3 Year Returns
9.71%
NAV (₹)
14.4637
1 Day NAV Change
-0.03%
Bank of India Credit Risk Fund - Regular is a scheme from Bank of India Mutual Fund AMC, launched on 27 Feb 2015 and currently managing ₹ 68.71 Cr in assets. It sits in the moderately high risk category on the riskometer, with a minimum SIP of ₹100 and a lump sum of ₹5000. The sections below cover its latest NAV, historical returns, portfolio holdings, and expense ratio.
Bank of India Credit Risk Fund - Regular Fund Details
| Min. SIP Amount | N/A |
| Min. Lumpsum Amount | ₹ 5000 |
| AUM | ₹ 68.71 Cr |
| Expense Ratio | 1.37% |
| Lock-in Period | No Lock-in Period |
| Inception Date | 27 Feb 2015 |
| Fund Age | 11 Yrs |
Exit Load
If redeemed/ switched-out within 1 year from the date of allotment: - For 10% of investments: Nil - For remaining investments: 1% If redeemed/ switched-out after 1 year from the date of allotment: Nil
Fund’s Investment Objective
The Scheme's investment objective is to generate capital appreciation over the long term by investing predominantly in corporate debt across the credit spectrum within the universe of investment grade rating. To achieve this objective, the Scheme will seek to make investments in rated, unrated instruments and structured obligations of public and private companies.
Calculate Your Mutual Fund Returns
Returns Estimator
Estimation is based on the past performance
Expected Rate of Return
The value of your investment after 5 Years will be
₹4,12,432
Invested Amount
₹3,00,000
Est. Returns
₹1,12,432
Scheme’s Historical Return
Asset Allocation
AUM
₹1,33,309.00 Cr
Cash Holdings
21.45%
Equity
70.84%
Cash
21.45%
Debt
1.71%
Other
6%
Bank of India Credit Risk Fund - Regular Sector Holdings
Last Updated: N/A| Sectors | Allocation | Weightage | Value (in Cr.) |
|---|---|---|---|
| Others | 100.00% | ₹ 68.71 |
Bank of India Credit Risk Fund - Regular Stock Holdings
Last Updated: 31 Aug 2026| Name | Allocation | Weightage | Value (in Cr.) | Sector |
|---|---|---|---|---|
| TREPS | 26.89% | ₹ 18.477 | Debt Others | |
| Indian Bank | 12.17% | ₹ 8.36 | Debt Others | |
| Nirma | 11.67% | ₹ 8.02 | Debt Others | |
| A B Real Estate | 10.23% | ₹ 7.027 | Debt Others | |
| Vedanta | 7.37% | ₹ 5.061 | Debt Others | |
| R C F | 7.30% | ₹ 5.014 | Debt Others | |
| 360 One Prime | 7.30% | ₹ 5.019 | Debt Others | |
| JSW Steel | 7.27% | ₹ 4.993 | Debt Others | |
| Nuvoco Vistas | 7.18% | ₹ 4.933 | Debt Others | |
| Net CA & Others | 1.90% | ₹ 1.311 | Debt Others |
Fund Manager Details
Risk-O-Meter
Investors understand that their principal will be at moderately High risk
Risk Scale
AMC Information
Bank of India Mutual Fund
Funds Managed
25
Assets Managed
₹ 15,445.85 Cr
Contact Details
Registered Address
B/204, Tower 1,Peninsula CorporatePark, Ganpatrao kadam marg,Lower Parel, Mumbai - 400013
Managing Director
N/A
Chief Executive Officer
Mr. Mohit Bhatia
Compliance Officer
Mr. Harish Kumar
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Disclaimer
The information provided on this page is for informational purposes only and should not be construed as investment advice, recommendation, or solicitation to buy or sell any securities or financial pr...
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