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Bank of India Overnight Fund - Regular Growth

Last Updated NAV Date: 15 Sep 2026

3 Year Returns

6.19%

NAV (₹)

1398.4443

1 Day NAV Change

0.01%

Bank of India Overnight Fund - Regular Growth is a scheme from Bank of India Mutual Fund AMC, launched on 28 Jan 2020 and currently managing ₹ 108.55 Cr in assets. It sits in the low risk category on the riskometer, with a minimum SIP of ₹100 and a lump sum of ₹5000. The sections below cover its latest NAV, historical returns, portfolio holdings, and expense ratio.

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Bank of India Overnight Fund - Regular Growth Fund Details

Min. SIP AmountN/A
Min. Lumpsum Amount₹ 5000
AUM₹ 108.55 Cr
Expense Ratio0.14%
Lock-in PeriodNo Lock-in Period
Inception Date28 Jan 2020
Fund Age6 Yrs

Exit Load

Nil

Fund’s Investment Objective

The investment objective of the scheme is to generate income commensurate with low risk and high liquidity by investing in overnight securities having residual maturity of 1 business day. However, there can be no assurance that the investment objectives of the Scheme will be realized. The Scheme does not assure or guarantee any returns.

Calculate Your Mutual Fund Returns

Returns Estimator

Estimation is based on the past performance

Expected Rate of Return

The value of your investment after 5 Years will be

4,12,432

Invested Amount

3,00,000

Est. Returns

1,12,432

Scheme’s Historical Return

1 Month Return0.43%
3 Month Return1.29%
6 Month Return2.79%
1 Year Return5.49%
3 Year Return6.19%
5 Year Return5.80%

Asset Allocation

AUM

₹1,33,309.00 Cr

Cash Holdings

21.45%

Equity

70.84%

Cash

21.45%

Debt

1.71%

Other

6%

Bank of India Overnight Fund - Regular Growth Sector Holdings

Last Updated: N/A
SectorsAllocationWeightageValue (in Cr.)
Others
100.00%108.548

Bank of India Overnight Fund - Regular Growth Stock Holdings

Last Updated: 31 Aug 2026
NameAllocationWeightageValue (in Cr.)Sector
Reverse Repo
46.90%50.907Debt Others
Reverse Repo
46.06%49.998Debt Others
TBILL-182D
3.68%3.991T Bills
Net CA & Others
1.79%1.953Debt Others
TREPS
1.57%1.7Debt Others

Fund Manager Details

Over 13 years of experience in Fixed Income market domain, Investment strategy development, Trade idea generation, Trade execution, Cash Management, Fixed Income portfolio monitoring, Cash flow verification. BOI AXA Investment Managers Private Limited (August 17, 2021 - present) YES Asset Management (India) Limited (October 2017 to August 10, 2021) BNP Paribas Asset Management India Pvt. Ltd. (March 2007 to October 2017) BMS and MBA

Risk-O-Meter

Low

Investors understand that their principal will be at low risk

Risk Scale

Low
Moderately Low
Moderate
Moderately High
High
Very High

AMC Information

Bank of India Mutual Fund

Funds Managed

25

Assets Managed

₹ 15,445.85 Cr

Contact Details

Registered Address

B/204, Tower 1,Peninsula CorporatePark, Ganpatrao kadam marg,Lower Parel, Mumbai - 400013

Managing Director

N/A

Chief Executive Officer

Mr. Mohit Bhatia

Compliance Officer

Mr. Harish Kumar

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Disclaimer

The information provided on this page is for informational purposes only and should not be construed as investment advice, recommendation, or solicitation to buy or sell any securities or financial pr...

Frequently Asked Questions

You can withdraw your investment from Bank of India Overnight Fund - Regular Growth through your mutual fund app, AMC website, or demat or stock broker online account at the applicable NAV.
The minimum investment for Bank of India Overnight Fund - Regular Growth is ₹ 5000. You can open a demat account or login to the existing stock broker online account to get started.
Bank of India Overnight Fund - Regular Growth has a lock-in period of No Lock-in Period. Schemes with a lock-in restrict withdrawals or redemptions for that duration, while schemes with no lock-in allow you to redeem anytime.
The average annualized return of Bank of India Overnight Fund - Regular Growth over the past three years is 6.19%.
The current NAV of Bank of India Overnight Fund - Regular Growth is 1398.4443.
The Expense ratio of Bank of India Overnight Fund - Regular Growth is 0.14%. It is an annual charge for running the mutual fund. You can find the same on the factsheet and the Asset Management Companies website.
The latest AUM of the Bank of India Overnight Fund - Regular Growth fund is ₹ 108.55 Cr. It represents the total assets held and managed by the fund.
The exit load for Bank of India Overnight Fund - Regular Growth is Nil.
The fund managers of the Bank of India Overnight Fund - Regular Growth are Mithraem Bharucha. However, with management's discretion, the fund manager could also change during the tenure.
Bank of India Overnight Fund - Regular Growth was launched on 28 Jan 2020. Since then, the fund has formed an NAV (Net Asset Value) of 1398.4443.

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