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Nippon India Credit Risk Fund (IDCW)

DebtCredit Risk Fund

Last Updated NAV Date: 30 Jul 2026

3 Year Returns

8.17%

NAV (₹)

20.7761

1 Day NAV Change

0.00%

No chart data available for this period.

Fund Details

Min. SIP Amount₹ 100
Min. Lumpsum Amount₹ 500
AUM₹ 1515.84 Cr
Expense Ratio1.39%
Lock-in PeriodNo Lock-in Period
Inception Date27 Oct 2014
Fund Age11 Yrs

Exit Load

25% of the units allotted shall be redeemed without any exit load, on or before completion of 12 months from the date of allotment of units. Any redemption in excess of such limit in the first 12 months from the date of allotment shall be subject to the following exit load. Redemption of units would be done on First in First out Basis (FIFO): 1% if redeemed or switched out on or before completion of 12 months from the date of allotment of units. Nil, if redeemed or switched out after completion of 12 months from the date of allotment of units.

Fund’s Investment Objective

To generate consistent returns and appreciation of capital by investing in mix of securities comprising of equity.

Calculate Your Mutual Fund Returns

Returns Estimator

Estimation is based on the past performance

Expected Rate of Return

The value of your investment after 5 Years will be

₹4,12,432

Invested Amount

₹3,00,000

Est. Returns

₹1,12,432

Scheme’s Historical Return

1 Month Return0.49%
3 Month Return2.32%
6 Month Return4.13%
1 Year Return7.08%
3 Year Return8.17%
5 Year Return7.21%

Asset Allocation

AUM

₹1,33,309.00 Cr

Cash Holdings

21.45%

Equity

70.84%

Cash

21.45%

Debt

1.71%

Other

6%

Sector Holdings

Last Updated: N/A
SectorsAllocationWeightageValue (in Cr.)
Others
100.00%₹ 1,515.839

Stock Holdings

Last Updated: 15 Jul 2026
NameAllocationWeightageValue (in Cr.)Sector
GSEC
5.06%₹ 76.732Govt. Securities
Triumph Composit
3.95%₹ 59.824Debt Others
A B Real Estate
3.64%₹ 55.242Debt Others
Delhi Intl.Airp.
3.38%₹ 51.234Debt Others
Mindspace Busine
3.27%₹ 49.563Debt Others
GSEC
3.25%₹ 49.189Debt Others
HDFC Bank
3.17%₹ 47.984Debt Others
TREPS
3.02%₹ 45.723Debt Others
Muthoot Finance
2.95%₹ 44.784Debt Others
Truhome Finance
2.67%₹ 40.399Debt Others

Fund Manager Details

Over 6 years of experience. From May 25, 2018 onwards: Fund Manager - Overseas Investments, Reliance Nippon Life Asset Managament Limited. December 2012 to May 24, 2018: Associate Equity Investments at RNAM, assisting lead analyst in Equity Research, idea generation and sector monitoring, assisting fund managers in stock selection and monitoring of overseas investments. MSC (Economics)

Risk-O-Meter

High

Investors understand that their principal will be at high risk

Risk Scale

Low
Moderately Low
Moderate
Moderately High
High
Very High

AMC Information

Nippon India Mutual Fund

Funds Managed

108

Assets Managed

₹ 7,67,506.42 Cr

Contact Details

mf.nipponindiaim.com
customercare@nipponindiaim.in
022-68087000/1860260111

Registered Address

4th Floor, Tower A, Peninsula Busines-s Park, Ganapatrao Kadam MargLower Parel (W), Mumbai - 400013.

Managing Director

Mr. Upendra Kumar Sinha

Chief Executive Officer

Mr. Sundeep Sikka

Compliance Officer

Mr. Muneesh Sud

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Disclaimer

The information provided on this page is for informational purposes only and should not be construed as investment advice, recommendation, or solicitation to buy or sell any securities or financial pr...

Frequently Asked Questions

You can withdraw your investment from Nippon India Credit Risk Fund (IDCW) through your mutual fund app, AMC website, or demat or stock broker online account at the applicable NAV.
The minimum investment for Nippon India Credit Risk Fund (IDCW) is ₹ 500 for Lumpsum and ₹ 100 for SIP. You can open a demat account or login to the existing stock broker online account to get started.
Nippon India Credit Risk Fund (IDCW) has a lock-in period of No Lock-in Period. Schemes with a lock-in restrict withdrawals or redemptions for that duration, while schemes with no lock-in allow you to redeem anytime.
The average annualized return of Nippon India Credit Risk Fund (IDCW) over the past three years is 8.17%.
The current NAV of Nippon India Credit Risk Fund (IDCW) is 20.7761.
The Expense ratio of Nippon India Credit Risk Fund (IDCW) is 1.39%. It is an annual charge for running the mutual fund. You can find the same on the factsheet and the Asset Management Companies website.
The latest AUM of the Nippon India Credit Risk Fund (IDCW) fund is ₹ 1515.84 Cr. It represents the total assets held and managed by the fund.
The exit load for Nippon India Credit Risk Fund (IDCW) is 25% of the units allotted shall be redeemed without any exit load, on or before completion of 12 months from the date of allotment of units. Any redemption in excess of such limit in the first 12 months from the date of allotment shall be subject to the following exit load. Redemption of units would be done on First in First out Basis (FIFO): 1% if redeemed or switched out on or before completion of 12 months from the date of allotment of units. Nil, if redeemed or switched out after completion of 12 months from the date of allotment of units..
The fund managers of the Nippon India Credit Risk Fund (IDCW) are Kinjal Desai, Sushil Budhia, Amber Singhania. However, with management's discretion, the fund manager could also change during the tenure.
Nippon India Credit Risk Fund (IDCW) was launched on 27 Oct 2014. Since then, the fund has formed an NAV (Net Asset Value) of 20.7761.

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