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Edelweiss Banking & Psu Debt Fund (IDCW-F)

DebtBanking and PSU Fund

Last Updated NAV Date: 12 Jun 2026

3 Year Returns

6.25%

NAV (₹)

13.9676

1 Day NAV Change

0.07%

No chart data available for this period.

Fund Details

Min. SIP Amount₹ 100
Min. Lumpsum Amount₹ 100
AUM₹ 3110.86 Cr
Expense Ratio0.68%
Lock-in PeriodNo Lock-in Period
Inception Date13 Sep 2013
Fund Age12 Yrs

Exit Load

Nil

Fund’s Investment Objective

The investment objective of the Scheme is to generate returns commensurate with risks of investing in a portfolio of Debt Securities and Money Market Instruments issued by Banks, Public Sector Undertakings, Public Financial Institutions, entities majorly owned by Central and State Governments and Municipal Bonds. However, there can be no assurance that the investment objective of the scheme will be realized.

Calculate Your Mutual Fund Returns

Calculator

Returns Estimator

Estimation is based on the past performance

Expected Rate of Return

The value of your investment after 5 Years will be

4,12,432

Invested Amount

3,00,000

Est. Returns

1,12,432

Scheme’s Historical Return

1 Month Return0.60%
3 Month Return0.90%
6 Month Return1.56%
1 Year Return3.69%
3 Year Return6.25%
5 Year Return5.06%

Asset Allocation

AUM

₹1,33,309.00 Cr

Cash Holdings

21.45%

Equity

70.84%

Cash

21.45%

Debt

1.71%

Other

6%

Sector Holdings

Last Updated: N/A
SectorsAllocationWeightageValue (in Cr.)
Others
100.00%3,110.858

Stock Holdings

Last Updated: 31 May 2026
NameAllocationWeightageValue (in Cr.)Sector
TBILL-364D
9.11%283.255T Bills
N A B A R D
8.46%263.157Debt Others
Natl. Hous. Bank
6.42%199.712Debt Others
E X I M Bank
6.39%198.861Debt Others
S I D B I
4.81%149.777Debt Others
Kotak Mah. Bank
3.84%119.377Debt Others
REC Ltd
3.21%99.773Debt Others
M & M Fin. Serv.
3.20%99.685Debt Others
Bharti Telecom
3.17%98.77Debt Others
Power Fin.Corpn.
3.15%97.866Debt Others

Fund Manager Details

He has an overall work experience of 20 years mostly in the investment management function. Mr. Dhawal has joined Edelweiss AMC as Chief Investment Officer - Fixed Income in October 2016 and a key personnel. Prior to joining Edelweiss AMC, he was associated with DSP BlackRock Investment Managers Pvt. Ltd as Executive Vice President and Head of Fixed Income from January 2012 to July 2016, as Sr. Vice President and Head of Fixed Income schemes from January 2006 to December 2011 and as Asst. Vice President for fixed income products from May 1998 to December 2005. Prior to that he was associated with Merrill Lynch Investment Managers as Assistant Portfolio Manager, from August 1996 to April 1998. BE, MBA from University of Dallas

Risk-O-Meter

Moderate

Investors understand that their principal will be at moderate risk

Risk Scale

Low
Moderately Low
Moderate
Moderately High
High
Very High

AMC Information

Edelweiss Mutual Fund

Funds Managed

71

Assets Managed

₹ 1,89,707.42 Cr

Contact Details

Registered Address

Edelwiess House,Off.C.S.T. Road,Kalina, Mumbai - 400 098.

Managing Director

Ms. Radhika Gupta

Chief Executive Officer

Ms. Radhika Gupta

Compliance Officer

Mr. Jehzeel Master

Benefits of Investing in Edelweiss Banking & Psu Debt Fund (IDCW-F)

Like any mutual fund, investing in Edelweiss Banking & Psu Debt Fund (IDCW-F) offers its own set of benefits for investors. Here are a few of them:

Managed by Professionals

Like any mutual fund, the funds within the Edelweiss Banking & Psu Debt Fund (IDCW-F) are managed by a fund manager who has market knowledge and expertise. They analyze the markets, decide where to invest, and adjust the folio on a frequent basis.

Diversification Across Multiple Securities

One major advantage of investing in Edelweiss Banking & Psu Debt Fund (IDCW-F) is the diversification provided here. With doors open to multiple assets/sectors/themes/industries, the fund spreads the investment in different securities – rather than putting money in a single instrument.

Flexible Investment Options

These funds are feasible to everyone, especially for those looking to invest in mutual fund with a few hundreds via SIP (Systematic Investment Plan) or making a lumpsum payment upfront. This makes it easier for those who wish to access multiple stocks, bonds, or securities through a single fund.

Liquidity

Open-ended schemes allow you to redeem your units on any business day. So, if you wish to withdraw your investment, this Edelweiss Banking & Psu Debt Fund (IDCW-F) enables that as well. However, there can be exit load and post-tax implications applicable. Hence, do check the master scheme and type of MF scheme before making any investment decision.

Transparency & Regulation

All types of mutual funds in India are regulated by the SEBI (Securities and Exchange Board of India). Thus, there is a high level of transparency in these funds: regular disclosures, portfolio reports, NAV updates, etc.

What Are The Factors That Influence The Performance Of Edelweiss Banking & Psu Debt Fund (IDCW-F)?

In mutual funds, every scheme is exposed to risks like market risk, credit risk, interest rate risk, and liquidity risk, which can impact investment outcomes.

In addition to these broad risks, the performance of Edelweiss Banking & Psu Debt Fund (IDCW-F) may also be influenced by factors such as:

  • Asset Allocation Strategy

    In any fund, understanding how the scheme (or fund manager) allocates its money across equity, debt, cash, or other instruments has a direct impact on performance. For instance, if the fund is inclined towards equity, the risk exposure would also be high, and likewise for other fund types. You can check that on stock broker’s online site.

  • Market Conditions

    Regardless of the fund type, market events will always affect the fund. Certain broader economic factors, such as GDP growth, inflation, interest rates, and global market trends, can influence fund returns.

  • Securities Selection

    The performance of the mutual fund depends on specific securities chosen by the fund manager. Their performance can drive the overall results of your investment.

  • Fund Manager's Investment Approach

    Unless the fund follows a passive approach, the fund manager's involvement matters. Decisions related to timing, security selection, risk controls, and rebalancing play a key role in how the Edelweiss Banking & Psu Debt Fund (IDCW-F) performs in the long run.

  • Scheme-Specific Mandate and Restrictions

    Every scheme follows a defined investment objective and certain limits on where it can invest in mutual fund. These rules can influence how the scheme performs.

How To Invest in Edelweiss Banking & Psu Debt Fund (IDCW-F) with Anand Rathi?

Looking to Invest in Edelweiss Banking & Psu Debt Fund (IDCW-F)?

Anand Rathi offers a secure and seamless platform for investing in Edelweiss Banking & Psu Debt Fund (IDCW-F) online:

Here's how you can invest in mutul fund with us:

  1. Register or Log In to Your Account

    Visit the Anand Rathi platform or download the "AR Invest" app to get started.
    Already have an account? Simply log in or open a demat account.
  2. Complete Your KYC

    With quick and simple verification, complete your Know Your Customer (KYC) process in a few minutes.
  3. Choose and Invest

    Type Edelweiss Banking & Psu Debt Fund (IDCW-F) and invest easily via SIP or Lump Sum, in just a few clicks.
  4. Track and Manage Funds Anytime

    Keep an eye on your investment made in Edelweiss Banking & Psu Debt Fund (IDCW-F) with a clean, intuitive dashboard – track performance, manage SIPs, and stay updated, anytime, anywhere.

Documents Required to Invest in Edelweiss Banking & Psu Debt Fund (IDCW-F)

To invest in Edelweiss Banking & Psu Debt Fund (IDCW-F), no extra documents are required specifically for the scheme. However, if you are opening a demat account to start investing, you will need to submit the following:

  1. PAN Card – Mandatory for all investments
  2. Aadhaar Card – For identity and address verification
  3. Photograph – A recent passport-size photo (if required)
  4. Bank Proof – Cancelled cheque or passbook copy to link your bank account
  5. Signature Verification – As per KYC requirements.

Additional documents may be required for:

  • Minors (birth certificate + guardian documents)
  • NRIs (passport, overseas address proof, OCI/PIO card)
  • Joint account holders (KYC for all applicants).

Things To Keep In Mind While Investing In Edelweiss Banking & Psu Debt Fund (IDCW-F)

Before investing in Edelweiss Banking & Psu Debt Fund (IDCW-F), keep these points in mind, which include;

  1. Ensure the scheme's objective matches your financial goals.
  2. Check the riskometer to understand the scheme's risk level.
  3. Know the ideal investment horizon for the scheme.
  4. Review the expense ratio and any exit load.
  5. Understand the scheme's asset allocation and strategy.
  6. Keep track of regular scheme updates, NAV, and portfolio changes.
  7. Review the tax rules applicable to the Edelweiss Banking & Psu Debt Fund (IDCW-F).
  8. Read all scheme-related documents carefully before investing.

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Disclaimer

The information provided on this page is for informational purposes only and should not be construed as investment advice, recommendation, or solicitation to buy or sell any securities or financial pr...

Frequently Asked Questions

You can withdraw your investment from Edelweiss Banking & Psu Debt Fund (IDCW-F) through your mutual fund app, AMC website, or demat or stock broker online account at the applicable NAV.
The minimum investment for Edelweiss Banking & Psu Debt Fund (IDCW-F) is ₹ 100 for Lumpsum and ₹ 100 for SIP. You can open a demat account or login to the existing stock broker online account to get started.
Edelweiss Banking & Psu Debt Fund (IDCW-F) has a lock-in period of No Lock-in Period. Schemes with a lock-in restrict withdrawals or redemptions for that duration, while schemes with no lock-in allow you to redeem anytime.
The average annualized return of Edelweiss Banking & Psu Debt Fund (IDCW-F) over the past three years is 6.25%.
The current NAV of Edelweiss Banking & Psu Debt Fund (IDCW-F) is 13.9676.
The Expense ratio of Edelweiss Banking & Psu Debt Fund (IDCW-F) is 0.68%. It is an annual charge for running the mutual fund. You can find the same on the factsheet and the Asset Management Companies website.
The latest AUM of the Edelweiss Banking & Psu Debt Fund (IDCW-F) fund is ₹ 3110.86 Cr. It represents the total assets held and managed by the fund.
The exit load for Edelweiss Banking & Psu Debt Fund (IDCW-F) is Nil.
The fund managers of the Edelweiss Banking & Psu Debt Fund (IDCW-F) are Dhawal Dalal, Kedar Karnik, Rahul Dedhia, Hetul Raval. However, with management's discretion, the fund manager could also change during the tenure.
Edelweiss Banking & Psu Debt Fund (IDCW-F) was launched on 13 Sep 2013. Since then, the fund has formed an NAV (Net Asset Value) of 13.9676.

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