3 Year Returns
8.66%
NAV (₹)
24.6300
1 Day NAV Change
-1.04%
ICICI Pru Banking & Financial Services IDCW is a scheme from ICICI Prudential Mutual Fund AMC, launched on 22 Aug 2008 and currently managing ₹ 11330.58 Cr in assets. It sits in the very high risk category on the riskometer, with a minimum SIP of ₹100 and a lump sum of ₹5000. The sections below cover its latest NAV, historical returns, portfolio holdings, and expense ratio.
ICICI Pru Banking & Financial Services IDCW Fund Details
| Min. SIP Amount | ₹ 100 |
| Min. Lumpsum Amount | ₹ 5000 |
| AUM | ₹ 11330.58 Cr |
| Expense Ratio | 1.93% |
| Lock-in Period | No Lock-in Period |
| Inception Date | 22 Aug 2008 |
| Fund Age | 18 Yrs |
Exit Load
1.00% - If units purchased or switched in from another scheme of the Fund are redeemed or switched out within 15 days from the date of allotment. Nil - If units purchased or switched in from another scheme of the Fund are redeemed or switched out after 15 days from the date of allotment.
Fund’s Investment Objective
To generate long-term capital appreciation to unit holders from a portfolio that is invested predominantly in equity and equity related securities of companies engaged in banking and financial services.
Calculate Your Mutual Fund Returns
Returns Estimator
Estimation is based on the past performance
Expected Rate of Return
The value of your investment after 5 Years will be
₹4,12,432
Invested Amount
₹3,00,000
Est. Returns
₹1,12,432
Scheme’s Historical Return
Asset Allocation
AUM
₹1,33,309.00 Cr
Cash Holdings
21.45%
Equity
70.84%
Cash
21.45%
Debt
1.71%
Other
6%
ICICI Pru Banking & Financial Services IDCW Sector Holdings
Last Updated: 31 Jul 2026| Sectors | Allocation | Weightage | Value (in Cr.) |
|---|---|---|---|
| Banks | 56.01% | ₹ 6,346.176 | |
| Finance | 29.18% | ₹ 3,306.421 | |
| Insurance | 10.95% | ₹ 1,240.671 | |
| Miscellaneous | 1.20% | ₹ 135.574 | |
| Stock/ Commodity Brokers | 1.04% | ₹ 117.942 | |
| Financial Services | 0.99% | ₹ 112.688 | |
| Credit Rating Agencies | 0.40% | ₹ 45.039 | |
| E-Commerce/App based Aggregator | 0.23% | ₹ 26.067 |
ICICI Pru Banking & Financial Services IDCW Stock Holdings
Last Updated: 31 Jul 2026| Name | Allocation | Weightage | Value (in Cr.) | Sector |
|---|---|---|---|---|
| ICICI Bank | 14.03% | ₹ 1,575.042 | Banks | |
| HDFC Bank | 11.82% | ₹ 1,327.007 | Banks | |
| Kotak Mah. Bank | 8.79% | ₹ 987.525 | Banks | |
| Axis Bank | 8.43% | ₹ 946.783 | Banks | |
| SBI | 7.36% | ₹ 826.879 | Banks | |
| SBI Cards | 3.14% | ₹ 352.921 | Finance | |
| SBI Life Insuran | 2.98% | ₹ 335.045 | Insurance | |
| LIC Housing Fin. | 2.94% | ₹ 329.6 | Finance | |
| TREPS | 2.87% | ₹ 321.759 | Debt Others | |
| HDFC Life Insur. | 2.65% | ₹ 297.78 | Insurance |
Fund Manager Details
Risk-O-Meter
Investors understand that their principal will be at Very High Risk
Risk Scale
AMC Information
ICICI Prudential Mutual Fund
Funds Managed
151
Assets Managed
₹ 11,76,217.65 Cr
Contact Details
Registered Address
One BKC, A-Wing, 13th Floor,Bandra Kurla Complex,Mumbai 400051
Managing Director
Ms. Chanda Kochhar
Chief Executive Officer
Mr. Nimesh Shah
Compliance Officer
Mr. Rakesh Shetty
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Disclaimer
The information provided on this page is for informational purposes only and should not be construed as investment advice, recommendation, or solicitation to buy or sell any securities or financial pr...
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