AnandRathi

UTI-Banking and Financial Services Fund (IDCW)

Last Updated NAV Date: 30 Jul 2026

3 Year Returns

12.13%

NAV (₹)

76.0044

1 Day NAV Change

-0.18%

No chart data available for this period.

Fund Details

Min. SIP Amount₹ 500
Min. Lumpsum Amount₹ 5000
AUM₹ 1429.59 Cr
Expense Ratio2.42%
Lock-in PeriodNo Lock-in Period
Inception Date07 Apr 2004
Fund Age22 Yrs

Exit Load

1.00% - If redeemed / switched out less than one year from the date of allotment. Nil - If redeemed / switched out greater than or equal to one year from the date of allotment.

Fund’s Investment Objective

objective of the scheme is to generate long term capital appreciation by investing predominantly in equity and equity related securities of companies/institutions engaged in the banking and financial services activities. However, there can be no assurance or guarantee that the investment objective of the scheme would be achieved.

Calculate Your Mutual Fund Returns

Returns Estimator

Estimation is based on the past performance

Expected Rate of Return

The value of your investment after 5 Years will be

4,12,432

Invested Amount

3,00,000

Est. Returns

1,12,432

Scheme’s Historical Return

1 Month Return-0.25%
3 Month Return3.70%
6 Month Return-2.49%
1 Year Return4.02%
3 Year Return12.13%
5 Year Return12.04%

Asset Allocation

AUM

₹1,33,309.00 Cr

Cash Holdings

21.45%

Equity

70.84%

Cash

21.45%

Debt

1.71%

Other

6%

Sector Holdings

Last Updated: 30 Jun 2026
SectorsAllocationWeightageValue (in Cr.)
Banks
62.64%895.492
Finance
25.69%367.327
Insurance
7.91%113.14
Financial Services
1.99%28.515
Stock/ Commodity Brokers
0.80%11.402
IT - Software
0.67%9.539
E-Commerce/App based Aggregator
0.29%4.177

Stock Holdings

Last Updated: 30 Jun 2026
NameAllocationWeightageValue (in Cr.)Sector
HDFC Bank
17.44%249.359Banks
ICICI Bank
13.96%199.542Banks
Axis Bank
9.13%130.533Banks
SBI
8.97%128.207Banks
Bajaj Finance
7.98%114.039Finance
Kotak Mah. Bank
7.00%100.024Banks
Shriram Finance
5.05%72.218Finance
SBI Life Insuran
3.42%48.91Insurance
Bajaj Finserv
3.06%43.793Finance
Ujjivan Small
2.84%40.652Banks

Fund Manager Details

Prior to joining UTI AMC in 2009, he has worked with Deutsche Equities India, JP Morgan and Peerless General Finance & Investment. B.Com, CA, CFA, PGDM

Risk-O-Meter

Very High Risk

Investors understand that their principal will be at Very High Risk

Risk Scale

Low
Moderately Low
Moderate
Moderately High
High
Very High

AMC Information

UTI Mutual Fund

Funds Managed

81

Assets Managed

₹ 3,94,847.58 Cr

Contact Details

Registered Address

UTI Towers, Gn Block,Bandra Kurla Complex,Bandra (East), Mumbai 400 051

Managing Director

Vetri Subramaniam

Chief Executive Officer

Vetri Subramaniam

Compliance Officer

Gayatri Kannan

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Disclaimer

The information provided on this page is for informational purposes only and should not be construed as investment advice, recommendation, or solicitation to buy or sell any securities or financial pr...

Frequently Asked Questions

You can withdraw your investment from UTI-Banking and Financial Services Fund (IDCW) through your mutual fund app, AMC website, or demat or stock broker online account at the applicable NAV.
The minimum investment for UTI-Banking and Financial Services Fund (IDCW) is ₹ 5000 for Lumpsum and ₹ 500 for SIP. You can open a demat account or login to the existing stock broker online account to get started.
UTI-Banking and Financial Services Fund (IDCW) has a lock-in period of No Lock-in Period. Schemes with a lock-in restrict withdrawals or redemptions for that duration, while schemes with no lock-in allow you to redeem anytime.
The average annualized return of UTI-Banking and Financial Services Fund (IDCW) over the past three years is 12.13%.
The current NAV of UTI-Banking and Financial Services Fund (IDCW) is 76.0044.
The Expense ratio of UTI-Banking and Financial Services Fund (IDCW) is 2.42%. It is an annual charge for running the mutual fund. You can find the same on the factsheet and the Asset Management Companies website.
The latest AUM of the UTI-Banking and Financial Services Fund (IDCW) fund is ₹ 1429.59 Cr. It represents the total assets held and managed by the fund.
The exit load for UTI-Banking and Financial Services Fund (IDCW) is 1.00% - If redeemed / switched out less than one year from the date of allotment. Nil - If redeemed / switched out greater than or equal to one year from the date of allotment..
The fund managers of the UTI-Banking and Financial Services Fund (IDCW) are Amit Premchandani, Bhavesh Kanani. However, with management's discretion, the fund manager could also change during the tenure.
UTI-Banking and Financial Services Fund (IDCW) was launched on 07 Apr 2004. Since then, the fund has formed an NAV (Net Asset Value) of 76.0044.

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