AnandRathi

UTI-Banking & PSU Fund (IDCW-H)

Last Updated NAV Date: 31 Jul 2026

3 Year Returns

7.11%

NAV (₹)

15.5984

1 Day NAV Change

0.04%

No chart data available for this period.

Fund Details

Min. SIP Amount₹ 500
Min. Lumpsum Amount₹ 20000
AUM₹ 1404.00 Cr
Expense Ratio0.46%
Lock-in PeriodNo Lock-in Period
Inception Date26 May 2016
Fund Age10 Yrs

Exit Load

Nil

Fund’s Investment Objective

The investment objective of the scheme is to generate reasonable income, with low risk and high level of liquidity from a portfolio of predominantly debt & money market securities by Banks, Public Sector Undertakings (PSUs) and Public Financial Institutions (PFIs) and Municipal Bonds. However there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns.

Calculate Your Mutual Fund Returns

Returns Estimator

Estimation is based on the past performance

Expected Rate of Return

The value of your investment after 5 Years will be

4,12,432

Invested Amount

3,00,000

Est. Returns

1,12,432

Scheme’s Historical Return

1 Month Return0.46%
3 Month Return1.76%
6 Month Return3.19%
1 Year Return5.56%
3 Year Return7.11%
5 Year Return7.37%

Asset Allocation

AUM

₹1,33,309.00 Cr

Cash Holdings

21.45%

Equity

70.84%

Cash

21.45%

Debt

1.71%

Other

6%

Sector Holdings

Last Updated: N/A
SectorsAllocationWeightageValue (in Cr.)
Others
100.00%1,404.003

Stock Holdings

Last Updated: 15 Jul 2026
NameAllocationWeightageValue (in Cr.)Sector
Canara Bank
7.89%110.765Debt Others
Union Bank (I)
6.87%96.466Debt Others
Net CA & Others
6.07%85.225Debt Others
ICICI Bank
5.09%71.488Debt Others
N A B A R D
3.92%55.086Debt Others
Axis Bank
3.92%54.995Debt Others
GSEC2027
3.61%50.705Govt. Securities
Axis Bank
3.44%48.289Debt Others
N A B A R D
3.43%48.182Debt Others
S I D B I
3.43%48.115Debt Others

Fund Manager Details

He is associated with IDFC AMC since November 2015 and is responsible for investments and fixed income fund management. Prior experience: HDFC Asset Management Company Ltd. (September 2012 - October 2015) as Senior Manager Investments, responsible for Dealing & Research. Axis Asset Management Company Limited (July 2009 - September 2012). Fund Manager - Investments, responsible for Fund Management, Dealing & Research. ICICI Prudential Life Insurance (June 2008 - June 2009) as a Manager of Investments, responsible for Dealing & Research. Bank of America (November 2006 -June 2008) as an Analyst for Corporate Debt Products and was involved in research. Mr Mittal has experience spanning of over 11 years in Mutual Fund & Banking. B.Com (Hons),ACA,MSc in Accounting and Finance From London School of Economics.

Risk-O-Meter

Moderate

Investors understand that their principal will be at moderate risk

Risk Scale

Low
Moderately Low
Moderate
Moderately High
High
Very High

AMC Information

UTI Mutual Fund

Funds Managed

81

Assets Managed

₹ 3,94,847.58 Cr

Contact Details

Registered Address

UTI Towers, Gn Block,Bandra Kurla Complex,Bandra (East), Mumbai 400 051

Managing Director

Vetri Subramaniam

Chief Executive Officer

Vetri Subramaniam

Compliance Officer

Gayatri Kannan

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Disclaimer

The information provided on this page is for informational purposes only and should not be construed as investment advice, recommendation, or solicitation to buy or sell any securities or financial pr...

Frequently Asked Questions

You can withdraw your investment from UTI-Banking & PSU Fund (IDCW-H) through your mutual fund app, AMC website, or demat or stock broker online account at the applicable NAV.
The minimum investment for UTI-Banking & PSU Fund (IDCW-H) is ₹ 20000 for Lumpsum and ₹ 500 for SIP. You can open a demat account or login to the existing stock broker online account to get started.
UTI-Banking & PSU Fund (IDCW-H) has a lock-in period of No Lock-in Period. Schemes with a lock-in restrict withdrawals or redemptions for that duration, while schemes with no lock-in allow you to redeem anytime.
The average annualized return of UTI-Banking & PSU Fund (IDCW-H) over the past three years is 7.11%.
The current NAV of UTI-Banking & PSU Fund (IDCW-H) is 15.5984.
The Expense ratio of UTI-Banking & PSU Fund (IDCW-H) is 0.46%. It is an annual charge for running the mutual fund. You can find the same on the factsheet and the Asset Management Companies website.
The latest AUM of the UTI-Banking & PSU Fund (IDCW-H) fund is ₹ 1404.00 Cr. It represents the total assets held and managed by the fund.
The exit load for UTI-Banking & PSU Fund (IDCW-H) is Nil.
The fund managers of the UTI-Banking & PSU Fund (IDCW-H) are Anurag Mittal. However, with management's discretion, the fund manager could also change during the tenure.
UTI-Banking & PSU Fund (IDCW-H) was launched on 26 May 2016. Since then, the fund has formed an NAV (Net Asset Value) of 15.5984.

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