AnandRathi

Union Retirement Fund (IDCW)

Solution OrientedRetirement Fund

Last Updated NAV Date: 13 May 2026

3 Year Returns

15.57%

NAV (₹)

15.6800

1 Day NAV Change

0.32%

No chart data available for this period.

Fund Details

Min. SIP Amount₹ 100
Min. Lumpsum Amount₹ 1000
AUM₹ 195.84 Cr
Expense Ratio2.42%
Lock-in Period5 Yrs
Inception Date22 Sep 2022
Fund Age3 Yrs

Exit Load

Nil

Fund’s Investment Objective

The investment objective of the Scheme is to generate long term capital gains by investing in a mix of securities comprising of equity, equity related securities and debt instruments as per the asset allocation pattern of the Scheme with a view to provide a retirement investment solution to investors. However, there is no assurance that the Investment Objective of the Scheme will be achieved.

Calculate Your Mutual Fund Returns

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Returns Estimator

Estimation is based on the past performance

Enter Amount

₹

Select Duration

Yrs

1 Yr

30 Yrs

Expected Rate of Return

12%

8%

30%

The value of your investment after 5 Years will be

₹4,12,432

Invested Amount

₹3,00,000

Est. Returns

₹1,12,432

Scheme’s Historical Return

1 Month Return0.97%
3 Month Return-2.49%
6 Month Return-2.49%
1 Year Return5.38%
3 Year Return15.57%
5 Year Return-

Asset Allocation

AUM

₹1,33,309.00 Cr

Cash Holdings

21.45%

Equity

70.84%

Cash

21.45%

Debt

1.71%

Other

6%

Sector Holdings

Last Updated: 30 Apr 2026
SectorsAllocationWeightageValue (in Cr.)
Others
23.28%₹ 45.596
Banks
17.51%₹ 34.295
Finance
7.18%₹ 14.053
Aerospace & Defence
5.82%₹ 11.397
Pharmaceuticals
5.44%₹ 10.648
IT - Software
5.04%₹ 9.871
Auto Ancillaries
4.94%₹ 9.676
Financial Services
4.71%₹ 9.216
Capital Goods-Non Electrical Equipment
4.33%₹ 8.482
Consumer Durables
4.23%₹ 8.289

Stock Holdings

Last Updated: 30 Apr 2026
NameAllocationWeightageValue (in Cr.)Sector
ICICI Bank
5.81%₹ 11.371Banks
HDFC Bank
5.52%₹ 10.804Banks
Multi Comm. Exc.
3.03%₹ 5.943Financial Services
Reliance Industr
2.67%₹ 5.222Refineries
Acutaas Chemical
2.65%₹ 5.188Pharmaceuticals
SBI
2.62%₹ 5.129Banks
NTPC
2.34%₹ 4.59Power Generation & Distribution
Tata Consumer
2.16%₹ 4.235Plantation & Plantation Products
Solar Industries
2.09%₹ 4.091Aerospace & Defence
Larsen & Toubro
2.05%₹ 4.014Infrastructure Developers & Operators
…

Fund Manager Details

Pratik Dharmshi is the Fund Manager for Edelweiss Long Term Equity Fund and Edelweiss Tax Advantage Fund, responsible for managing the performance of the schemes. He has more than 9 years of rich experience in the financial markets. Pratik Dharmshi is the Fund Manager for Edelweiss Long Term Equity Fund and Edelweiss Tax Advantage Fund, responsible for managing the performance of the schemes. He has more than 9 years of rich experience in the financial markets. At Edelweiss AMC, Pratik's role is to identify new investment opportunities, managing risk with focus on investment returns. Bachelors in Commerce from University of Mumbai and Chartered Accountant from ICAI,

Risk-O-Meter

Very High Risk

Investors understand that their principal will be at Very High Risk

Risk Scale

Low
Moderately Low
Moderate
Moderately High
High
Very High

AMC Information

Union Mutual Fund

Funds Managed

32

Assets Managed

₹ 26,633.39 Cr

Contact Details

www.unionmf.com
investorcare@unionmf.com
022-67483300

Registered Address

Unit 503, 5th Floor, Leeela BusinessPark, Andheri Kurla Road,Andheri (East), Mumbai - 400059

Managing Director

Rajkiran Rai G

Chief Executive Officer

Mr. G. Pradeep Kumar

Compliance Officer

Ms. Padmaja Shirke

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Disclaimer

The information provided on this page is for informational purposes only and should not be construed as investment advice, recommendation, or solicitation to buy or sell any securities or financial pr...

Frequently Asked Questions

The Net Asset Value (NAV) of Union Retirement Fund (IDCW) is updated at the end of every business day. You can check the latest NAV in the header section of this page.
You can invest in Union Retirement Fund (IDCW) online through the Anand Rathi AR Invest app or website. Simply log in, complete your KYC if not already done, and choose between SIP or Lumpsum investment modes.
Exit load varies by scheme. For Union Retirement Fund (IDCW), please refer to the "Fund Details" section above to see if any exit load applies for early redemptions.
Mutual funds are generally suitable for long-term wealth creation. However, suitability depends on your individual risk appetite and financial goals. You should review the riskometer and fund performance before investing.
Once you invest, you can track your portfolio performance, NAV changes, and transaction history in real-time through the AR Invest dashboard.

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Address

Registered and Corporate Office:

Express Zone A Wing, 10th Floor, Western Express Highway, Goregaon East, Mumbai 400063.
Contact No. 022-62817000

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Prevent Unauthorized Transactions in your demat account → Update your Mobile Number with your Depository Participant. Receive alerts on your Registered Mobile for all debit and other important transactions in your demat account directly from CDSL.•No need to issue cheques by investors while subscribing to IPO. Just write the bank account number and sign in the application form to authorise your bank to make payment in case of allotment. No worries for refund as the money remains in investor's account.•KYC is one time exercise while dealing in securities markets - once KYC is done through a SEBI registered intermediary (broker, DP, Mutual Fund etc.), you need not undergo the same process again when you approach another intermediary.•Prevent Unauthorized Transactions in your demat account → Update your Mobile Number with your Depository Participant. Receive alerts on your Registered Mobile for all debit and other important transactions in your demat account directly from CDSL.•No need to issue cheques by investors while subscribing to IPO. Just write the bank account number and sign in the application form to authorise your bank to make payment in case of allotment. No worries for refund as the money remains in investor's account.•KYC is one time exercise while dealing in securities markets - once KYC is done through a SEBI registered intermediary (broker, DP, Mutual Fund etc.), you need not undergo the same process again when you approach another intermediary.