AnandRathi

DSP Dynamic Asset Allocation Fund (IDCW-M)

HybridDynamic Asset Allocation or Balanced Advantage

Last Updated NAV Date: 12 Jun 2026

3 Year Returns

10.24%

NAV (₹)

13.9500

1 Day NAV Change

0.90%

No chart data available for this period.

Fund Details

Min. SIP Amount₹ 100
Min. Lumpsum Amount₹ 100
AUM₹ 3664.90 Cr
Expense Ratio2.49%
Lock-in PeriodNo Lock-in Period
Inception Date06 Feb 2014
Fund Age12 Yrs

Exit Load

Holding period from the date of allotment: <= 1 month 1% > 1 month Nil Note: No exit load shall be levied in case of switch of investment from Regular Plan to Direct Plan and vice versa.

Fund’s Investment Objective

The primary investment objective of the Scheme is to seek capital appreciation by investing in units of overseas Funds/ ETFs investing in companies involved in the alternative energy sector. The Scheme may also invest a certain portion of its corpus in cash & cash equivalents securities, in order to meet liquidity requirements from time to time. There is no assurance that the investment objective of the Scheme will be achieved.

Calculate Your Mutual Fund Returns

Calculator

Returns Estimator

Estimation is based on the past performance

Expected Rate of Return

The value of your investment after 5 Years will be

4,12,432

Invested Amount

3,00,000

Est. Returns

1,12,432

Scheme’s Historical Return

1 Month Return1.20%
3 Month Return2.00%
6 Month Return-0.85%
1 Year Return2.60%
3 Year Return10.24%
5 Year Return7.70%

Asset Allocation

AUM

₹1,33,309.00 Cr

Cash Holdings

21.45%

Equity

70.84%

Cash

21.45%

Debt

1.71%

Other

6%

Sector Holdings

Last Updated: 31 May 2026
SectorsAllocationWeightageValue (in Cr.)
Banks
40.32%1,477.748
Insurance
8.23%301.625
Finance
6.67%244.334
Pharmaceuticals
5.97%218.917
Automobile
5.31%194.471
FMCG
4.74%173.864
Others
4.48%164.139
IT - Software
4.23%155.051
E-Commerce/App based Aggregator
3.70%135.514
Telecom-Service
3.55%130.073

Stock Holdings

Last Updated: 31 May 2026
NameAllocationWeightageValue (in Cr.)Sector
ICICI Bank
5.88%215.647Banks
HDFC Bank
5.04%184.553Banks
Axis Bank
3.58%131.218Banks
TREPS
3.37%123.488Debt Others
GSEC2030
2.94%107.901Govt. Securities
ICICI Bank
2.51%91.906Debt Others
HDFC Bank
2.36%86.651Debt Others
Bandhan Bank
2.21%81.137Debt Others
Tata Power Co.
2.12%77.542Debt Others
SBI
1.92%70.534Banks

Fund Manager Details

Over 18 years of experience as detailed under: From September, 2005 to present: Joined as Portfolio Analyst in firm's PMS division. Transferred to Equities Investment team in June 2009 as Research Analyst. Previously, he was with HDFC Securities Limited as a part of its Institutional Equities Research Desk. He spent 13 months at HDFC Securities as Sr. Equity Analyst. Prior to HDFC securities, he was employed with IL&FS Investmart Limited as Equity Analyst. B.Com. MMS

Risk-O-Meter

Moderately High

Investors understand that their principal will be at moderately High risk

Risk Scale

Low
Moderately Low
Moderate
Moderately High
High
Very High

AMC Information

DSP Mutual Fund

Funds Managed

91

Assets Managed

₹ 2,28,622.34 Cr

Contact Details

Registered Address

The Ruby, 25th Floor, 29, SenapatiBapat Marg, Dadar (West),Mumbai - 400028.

Managing Director

Mr. kalpen Parekh

Chief Executive Officer

Mr. Kalpen Parekh

Compliance Officer

Pritesh Majmudar

Benefits of Investing in DSP Dynamic Asset Allocation Fund (IDCW-M)

Like any mutual fund, investing in DSP Dynamic Asset Allocation Fund (IDCW-M) offers its own set of benefits for investors. Here are a few of them:

Managed by Professionals

Like any mutual fund, the funds within the DSP Dynamic Asset Allocation Fund (IDCW-M) are managed by a fund manager who has market knowledge and expertise. They analyze the markets, decide where to invest, and adjust the folio on a frequent basis.

Diversification Across Multiple Securities

One major advantage of investing in DSP Dynamic Asset Allocation Fund (IDCW-M) is the diversification provided here. With doors open to multiple assets/sectors/themes/industries, the fund spreads the investment in different securities – rather than putting money in a single instrument.

Flexible Investment Options

These funds are feasible to everyone, especially for those looking to invest in mutual fund with a few hundreds via SIP (Systematic Investment Plan) or making a lumpsum payment upfront. This makes it easier for those who wish to access multiple stocks, bonds, or securities through a single fund.

Liquidity

Open-ended schemes allow you to redeem your units on any business day. So, if you wish to withdraw your investment, this DSP Dynamic Asset Allocation Fund (IDCW-M) enables that as well. However, there can be exit load and post-tax implications applicable. Hence, do check the master scheme and type of MF scheme before making any investment decision.

Transparency & Regulation

All types of mutual funds in India are regulated by the SEBI (Securities and Exchange Board of India). Thus, there is a high level of transparency in these funds: regular disclosures, portfolio reports, NAV updates, etc.

What Are The Factors That Influence The Performance Of DSP Dynamic Asset Allocation Fund (IDCW-M)?

In mutual funds, every scheme is exposed to risks like market risk, credit risk, interest rate risk, and liquidity risk, which can impact investment outcomes.

In addition to these broad risks, the performance of DSP Dynamic Asset Allocation Fund (IDCW-M) may also be influenced by factors such as:

  • Asset Allocation Strategy

    In any fund, understanding how the scheme (or fund manager) allocates its money across equity, debt, cash, or other instruments has a direct impact on performance. For instance, if the fund is inclined towards equity, the risk exposure would also be high, and likewise for other fund types. You can check that on stock broker’s online site.

  • Market Conditions

    Regardless of the fund type, market events will always affect the fund. Certain broader economic factors, such as GDP growth, inflation, interest rates, and global market trends, can influence fund returns.

  • Securities Selection

    The performance of the mutual fund depends on specific securities chosen by the fund manager. Their performance can drive the overall results of your investment.

  • Fund Manager's Investment Approach

    Unless the fund follows a passive approach, the fund manager's involvement matters. Decisions related to timing, security selection, risk controls, and rebalancing play a key role in how the DSP Dynamic Asset Allocation Fund (IDCW-M) performs in the long run.

  • Scheme-Specific Mandate and Restrictions

    Every scheme follows a defined investment objective and certain limits on where it can invest in mutual fund. These rules can influence how the scheme performs.

How To Invest in DSP Dynamic Asset Allocation Fund (IDCW-M) with Anand Rathi?

Looking to Invest in DSP Dynamic Asset Allocation Fund (IDCW-M)?

Anand Rathi offers a secure and seamless platform for investing in DSP Dynamic Asset Allocation Fund (IDCW-M) online:

Here's how you can invest in mutul fund with us:

  1. Register or Log In to Your Account

    Visit the Anand Rathi platform or download the "AR Invest" app to get started.
    Already have an account? Simply log in or open a demat account.
  2. Complete Your KYC

    With quick and simple verification, complete your Know Your Customer (KYC) process in a few minutes.
  3. Choose and Invest

    Type DSP Dynamic Asset Allocation Fund (IDCW-M) and invest easily via SIP or Lump Sum, in just a few clicks.
  4. Track and Manage Funds Anytime

    Keep an eye on your investment made in DSP Dynamic Asset Allocation Fund (IDCW-M) with a clean, intuitive dashboard – track performance, manage SIPs, and stay updated, anytime, anywhere.

Documents Required to Invest in DSP Dynamic Asset Allocation Fund (IDCW-M)

To invest in DSP Dynamic Asset Allocation Fund (IDCW-M), no extra documents are required specifically for the scheme. However, if you are opening a demat account to start investing, you will need to submit the following:

  1. PAN Card – Mandatory for all investments
  2. Aadhaar Card – For identity and address verification
  3. Photograph – A recent passport-size photo (if required)
  4. Bank Proof – Cancelled cheque or passbook copy to link your bank account
  5. Signature Verification – As per KYC requirements.

Additional documents may be required for:

  • Minors (birth certificate + guardian documents)
  • NRIs (passport, overseas address proof, OCI/PIO card)
  • Joint account holders (KYC for all applicants).

Things To Keep In Mind While Investing In DSP Dynamic Asset Allocation Fund (IDCW-M)

Before investing in DSP Dynamic Asset Allocation Fund (IDCW-M), keep these points in mind, which include;

  1. Ensure the scheme's objective matches your financial goals.
  2. Check the riskometer to understand the scheme's risk level.
  3. Know the ideal investment horizon for the scheme.
  4. Review the expense ratio and any exit load.
  5. Understand the scheme's asset allocation and strategy.
  6. Keep track of regular scheme updates, NAV, and portfolio changes.
  7. Review the tax rules applicable to the DSP Dynamic Asset Allocation Fund (IDCW-M).
  8. Read all scheme-related documents carefully before investing.

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Disclaimer

The information provided on this page is for informational purposes only and should not be construed as investment advice, recommendation, or solicitation to buy or sell any securities or financial pr...

Frequently Asked Questions

You can withdraw your investment from DSP Dynamic Asset Allocation Fund (IDCW-M) through your mutual fund app, AMC website, or demat or stock broker online account at the applicable NAV.
The minimum investment for DSP Dynamic Asset Allocation Fund (IDCW-M) is ₹ 100 for Lumpsum and ₹ 100 for SIP. You can open a demat account or login to the existing stock broker online account to get started.
DSP Dynamic Asset Allocation Fund (IDCW-M) has a lock-in period of No Lock-in Period. Schemes with a lock-in restrict withdrawals or redemptions for that duration, while schemes with no lock-in allow you to redeem anytime.
The average annualized return of DSP Dynamic Asset Allocation Fund (IDCW-M) over the past three years is 10.24%.
The current NAV of DSP Dynamic Asset Allocation Fund (IDCW-M) is 13.9500.
The Expense ratio of DSP Dynamic Asset Allocation Fund (IDCW-M) is 2.49%. It is an annual charge for running the mutual fund. You can find the same on the factsheet and the Asset Management Companies website.
The latest AUM of the DSP Dynamic Asset Allocation Fund (IDCW-M) fund is ₹ 3664.90 Cr. It represents the total assets held and managed by the fund.
The exit load for DSP Dynamic Asset Allocation Fund (IDCW-M) is Holding period from the date of allotment: <= 1 month 1% > 1 month Nil Note: No exit load shall be levied in case of switch of investment from Regular Plan to Direct Plan and vice versa..
The fund managers of the DSP Dynamic Asset Allocation Fund (IDCW-M) are Rohit Singhania, Preethi R S, Shantanu Godambe, Kaivalya Nadkarni. However, with management's discretion, the fund manager could also change during the tenure.
DSP Dynamic Asset Allocation Fund (IDCW-M) was launched on 06 Feb 2014. Since then, the fund has formed an NAV (Net Asset Value) of 13.9500.

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