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HDFC Credit Risk Fund - Regular IDCW

DebtCredit Risk Fund

Last Updated NAV Date: 09 Sep 2026

3 Year Returns

7.66%

NAV (₹)

24.0330

1 Day NAV Change

-0.00%

HDFC Credit Risk Fund - Regular IDCW is a scheme from HDFC Mutual Fund AMC, launched on 20 Nov 2014 and currently managing ₹ 7665.78 Cr in assets. It sits in the moderately high risk category on the riskometer, with a minimum SIP of ₹100 and a lump sum of ₹100. The sections below cover its latest NAV, historical returns, portfolio holdings, and expense ratio.

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HDFC Credit Risk Fund - Regular IDCW Fund Details

Min. SIP Amount₹ 100
Min. Lumpsum Amount₹ 100
AUM₹ 7665.78 Cr
Expense Ratio1.51%
Lock-in PeriodNo Lock-in Period
Inception Date20 Nov 2014
Fund Age11 Yrs

Exit Load

In respect of each purchase/switch-in of Units, 15% of the units (the limit) may be redeemed witout any exit load from the date of allotment. 1.00% - If redeemed/switched out within 12 months from the date of allotment. 0.50% - If redeemed/switched out after 12 months but within 18 months from the date of allotment. Nil - If redeemed/switched out after 18 months from the date of allotment.

Fund’s Investment Objective

To generate income/capital appreciation by investing predominantly in AA and below rated corporate debt. There is no assurance that the investment objective of the Scheme will be realized.

Calculate Your Mutual Fund Returns

Returns Estimator

Estimation is based on the past performance

Expected Rate of Return

The value of your investment after 5 Years will be

₹4,12,432

Invested Amount

₹3,00,000

Est. Returns

₹1,12,432

Scheme’s Historical Return

1 Month Return0.37%
3 Month Return2.26%
6 Month Return3.92%
1 Year Return7.11%
3 Year Return7.66%
5 Year Return6.53%

Asset Allocation

AUM

₹1,33,309.00 Cr

Cash Holdings

21.45%

Equity

70.84%

Cash

21.45%

Debt

1.71%

Other

6%

HDFC Credit Risk Fund - Regular IDCW Sector Holdings

Last Updated: 31 Aug 2026
SectorsAllocationWeightageValue (in Cr.)
Infrastructure Investment Trusts
87.34%₹ 6,695.269
Real Estate Investment Trusts
12.66%₹ 970.508

HDFC Credit Risk Fund - Regular IDCW Stock Holdings

Last Updated: 31 Aug 2026
NameAllocationWeightageValue (in Cr.)Sector
GMR Airports
4.83%₹ 370.234Debt Others
Nirma
3.92%₹ 300.732Debt Others
Indus Inf. Trust
3.30%₹ 252.947Debt Others
Triumph Composit
3.12%₹ 239.028Debt Others
Net CA & Others
2.87%₹ 217.766Debt Others
Jubilant Beverag
2.79%₹ 213.778Debt Others
A B Renewables
2.74%₹ 210.336Debt Others
Bamboo Hotel
2.62%₹ 200.772Debt Others
Kalpataru Proj.
2.61%₹ 199.867Debt Others
Jubilant Bevco
2.59%₹ 198.439Debt Others
…

Fund Manager Details

Collectively around 17 years of experience in Credit Research and Treasury September 26, 2007 till date HDFC Asset Management Company Limited august 16, 2005 to September 20, 2007 Larsen & Toubro Limited Last Position Held - Assistant Manager November 3, 2004 to august 12, 2005 Tata Motors Limited Last Position Held - Senior Officer B.Com. (Hons.), Chartered Accountant, CFA (CFA Institute)

Risk-O-Meter

Moderately High

Investors understand that their principal will be at moderately High risk

Risk Scale

Low
Moderately Low
Moderate
Moderately High
High
Very High

AMC Information

HDFC Mutual Fund

Funds Managed

111

Assets Managed

₹ 9,61,940.45 Cr

Contact Details

www.hdfcfund.com
hello@hdfcfund.com
022 - 6631 6333

Registered Address

HDFC House, 2nd Flr, H.T.Parekh Marg,165-166, Backbay Reclamation,Churchgate, Mumbai - 400 020.

Managing Director

Mr. Navneet Munot

Chief Executive Officer

Mr. Navneet Munot

Compliance Officer

Supriya Sapre

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Disclaimer

The information provided on this page is for informational purposes only and should not be construed as investment advice, recommendation, or solicitation to buy or sell any securities or financial pr...

Frequently Asked Questions

You can withdraw your investment from HDFC Credit Risk Fund - Regular IDCW through your mutual fund app, AMC website, or demat or stock broker online account at the applicable NAV.
The minimum investment for HDFC Credit Risk Fund - Regular IDCW is ₹ 100 for Lumpsum and ₹ 100 for SIP. You can open a demat account or login to the existing stock broker online account to get started.
HDFC Credit Risk Fund - Regular IDCW has a lock-in period of No Lock-in Period. Schemes with a lock-in restrict withdrawals or redemptions for that duration, while schemes with no lock-in allow you to redeem anytime.
The average annualized return of HDFC Credit Risk Fund - Regular IDCW over the past three years is 7.66%.
The current NAV of HDFC Credit Risk Fund - Regular IDCW is 24.0330.
The Expense ratio of HDFC Credit Risk Fund - Regular IDCW is 1.51%. It is an annual charge for running the mutual fund. You can find the same on the factsheet and the Asset Management Companies website.
The latest AUM of the HDFC Credit Risk Fund - Regular IDCW fund is ₹ 7665.78 Cr. It represents the total assets held and managed by the fund.
The exit load for HDFC Credit Risk Fund - Regular IDCW is In respect of each purchase/switch-in of Units, 15% of the units (the limit) may be redeemed witout any exit load from the date of allotment. 1.00% - If redeemed/switched out within 12 months from the date of allotment. 0.50% - If redeemed/switched out after 12 months but within 18 months from the date of allotment. Nil - If redeemed/switched out after 18 months from the date of allotment..
The fund managers of the HDFC Credit Risk Fund - Regular IDCW are Praveen Jain, Dhruv Muchhal, Bhavyesh Divecha. However, with management's discretion, the fund manager could also change during the tenure.
HDFC Credit Risk Fund - Regular IDCW was launched on 20 Nov 2014. Since then, the fund has formed an NAV (Net Asset Value) of 24.0330.

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