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Bank of India Credit Risk Fund - Regular

DebtCredit Risk Fund

Last Updated NAV Date: 31 Jul 2026

3 Year Returns

9.61%

NAV (₹)

14.3400

1 Day NAV Change

0.03%

No chart data available for this period.

Fund Details

Min. SIP AmountN/A
Min. Lumpsum Amount₹ 5000
AUM₹ 88.56 Cr
Expense Ratio1.65%
Lock-in PeriodNo Lock-in Period
Inception Date27 Feb 2015
Fund Age11 Yrs

Exit Load

If redeemed/ switched-out within 1 year from the date of allotment: - For 10% of investments: Nil - For remaining investments: 1% If redeemed/ switched-out after 1 year from the date of allotment: Nil

Fund’s Investment Objective

The Scheme's investment objective is to generate capital appreciation over the long term by investing predominantly in corporate debt across the credit spectrum within the universe of investment grade rating. To achieve this objective, the Scheme will seek to make investments in rated, unrated instruments and structured obligations of public and private companies.

Calculate Your Mutual Fund Returns

Returns Estimator

Estimation is based on the past performance

Expected Rate of Return

The value of your investment after 5 Years will be

₹4,12,432

Invested Amount

₹3,00,000

Est. Returns

₹1,12,432

Scheme’s Historical Return

1 Month Return0.40%
3 Month Return1.48%
6 Month Return8.55%
1 Year Return17.03%
3 Year Return9.61%
5 Year Return27.31%

Asset Allocation

AUM

₹1,33,309.00 Cr

Cash Holdings

21.45%

Equity

70.84%

Cash

21.45%

Debt

1.71%

Other

6%

Sector Holdings

Last Updated: N/A
SectorsAllocationWeightageValue (in Cr.)
Others
100.00%₹ 88.564

Stock Holdings

Last Updated: 15 Jul 2026
NameAllocationWeightageValue (in Cr.)Sector
TREPS
28.14%₹ 24.92Debt Others
Indian Bank
9.35%₹ 8.277Debt Others
Nirma
9.05%₹ 8.014Debt Others
A B Real Estate
7.94%₹ 7.031Debt Others
Birla Corpn.
7.46%₹ 6.607Debt Others
Vedanta
5.71%₹ 5.053Debt Others
360 One Prime
5.67%₹ 5.022Debt Others
R C F
5.66%₹ 5.011Debt Others
Manappuram Fin.
5.65%₹ 5.005Debt Others
JSW Steel
5.64%₹ 4.991Debt Others

Fund Manager Details

Around 18 years of Experience including 10 years in Mutual Fund industries Experience details: 1. BNP Paribas Asset Management Pvt. Ltd. (February 2005 to March 2012) 2. Axis Bank Limited (August 2000 to January 2005) PGDBA, CFA

Risk-O-Meter

Moderately High

Investors understand that their principal will be at moderately High risk

Risk Scale

Low
Moderately Low
Moderate
Moderately High
High
Very High

AMC Information

Bank of India Mutual Fund

Funds Managed

24

Assets Managed

₹ 15,445.85 Cr

Contact Details

www.boimf.in
service@boimf.in
022 - 61249000

Registered Address

B/204, Tower 1,Peninsula CorporatePark, Ganpatrao kadam marg,Lower Parel, Mumbai - 400013

Managing Director

N/A

Chief Executive Officer

Mr. Mohit Bhatia

Compliance Officer

Mr. Harish Kumar

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Disclaimer

The information provided on this page is for informational purposes only and should not be construed as investment advice, recommendation, or solicitation to buy or sell any securities or financial pr...

Frequently Asked Questions

You can withdraw your investment from Bank of India Credit Risk Fund - Regular through your mutual fund app, AMC website, or demat or stock broker online account at the applicable NAV.
The minimum investment for Bank of India Credit Risk Fund - Regular is ₹ 5000. You can open a demat account or login to the existing stock broker online account to get started.
Bank of India Credit Risk Fund - Regular has a lock-in period of No Lock-in Period. Schemes with a lock-in restrict withdrawals or redemptions for that duration, while schemes with no lock-in allow you to redeem anytime.
The average annualized return of Bank of India Credit Risk Fund - Regular over the past three years is 9.61%.
The current NAV of Bank of India Credit Risk Fund - Regular is 14.3400.
The Expense ratio of Bank of India Credit Risk Fund - Regular is 1.65%. It is an annual charge for running the mutual fund. You can find the same on the factsheet and the Asset Management Companies website.
The latest AUM of the Bank of India Credit Risk Fund - Regular fund is ₹ 88.56 Cr. It represents the total assets held and managed by the fund.
The exit load for Bank of India Credit Risk Fund - Regular is If redeemed/ switched-out within 1 year from the date of allotment: - For 10% of investments: Nil - For remaining investments: 1% If redeemed/ switched-out after 1 year from the date of allotment: Nil.
The fund managers of the Bank of India Credit Risk Fund - Regular are Alok Singh. However, with management's discretion, the fund manager could also change during the tenure.
Bank of India Credit Risk Fund - Regular was launched on 27 Feb 2015. Since then, the fund has formed an NAV (Net Asset Value) of 14.3400.

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