Days from the date of allotment - NIL.
Fund’s Investment Objective
The investment objective of the scheme is to generate long-term capital appreciation to unit holders from a portfolio that is invested predominantly in equity and equity related securities of companies engaged in banking and financial services.
Calculate Your Mutual Fund Returns
Returns Estimator
Estimation is based on the past performance
Expected Rate of Return
The value of your investment after 5 Years will be
₹4,12,432
Invested Amount
₹3,00,000
Est. Returns
₹1,12,432
Scheme’s Historical Return
Asset Allocation
AUM
₹1,33,309.00 Cr
Cash Holdings
21.45%
Equity
70.84%
Cash
21.45%
Debt
1.71%
Other
6%
SBI Banking & Financial Services Fund IDCW Sector Holdings
Last Updated: 31 Aug 2026| Sectors | Allocation | Weightage | Value (in Cr.) |
|---|---|---|---|
| Banks | 54.31% | ₹ 5,905.36 | |
| Finance | 26.15% | ₹ 2,842.897 | |
| Insurance | 11.27% | ₹ 1,225.227 | |
| E-Commerce/App based Aggregator | 5.21% | ₹ 566.307 | |
| Stock/ Commodity Brokers | 1.67% | ₹ 181.945 | |
| Credit Rating Agencies | 1.39% | ₹ 151.215 |
SBI Banking & Financial Services Fund IDCW Stock Holdings
Last Updated: 31 Aug 2026| Name | Allocation | Weightage | Value (in Cr.) | Sector |
|---|---|---|---|---|
| HDFC Bank | 13.48% | ₹ 1,465.276 | Banks | |
| ICICI Bank | 10.79% | ₹ 1,173.264 | Banks | |
| Kotak Mah. Bank | 9.82% | ₹ 1,067.699 | Banks | |
| Bajaj Finance | 7.52% | ₹ 817.823 | Finance | |
| TREPS | 6.48% | ₹ 704.838 | Debt Others | |
| SBI | 4.87% | ₹ 530 | Banks | |
| HDFC Life Insur. | 4.12% | ₹ 447.458 | Insurance | |
| Muthoot Finance | 4.09% | ₹ 444.423 | Finance | |
| One 97 | 3.40% | ₹ 369.18 | E-Commerce/App based Aggregator | |
| Bank of Baroda | 2.94% | ₹ 319.222 | Banks |
Fund Manager Details
Risk-O-Meter
Investors understand that their principal will be at Very High Risk
Risk Scale
AMC Information
SBI Mutual Fund
Funds Managed
122
Assets Managed
₹ 12,81,380.68 Cr
Contact Details
Registered Address
9th Floor,Crescenzo, C-39&39,G Block, Bandra kurla complex,Bandra (east), Mumbai-400 051.
Managing Director
Challa Sreenivasulu Setty
Chief Executive Officer
Debasish Mishra
Compliance Officer
Vinay Datar
Mutual Funds Calculators
Explore Mutual Funds by Types
Open NFOs
Explore Popular AMCs
Disclaimer
The information provided on this page is for informational purposes only and should not be construed as investment advice, recommendation, or solicitation to buy or sell any securities or financial pr...
Frequently Asked Questions
Download the AR Invest App
- 5000+ Schemes
- Personalized Solutions
- Expert Insights
