AnandRathi

HDFC Banking & Financial Services Fund (IDCW)

EquitySectoral / Thematic

Last Updated NAV Date: 13 May 2026

3 Year Returns

12.72%

NAV (₹)

14.7850

1 Day NAV Change

-0.13%

No chart data available for this period.

Fund Details

Min. SIP Amount₹ 100
Min. Lumpsum Amount₹ 100
AUM₹ 4369.89 Cr
Expense Ratio1.96%
Lock-in PeriodNo Lock-in Period
Inception Date30 Jun 2021
Fund Age4 Yrs

Exit Load

1.00% - If Units are redeemed / switched-out within 30 days from the date of allotment. Nil - If Units are redeemed / switched-out after 30 days from the date of allotment.

Fund’s Investment Objective

To provide long-term capital appreciation by investing predominantly in equity and equity related instrumentsof companies engaged in banking and financial services. Thereis no assurance that the investmentobjective of the Scheme will be realized.

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Returns Estimator

Estimation is based on the past performance

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Select Duration

Yrs

1 Yr

30 Yrs

Expected Rate of Return

12%

8%

30%

The value of your investment after 5 Years will be

₹4,12,432

Invested Amount

₹3,00,000

Est. Returns

₹1,12,432

Scheme’s Historical Return

1 Month Return-1.89%
3 Month Return-8.25%
6 Month Return-5.27%
1 Year Return2.30%
3 Year Return12.72%
5 Year Return-

Asset Allocation

AUM

₹1,33,309.00 Cr

Cash Holdings

21.45%

Equity

70.84%

Cash

21.45%

Debt

1.71%

Other

6%

Sector Holdings

Last Updated: 30 Apr 2026
SectorsAllocationWeightageValue (in Cr.)
Banks
62.59%₹ 2,735.196
Finance
23.44%₹ 1,024.149
Insurance
5.41%₹ 236.445
Stock/ Commodity Brokers
4.14%₹ 181.101
Miscellaneous
2.34%₹ 102.279
IT - Software
1.02%₹ 44.539
E-Commerce/App based Aggregator
0.76%₹ 33.227
Financial Services
0.30%₹ 12.951

Stock Holdings

Last Updated: 30 Apr 2026
NameAllocationWeightageValue (in Cr.)Sector
HDFC Bank
14.92%₹ 652.087Banks
ICICI Bank
13.23%₹ 578.006Banks
Axis Bank
8.38%₹ 366.158Banks
Kotak Mah. Bank
7.75%₹ 338.669Banks
SBI
6.85%₹ 299.166Banks
Shriram Finance
4.60%₹ 200.978Finance
Bajaj Finance
3.91%₹ 171.003Finance
SBI Life Insuran
3.21%₹ 140.063Insurance
AU Small Finance
3.02%₹ 132.074Banks
Five-Star Bus.Fi
2.51%₹ 109.491Finance

Fund Manager Details

Collectively over 16 years of experience in Equity & Derivative Research and Sales. February 2006 till Date HDFC Asset Management Company Limited September 2004 to February 2006 Refco-Sify Securities India Pvt. Ltd. Last Position Held - AVP - FII Equity & Derivative Sales. August 2003 to September 2004 Alchemy Share & Stock Brokers Pvt. Ltd. Last Position Held - Equity & Derivative Sales. B.Com., Chartered Accountant-ICAI

Risk-O-Meter

Very High Risk

Investors understand that their principal will be at Very High Risk

Risk Scale

Low
Moderately Low
Moderate
Moderately High
High
Very High

AMC Information

HDFC Mutual Fund

Funds Managed

110

Assets Managed

₹ 9,52,866.67 Cr

Contact Details

www.hdfcfund.com
hello@hdfcfund.com
022 - 6631 6333

Registered Address

HDFC House, 2nd Flr, H.T.Parekh Marg,165-166, Backbay Reclamation,Churchgate, Mumbai - 400 020.

Managing Director

Mr. Navneet Munot

Chief Executive Officer

Mr. Navneet Munot

Compliance Officer

Supriya Sapre

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Disclaimer

The information provided on this page is for informational purposes only and should not be construed as investment advice, recommendation, or solicitation to buy or sell any securities or financial pr...

Frequently Asked Questions

The Net Asset Value (NAV) of HDFC Banking & Financial Services Fund (IDCW) is updated at the end of every business day. You can check the latest NAV in the header section of this page.
You can invest in HDFC Banking & Financial Services Fund (IDCW) online through the Anand Rathi AR Invest app or website. Simply log in, complete your KYC if not already done, and choose between SIP or Lumpsum investment modes.
Exit load varies by scheme. For HDFC Banking & Financial Services Fund (IDCW), please refer to the "Fund Details" section above to see if any exit load applies for early redemptions.
Mutual funds are generally suitable for long-term wealth creation. However, suitability depends on your individual risk appetite and financial goals. You should review the riskometer and fund performance before investing.
Once you invest, you can track your portfolio performance, NAV changes, and transaction history in real-time through the AR Invest dashboard.

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Address

Registered and Corporate Office:

Express Zone A Wing, 10th Floor, Western Express Highway, Goregaon East, Mumbai 400063.
Contact No. 022-62817000

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Prevent Unauthorized Transactions in your demat account → Update your Mobile Number with your Depository Participant. Receive alerts on your Registered Mobile for all debit and other important transactions in your demat account directly from CDSL.•No need to issue cheques by investors while subscribing to IPO. Just write the bank account number and sign in the application form to authorise your bank to make payment in case of allotment. No worries for refund as the money remains in investor's account.•KYC is one time exercise while dealing in securities markets - once KYC is done through a SEBI registered intermediary (broker, DP, Mutual Fund etc.), you need not undergo the same process again when you approach another intermediary.•Prevent Unauthorized Transactions in your demat account → Update your Mobile Number with your Depository Participant. Receive alerts on your Registered Mobile for all debit and other important transactions in your demat account directly from CDSL.•No need to issue cheques by investors while subscribing to IPO. Just write the bank account number and sign in the application form to authorise your bank to make payment in case of allotment. No worries for refund as the money remains in investor's account.•KYC is one time exercise while dealing in securities markets - once KYC is done through a SEBI registered intermediary (broker, DP, Mutual Fund etc.), you need not undergo the same process again when you approach another intermediary.