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Franklin India Banking & PSU Debt Fund IDCW

Last Updated NAV Date: 08 Sep 2026

3 Year Returns

6.31%

NAV (₹)

10.9998

1 Day NAV Change

0.03%

Franklin India Banking & PSU Debt Fund IDCW is a scheme from Franklin Templeton Mutual Fund AMC, launched on 25 Apr 2014 and currently managing ₹ 567.02 Cr in assets. It sits in the moderately low risk category on the riskometer, with a minimum SIP of ₹100 and a lump sum of ₹5000. The sections below cover its latest NAV, historical returns, portfolio holdings, and expense ratio.

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Franklin India Banking & PSU Debt Fund IDCW Fund Details

Min. SIP Amount₹ 100
Min. Lumpsum Amount₹ 5000
AUM₹ 567.02 Cr
Expense Ratio0.49%
Lock-in PeriodNo Lock-in Period
Inception Date25 Apr 2014
Fund Age12 Yrs

Exit Load

Nil

Fund’s Investment Objective

The fund seeks to provide regular income through a portfolio of debt and money market instruments consisting predominantly of securities issued by entities such as Banks and Public Sector Undertakings (PSUs).

Calculate Your Mutual Fund Returns

Returns Estimator

Estimation is based on the past performance

Expected Rate of Return

The value of your investment after 5 Years will be

4,12,432

Invested Amount

3,00,000

Est. Returns

1,12,432

Scheme’s Historical Return

1 Month Return0.50%
3 Month Return1.94%
6 Month Return3.14%
1 Year Return5.05%
3 Year Return6.31%
5 Year Return5.54%

Asset Allocation

AUM

₹1,33,309.00 Cr

Cash Holdings

21.45%

Equity

70.84%

Cash

21.45%

Debt

1.71%

Other

6%

Franklin India Banking & PSU Debt Fund IDCW Sector Holdings

Last Updated: N/A
SectorsAllocationWeightageValue (in Cr.)
Others
100.00%567.016

Franklin India Banking & PSU Debt Fund IDCW Stock Holdings

Last Updated: 31 Aug 2026
NameAllocationWeightageValue (in Cr.)Sector
Maharashtra 2047
5.65%32.04Govt. Securities
India Infra Fin
5.51%31.261Debt Others
N A B A R D
4.73%26.802Debt Others
Axis Bank
4.61%26.135Debt Others
M & M Fin. Serv.
4.49%25.45Debt Others
HDFC Bank
4.35%24.656Debt Others
Indian Bank
4.34%24.588Debt Others
S I D B I
4.34%24.587Debt Others
Bank of Baroda
4.31%24.428Debt Others
Kotak Mah. Bank
4.31%24.422Debt Others

Fund Manager Details

She joined ICICI Prudential Asset Management Company Limited as Channel Manager in October 2012. Basis the enhancement in the responsibilities Ms. Gupta has been designated as Fund Manager with effect from April 2017 till date. Past Experience: ICICI Prudential Asset Management Company Limited - Dealer - Fixed Income - November 2013 to April 2017. ICICI Prudential Asset Management Company Limited - Channel Manager - October 2012 to October 2013. Morgan Stanley Investment Management from December 2007 to September 2012. HSBC Bank from September 2007 to November 2007. Standard Chartered Mutual Fund - June 2006 to August 2007. B.E. degree in IT and CFA degree from CFA Institute, USA.

Risk-O-Meter

Moderately Low

Investors understand that their principal will be at moderately Low risk

Risk Scale

Low
Moderately Low
Moderate
Moderately High
High
Very High

AMC Information

Franklin Templeton Mutual Fund

Funds Managed

38

Assets Managed

₹ 1,27,381.83 Cr

Contact Details

www.franklintempletonindia.com

Registered Address

Tower 2, 12th and 13h Floor,Senapati Bapat Marg,Elphinstone Road(West), Mumbai-400013

Managing Director

Rahul Goswami

Chief Executive Officer

N/A

Compliance Officer

Saurabh Gangrade

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Disclaimer

The information provided on this page is for informational purposes only and should not be construed as investment advice, recommendation, or solicitation to buy or sell any securities or financial pr...

Frequently Asked Questions

You can withdraw your investment from Franklin India Banking & PSU Debt Fund IDCW through your mutual fund app, AMC website, or demat or stock broker online account at the applicable NAV.
The minimum investment for Franklin India Banking & PSU Debt Fund IDCW is ₹ 5000 for Lumpsum and ₹ 100 for SIP. You can open a demat account or login to the existing stock broker online account to get started.
Franklin India Banking & PSU Debt Fund IDCW has a lock-in period of No Lock-in Period. Schemes with a lock-in restrict withdrawals or redemptions for that duration, while schemes with no lock-in allow you to redeem anytime.
The average annualized return of Franklin India Banking & PSU Debt Fund IDCW over the past three years is 6.31%.
The current NAV of Franklin India Banking & PSU Debt Fund IDCW is 10.9998.
The Expense ratio of Franklin India Banking & PSU Debt Fund IDCW is 0.49%. It is an annual charge for running the mutual fund. You can find the same on the factsheet and the Asset Management Companies website.
The latest AUM of the Franklin India Banking & PSU Debt Fund IDCW fund is ₹ 567.02 Cr. It represents the total assets held and managed by the fund.
The exit load for Franklin India Banking & PSU Debt Fund IDCW is Nil.
The fund managers of the Franklin India Banking & PSU Debt Fund IDCW are Chandni Gupta, Anuj Tagra, Sandeep Manam. However, with management's discretion, the fund manager could also change during the tenure.
Franklin India Banking & PSU Debt Fund IDCW was launched on 25 Apr 2014. Since then, the fund has formed an NAV (Net Asset Value) of 10.9998.

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