3 Year Returns
14.12%
NAV (₹)
12.5655
1 Day NAV Change
0.01%
No chart data available for this period.
Fund Details
| Min. SIP Amount | ₹ 100 |
| Min. Lumpsum Amount | ₹ 100 |
| AUM | ₹ 275.31 Cr |
| Expense Ratio | 1.17% |
| Lock-in Period | No Lock-in Period |
| Inception Date | 13 May 2003 |
| Fund Age | 23 Yrs |
Exit Load
If the units are redeemed or switched out within 12 months from the date of allotment 3% If units are redeemed or switched out on or after 12 months from the date of allotment Nil
Fund’s Investment Objective
To seek to generate returns commensurate with risk from a portfolio constituted of money market securities and debt securities.
Calculate Your Mutual Fund Returns
Returns Estimator
Estimation is based on the past performance
Expected Rate of Return
The value of your investment after 5 Years will be
₹4,12,432
Invested Amount
₹3,00,000
Est. Returns
₹1,12,432
Scheme’s Historical Return
1 Month Return1.28%
3 Month Return1.74%
6 Month Return7.96%
1 Year Return9.97%
3 Year Return14.12%
5 Year Return11.27%
Asset Allocation
AUM
₹1,33,309.00 Cr
Cash Holdings
21.45%
Equity
70.84%
Cash
21.45%
Debt
1.71%
Other
6%
Sector Holdings
Last Updated: N/A| Sectors | Allocation | Weightage | Value (in Cr.) |
|---|---|---|---|
| Others | 100.00% | ₹ 275.312 |
Stock Holdings
Last Updated: 30 Jun 2026| Name | Allocation | Weightage | Value (in Cr.) | Sector |
|---|---|---|---|---|
| GSEC2036 | 9.30% | ₹ 25.604 | Govt. Securities | |
| Kotak Mah. Bank | 8.73% | ₹ 24.03 | Debt Others | |
| TREPS | 8.26% | ₹ 22.76 | Debt Others | |
| JTPM Metal Trade | 5.84% | ₹ 16.076 | Debt Others | |
| A B Renewables | 5.82% | ₹ 16.031 | Debt Others | |
| Nuvoco Vistas | 5.75% | ₹ 15.822 | Debt Others | |
| Tata Housing | 5.64% | ₹ 15.539 | Debt Others | |
| N A B A R D | 5.61% | ₹ 15.435 | Debt Others | |
| Adani Airport | 5.44% | ₹ 14.974 | Debt Others | |
| Nuvama Wealth. | 3.94% | ₹ 10.837 | Debt Others |
Fund Manager Details
Over 16 years of experience: From July 17, 2021 onwards- Fund manager- DSP Investment Managers Private Limited From October 2019- July 16, 2021- Head- Credit Analysis- DSP Investment Managers Private Limited From August 2004 to September 2019- Standard Chartered Bank-Executive Director & Head, NBFC and PSDO (2012-2019), Director Capital Markets (2008-2011), Head, Fixed Income Credit Analysis (2004-2008) PhD, University of Southern California, 1993 BTECH, IIT Madras 1988
From April 01, 2023 onwards: AVP, Fixed Income Investments - DSP Asset Managers Private Limited From Jan 2017 to March 31, 2023 -AVP, Fixed Income Investments - DSP Investment Managers Private Limited From March 2012 - December 2016: Senior Credit Analyst - ICRA Limited MBA (Finance); BA (Economics & Statistics Hons)
From July 01, 2025 to present: Fund Manager (Fixed Income) - DSP Asset Managers Private Limited From August 02, 2024 to present: Dealer (Fixed Income) - DSP Asset Managers Private Limited From April 01, 2023 to August 01, 2024: Credit Analyst - DSP Asset Managers Private Limited From August 16, 2022 to March 31, 2023: Credit Analyst - DSP Investment Managers Private Limited From March 17, 2017 to August 12, 2022 - Credit Analyst - Mirae Asset Investment Managers India Private Limited From July, 2016 to March, 2017 - Market Analyst - Futures First Info Services Private Limited Chartered Accountant B.Com (Honors)
Risk-O-Meter
Moderately High
Investors understand that their principal will be at moderately High risk
Risk Scale
Low
Moderately Low
Moderate
Moderately High
High
Very High
AMC Information
DSP Mutual Fund
Funds Managed
92
Assets Managed
₹ 2,33,296.27 Cr
Contact Details
Registered Address
The Ruby, 25th Floor, 29, SenapatiBapat Marg, Dadar (West),Mumbai - 400028.
Managing Director
Mr. kalpen Parekh
Chief Executive Officer
Mr. Kalpen Parekh
Compliance Officer
Pritesh Majmudar
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Disclaimer
The information provided on this page is for informational purposes only and should not be construed as investment advice, recommendation, or solicitation to buy or sell any securities or financial pr...
Frequently Asked Questions
You can withdraw your investment from DSP Credit Risk Fund (IDCW) through your mutual fund app, AMC website, or demat or stock broker online account at the applicable NAV.
The minimum investment for DSP Credit Risk Fund (IDCW) is ₹ 100 for Lumpsum and ₹ 100 for SIP. You can open a demat account or login to the existing stock broker online account to get started.
DSP Credit Risk Fund (IDCW) has a lock-in period of No Lock-in Period. Schemes with a lock-in restrict withdrawals or redemptions for that duration, while schemes with no lock-in allow you to redeem anytime.
The average annualized return of DSP Credit Risk Fund (IDCW) over the past three years is 14.12%.
The current NAV of DSP Credit Risk Fund (IDCW) is 12.5655.
The Expense ratio of DSP Credit Risk Fund (IDCW) is 1.17%. It is an annual charge for running the mutual fund. You can find the same on the factsheet and the Asset Management Companies website.
The latest AUM of the DSP Credit Risk Fund (IDCW) fund is ₹ 275.31 Cr. It represents the total assets held and managed by the fund.
The exit load for DSP Credit Risk Fund (IDCW) is If the units are redeemed or switched out within 12 months from the date of allotment 3% If units are redeemed or switched out on or after 12 months from the date of allotment Nil.
The fund managers of the DSP Credit Risk Fund (IDCW) are Vivek Ramakrishnan, Shalini Vasanta, Kunal Khudania. However, with management's discretion, the fund manager could also change during the tenure.
DSP Credit Risk Fund (IDCW) was launched on 13 May 2003. Since then, the fund has formed an NAV (Net Asset Value) of 12.5655.
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