AnandRathi

Kotak Credit Risk Fund (G)

Last Updated NAV Date: 30 Jul 2026

3 Year Returns

7.57%

NAV (₹)

31.7002

1 Day NAV Change

0.00%

No chart data available for this period.

Fund Details

Min. SIP Amount₹ 100
Min. Lumpsum Amount₹ 100
AUM₹ 770.38 Cr
Expense Ratio1.73%
Lock-in PeriodNo Lock-in Period
Inception Date11 May 2010
Fund Age16 Yrs

Exit Load

For redemption/switch out of upto 6% of the initial investment amount (limit) purchased or switched in within 1 year from the date of allotment: Nil. 1.00% - If units redeemed or switched out are in excess of the limit within 1 year from the date of allotment. Nil - If units are redeemed or switched out on or after 1 year from the date of allotment.

Fund’s Investment Objective

To generate income by investing in debt/and money market securities across the yield curve and credit spectrum. The scheme would also seek to maintain reasonable liquidity within the fund.

Calculate Your Mutual Fund Returns

Returns Estimator

Estimation is based on the past performance

Expected Rate of Return

The value of your investment after 5 Years will be

4,12,432

Invested Amount

3,00,000

Est. Returns

1,12,432

Scheme’s Historical Return

1 Month Return0.69%
3 Month Return2.23%
6 Month Return3.37%
1 Year Return6.62%
3 Year Return7.57%
5 Year Return5.80%

Asset Allocation

AUM

₹1,33,309.00 Cr

Cash Holdings

21.45%

Equity

70.84%

Cash

21.45%

Debt

1.71%

Other

6%

Sector Holdings

Last Updated: 15 Jul 2026
SectorsAllocationWeightageValue (in Cr.)
Real Estate Investment Trusts
54.33%418.58
Infrastructure Investment Trusts
45.67%351.799

Stock Holdings

Last Updated: 15 Jul 2026
NameAllocationWeightageValue (in Cr.)Sector
Jubilant Bevco
7.20%55.491Debt Others
Vedanta
6.55%50.425Debt Others
Muthoot Finance
6.54%50.365Debt Others
Bamboo Hotel
6.51%50.183Debt Others
Tata Projects
6.50%50.041Debt Others
Karnataka 2035
5.89%45.341Govt. Securities
A B Real Estate
5.87%45.198Debt Others
A B Renewables
5.20%40.07Debt Others
Indus Inf. Trust
4.54%34.943Debt Others
AU Small Finance
3.90%30.066Debt Others

Fund Manager Details

Started his career with the AMC in September 2000 and moved to Debt Fund Management Team as research analyst in September 2001 and performed the role of dealer from October 2004. Since November 2006, Mr. Agarwal was Fund Manager in the debt fund management team. Post Graduate in Commerce from Mumbai University, a Qualified Chartered account and a Company Secretary. Also Cleared AIMR CFA Level I

Risk-O-Meter

High

Investors understand that their principal will be at high risk

Risk Scale

Low
Moderately Low
Moderate
Moderately High
High
Very High

AMC Information

Kotak Mahindra Mutual Fund

Funds Managed

126

Assets Managed

₹ 6,09,561.12 Cr

Contact Details

Registered Address

27 BKC, C-27, G Block, Bandra KurlaComplex, Bandra(E),Mumbai - 400 051.

Managing Director

Nilesh Shah

Chief Executive Officer

N/A

Compliance Officer

Ms. Jolly Bhatt

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Disclaimer

The information provided on this page is for informational purposes only and should not be construed as investment advice, recommendation, or solicitation to buy or sell any securities or financial pr...

Frequently Asked Questions

You can withdraw your investment from Kotak Credit Risk Fund (G) through your mutual fund app, AMC website, or demat or stock broker online account at the applicable NAV.
The minimum investment for Kotak Credit Risk Fund (G) is ₹ 100 for Lumpsum and ₹ 100 for SIP. You can open a demat account or login to the existing stock broker online account to get started.
Kotak Credit Risk Fund (G) has a lock-in period of No Lock-in Period. Schemes with a lock-in restrict withdrawals or redemptions for that duration, while schemes with no lock-in allow you to redeem anytime.
The average annualized return of Kotak Credit Risk Fund (G) over the past three years is 7.57%.
The current NAV of Kotak Credit Risk Fund (G) is 31.7002.
The Expense ratio of Kotak Credit Risk Fund (G) is 1.73%. It is an annual charge for running the mutual fund. You can find the same on the factsheet and the Asset Management Companies website.
The latest AUM of the Kotak Credit Risk Fund (G) fund is ₹ 770.38 Cr. It represents the total assets held and managed by the fund.
The exit load for Kotak Credit Risk Fund (G) is For redemption/switch out of upto 6% of the initial investment amount (limit) purchased or switched in within 1 year from the date of allotment: Nil. 1.00% - If units redeemed or switched out are in excess of the limit within 1 year from the date of allotment. Nil - If units are redeemed or switched out on or after 1 year from the date of allotment..
The fund managers of the Kotak Credit Risk Fund (G) are Deepak Agrawal, Vihag Mishra. However, with management's discretion, the fund manager could also change during the tenure.
Kotak Credit Risk Fund (G) was launched on 11 May 2010. Since then, the fund has formed an NAV (Net Asset Value) of 31.7002.

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