AnandRathi

Bank of India Short Term Fund IDCW-Q

DebtShort Term Fund

Last Updated NAV Date: 15 Sep 2026

3 Year Returns

7.02%

NAV (₹)

14.3538

1 Day NAV Change

-0.11%

Bank of India Short Term Fund IDCW-Q is a scheme from Bank of India Mutual Fund AMC, launched on 18 Dec 2008 and currently managing ₹ 260.16 Cr in assets. It sits in the moderately low risk category on the riskometer, with a minimum SIP of ₹1000 and a lump sum of ₹5000. The sections below cover its latest NAV, historical returns, portfolio holdings, and expense ratio.

No chart data available for this period.

Bank of India Short Term Fund IDCW-Q Fund Details

Min. SIP Amount₹ 1000
Min. Lumpsum Amount₹ 5000
AUM₹ 260.16 Cr
Expense Ratio1.19%
Lock-in PeriodNo Lock-in Period
Inception Date18 Dec 2008
Fund Age17 Yrs

Exit Load

Nil

Fund’s Investment Objective

To generate income and capital appreciation by investing in a diversified portfolio of debt and money market securities. However, there can be no assurance that the income can be generated, regular or otherwise, or the investment objectives of the Scheme will be realized.

Calculate Your Mutual Fund Returns

Returns Estimator

Estimation is based on the past performance

Expected Rate of Return

The value of your investment after 5 Years will be

4,12,432

Invested Amount

3,00,000

Est. Returns

1,12,432

Scheme’s Historical Return

1 Month Return-0.02%
3 Month Return1.25%
6 Month Return2.60%
1 Year Return4.80%
3 Year Return7.02%
5 Year Return10.26%

Asset Allocation

AUM

₹1,33,309.00 Cr

Cash Holdings

21.45%

Equity

70.84%

Cash

21.45%

Debt

1.71%

Other

6%

Bank of India Short Term Fund IDCW-Q Sector Holdings

Last Updated: N/A
SectorsAllocationWeightageValue (in Cr.)
Others
100.00%260.16

Bank of India Short Term Fund IDCW-Q Stock Holdings

Last Updated: 31 Aug 2026
NameAllocationWeightageValue (in Cr.)Sector
Power Fin.Corpn.
8.06%20.96Debt Others
GSEC2036
7.94%20.65Govt. Securities
LIC Housing Fin.
7.63%19.845Debt Others
L&T Finance Ltd
7.39%19.237Debt Others
GSEC2035 6.48
5.74%14.921Govt. Securities
Canara Bank
5.57%14.486Debt Others
S I D B I
5.46%14.196Debt Others
Torrent Pharma.
4.58%11.915Debt Others
Muthoot Finance
3.86%10.03Debt Others
Godrej Industrie
3.85%10.029Debt Others

Fund Manager Details

Over 13 years of experience in Fixed Income market domain, Investment strategy development, Trade idea generation, Trade execution, Cash Management, Fixed Income portfolio monitoring, Cash flow verification. BOI AXA Investment Managers Private Limited (August 17, 2021 - present) YES Asset Management (India) Limited (October 2017 to August 10, 2021) BNP Paribas Asset Management India Pvt. Ltd. (March 2007 to October 2017) BMS and MBA

Risk-O-Meter

Moderately Low

Investors understand that their principal will be at moderately Low risk

Risk Scale

Low
Moderately Low
Moderate
Moderately High
High
Very High

AMC Information

Bank of India Mutual Fund

Funds Managed

25

Assets Managed

₹ 15,445.85 Cr

Contact Details

Registered Address

B/204, Tower 1,Peninsula CorporatePark, Ganpatrao kadam marg,Lower Parel, Mumbai - 400013

Managing Director

N/A

Chief Executive Officer

Mr. Mohit Bhatia

Compliance Officer

Mr. Harish Kumar

Explore Popular AMCs

Disclaimer

The information provided on this page is for informational purposes only and should not be construed as investment advice, recommendation, or solicitation to buy or sell any securities or financial pr...

Frequently Asked Questions

You can withdraw your investment from Bank of India Short Term Fund IDCW-Q through your mutual fund app, AMC website, or demat or stock broker online account at the applicable NAV.
The minimum investment for Bank of India Short Term Fund IDCW-Q is ₹ 5000 for Lumpsum and ₹ 1000 for SIP. You can open a demat account or login to the existing stock broker online account to get started.
Bank of India Short Term Fund IDCW-Q has a lock-in period of No Lock-in Period. Schemes with a lock-in restrict withdrawals or redemptions for that duration, while schemes with no lock-in allow you to redeem anytime.
The average annualized return of Bank of India Short Term Fund IDCW-Q over the past three years is 7.02%.
The current NAV of Bank of India Short Term Fund IDCW-Q is 14.3538.
The Expense ratio of Bank of India Short Term Fund IDCW-Q is 1.19%. It is an annual charge for running the mutual fund. You can find the same on the factsheet and the Asset Management Companies website.
The latest AUM of the Bank of India Short Term Fund IDCW-Q fund is ₹ 260.16 Cr. It represents the total assets held and managed by the fund.
The exit load for Bank of India Short Term Fund IDCW-Q is Nil.
The fund managers of the Bank of India Short Term Fund IDCW-Q are Mithraem Bharucha. However, with management's discretion, the fund manager could also change during the tenure.
Bank of India Short Term Fund IDCW-Q was launched on 18 Dec 2008. Since then, the fund has formed an NAV (Net Asset Value) of 14.3538.

Download the AR Invest App

  • 5000+ Schemes
  • Personalized Solutions
  • Expert Insights
Download app from Google Play Store opens in a window
Download app from Apple App Store opens in a window