Kotak Banking and PSU Debt Fund (IDCW)

DebtBanking and PSU Fund

Last Updated NAV Date: 05 Jun 2026

3 Year Returns

6.84%

NAV (₹)

12.8442

1 Day NAV Change

0.36%

No chart data available for this period.

Fund Details

Min. SIP Amount₹ 100
Min. Lumpsum Amount₹ 100
AUM₹ 5008.73 Cr
Expense Ratio0.75%
Lock-in PeriodNo Lock-in Period
Inception Date07 May 1999
Fund Age27 Yrs

Exit Load

Nil

Fund’s Investment Objective

To generate income by predominantly investing in debt & money market securities issued by Banks & PSUs and Reverse repos in such securities, sovereign securities issued by the Central Government and State Governments, and / or any security unconditionally guaranteed by the Govt. of India.

Calculate Your Mutual Fund Returns

Calculator

Returns Estimator

Estimation is based on the past performance

Expected Rate of Return

The value of your investment after 5 Years will be

4,12,432

Invested Amount

3,00,000

Est. Returns

1,12,432

Scheme’s Historical Return

1 Month Return0.58%
3 Month Return0.69%
6 Month Return1.42%
1 Year Return4.05%
3 Year Return6.84%
5 Year Return5.82%

Asset Allocation

AUM

₹1,33,309.00 Cr

Cash Holdings

21.45%

Equity

70.84%

Cash

21.45%

Debt

1.71%

Other

6%

Sector Holdings

Last Updated: N/A
SectorsAllocationWeightageValue (in Cr.)
Others
100.00%5,008.727

Stock Holdings

Last Updated: 15 May 2026
NameAllocationWeightageValue (in Cr.)Sector
Power Fin.Corpn.
6.51%328.844Debt Others
Canara Bank
5.17%261.381Debt Others
I O C L
3.76%189.722Debt Others
TREPS
3.54%179.05Debt Others
Gujarat 2032 6.98
3.32%167.485Govt. Securities
Power Grid Corpn
3.17%160.166Debt Others
HDFC Bank
3.02%152.741Debt Others
REC Ltd
2.95%149.1Debt Others
Gujarat 2032
2.92%147.581Govt. Securities
SBI
2.81%141.746Debt Others

Fund Manager Details

Started his career with the AMC in September 2000 and moved to Debt Fund Management Team as research analyst in September 2001 and performed the role of dealer from October 2004. Since November 2006, Mr. Agarwal was Fund Manager in the debt fund management team. Post Graduate in Commerce from Mumbai University, a Qualified Chartered account and a Company Secretary. Also Cleared AIMR CFA Level I

Risk-O-Meter

Moderate

Investors understand that their principal will be at moderate risk

Risk Scale

Low
Moderately Low
Moderate
Moderately High
High
Very High

AMC Information

Kotak Mahindra Mutual Fund

Funds Managed

123

Assets Managed

₹ 5,99,282.71 Cr

Contact Details

Registered Address

27 BKC, C-27, G Block, Bandra KurlaComplex, Bandra(E),Mumbai - 400 051.

Managing Director

Nilesh Shah

Chief Executive Officer

N/A

Compliance Officer

Ms. Jolly Bhatt

No open NFOs available
Disclaimer

The information provided on this page is for informational purposes only and should not be construed as investment advice, recommendation, or solicitation to buy or sell any securities or financial pr...

Frequently Asked Questions

The Net Asset Value (NAV) of Kotak Banking and PSU Debt Fund (IDCW) is updated at the end of every business day. You can check the latest NAV in the header section of this page.
You can invest in Kotak Banking and PSU Debt Fund (IDCW) online through the Anand Rathi AR Invest app or website. Simply log in, complete your KYC if not already done, and choose between SIP or Lumpsum investment modes.
Exit load varies by scheme. For Kotak Banking and PSU Debt Fund (IDCW), please refer to the "Fund Details" section above to see if any exit load applies for early redemptions.
Mutual funds are generally suitable for long-term wealth creation. However, suitability depends on your individual risk appetite and financial goals. You should review the riskometer and fund performance before investing.
Once you invest, you can track your portfolio performance, NAV changes, and transaction history in real-time through the AR Invest dashboard.

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