AnandRathi

Kotak Banking and PSU Debt Fund (IDCW)

Last Updated NAV Date: 30 Jul 2026

3 Year Returns

7.20%

NAV (₹)

13.0561

1 Day NAV Change

-0.06%

No chart data available for this period.

Fund Details

Min. SIP Amount₹ 100
Min. Lumpsum Amount₹ 100
AUM₹ 4993.21 Cr
Expense Ratio0.75%
Lock-in PeriodNo Lock-in Period
Inception Date07 May 1999
Fund Age27 Yrs

Exit Load

Nil

Fund’s Investment Objective

To generate income by predominantly investing in debt & money market securities issued by Banks & PSUs and Reverse repos in such securities, sovereign securities issued by the Central Government and State Governments, and / or any security unconditionally guaranteed by the Govt. of India.

Calculate Your Mutual Fund Returns

Returns Estimator

Estimation is based on the past performance

Expected Rate of Return

The value of your investment after 5 Years will be

4,12,432

Invested Amount

3,00,000

Est. Returns

1,12,432

Scheme’s Historical Return

1 Month Return0.37%
3 Month Return2.21%
6 Month Return3.27%
1 Year Return5.40%
3 Year Return7.20%
5 Year Return6.05%

Asset Allocation

AUM

₹1,33,309.00 Cr

Cash Holdings

21.45%

Equity

70.84%

Cash

21.45%

Debt

1.71%

Other

6%

Sector Holdings

Last Updated: N/A
SectorsAllocationWeightageValue (in Cr.)
Others
100.00%4,993.214

Stock Holdings

Last Updated: 15 Jul 2026
NameAllocationWeightageValue (in Cr.)Sector
Power Fin.Corpn.
6.65%332.113Debt Others
NABFID
3.99%199.444Debt Others
I O C L
3.83%191.119Debt Others
Gujarat 2032 6.98
3.42%170.572Govt. Securities
Power Grid Corpn
3.24%161.888Debt Others
HDFC Bank
3.07%153.46Debt Others
REC Ltd
3.05%152.308Debt Others
Gujarat 2032
3.01%150.195Govt. Securities
SBI
2.88%143.758Debt Others
Net CA & Others
2.87%143.516Debt Others

Fund Manager Details

Started his career with the AMC in September 2000 and moved to Debt Fund Management Team as research analyst in September 2001 and performed the role of dealer from October 2004. Since November 2006, Mr. Agarwal was Fund Manager in the debt fund management team. Post Graduate in Commerce from Mumbai University, a Qualified Chartered account and a Company Secretary. Also Cleared AIMR CFA Level I

Risk-O-Meter

Moderate

Investors understand that their principal will be at moderate risk

Risk Scale

Low
Moderately Low
Moderate
Moderately High
High
Very High

AMC Information

Kotak Mahindra Mutual Fund

Funds Managed

126

Assets Managed

₹ 6,09,561.12 Cr

Contact Details

Registered Address

27 BKC, C-27, G Block, Bandra KurlaComplex, Bandra(E),Mumbai - 400 051.

Managing Director

Nilesh Shah

Chief Executive Officer

N/A

Compliance Officer

Ms. Jolly Bhatt

Explore Popular AMCs

Disclaimer

The information provided on this page is for informational purposes only and should not be construed as investment advice, recommendation, or solicitation to buy or sell any securities or financial pr...

Frequently Asked Questions

You can withdraw your investment from Kotak Banking and PSU Debt Fund (IDCW) through your mutual fund app, AMC website, or demat or stock broker online account at the applicable NAV.
The minimum investment for Kotak Banking and PSU Debt Fund (IDCW) is ₹ 100 for Lumpsum and ₹ 100 for SIP. You can open a demat account or login to the existing stock broker online account to get started.
Kotak Banking and PSU Debt Fund (IDCW) has a lock-in period of No Lock-in Period. Schemes with a lock-in restrict withdrawals or redemptions for that duration, while schemes with no lock-in allow you to redeem anytime.
The average annualized return of Kotak Banking and PSU Debt Fund (IDCW) over the past three years is 7.20%.
The current NAV of Kotak Banking and PSU Debt Fund (IDCW) is 13.0561.
The Expense ratio of Kotak Banking and PSU Debt Fund (IDCW) is 0.75%. It is an annual charge for running the mutual fund. You can find the same on the factsheet and the Asset Management Companies website.
The latest AUM of the Kotak Banking and PSU Debt Fund (IDCW) fund is ₹ 4993.21 Cr. It represents the total assets held and managed by the fund.
The exit load for Kotak Banking and PSU Debt Fund (IDCW) is Nil.
The fund managers of the Kotak Banking and PSU Debt Fund (IDCW) are Deepak Agrawal, Dharmesh Thakar. However, with management's discretion, the fund manager could also change during the tenure.
Kotak Banking and PSU Debt Fund (IDCW) was launched on 07 May 1999. Since then, the fund has formed an NAV (Net Asset Value) of 13.0561.

Download the AR Invest App

  • 5000+ Schemes
  • Personalized Solutions
  • Expert Insights
Download app from Google Play Store opens in a window
Download app from Apple App Store opens in a window