AnandRathi

Union Retirement Fund (IDCW)

Solution OrientedRetirement Fund

Last Updated NAV Date: 30 Jul 2026

3 Year Returns

13.23%

NAV (₹)

16.4100

1 Day NAV Change

-0.30%

No chart data available for this period.

Fund Details

Min. SIP Amount₹ 100
Min. Lumpsum Amount₹ 1000
AUM₹ 206.31 Cr
Expense Ratio2.65%
Lock-in Period5 Yrs
Inception Date22 Sep 2022
Fund Age3 Yrs

Exit Load

Nil

Fund’s Investment Objective

The investment objective of the Scheme is to generate long term capital gains by investing in a mix of securities comprising of equity, equity related securities and debt instruments as per the asset allocation pattern of the Scheme with a view to provide a retirement investment solution to investors. However, there is no assurance that the Investment Objective of the Scheme will be achieved.

Calculate Your Mutual Fund Returns

Returns Estimator

Estimation is based on the past performance

Expected Rate of Return

The value of your investment after 5 Years will be

4,12,432

Invested Amount

3,00,000

Est. Returns

1,12,432

Scheme’s Historical Return

1 Month Return0.80%
3 Month Return3.59%
6 Month Return4.24%
1 Year Return6.40%
3 Year Return13.23%

Asset Allocation

AUM

₹1,33,309.00 Cr

Cash Holdings

21.45%

Equity

70.84%

Cash

21.45%

Debt

1.71%

Other

6%

Sector Holdings

Last Updated: 30 Jun 2026
SectorsAllocationWeightageValue (in Cr.)
Others
23.21%47.891
Banks
18.41%37.983
Finance
5.92%12.209
Auto Ancillaries
5.44%11.213
Pharmaceuticals
5.33%11.007
Aerospace & Defence
5.05%10.423
IT - Software
4.28%8.831
Automobile
4.12%8.503
Financial Services
4.09%8.431
Capital Goods-Non Electrical Equipment
3.82%7.876

Stock Holdings

Last Updated: 30 Jun 2026
NameAllocationWeightageValue (in Cr.)Sector
ICICI Bank
6.00%12.377Banks
HDFC Bank
5.41%11.171Banks
Reliance Industr
2.51%5.176Refineries
Multi Comm. Exc.
2.48%5.107Financial Services
Solar Industries
2.40%4.954Aerospace & Defence
SBI
2.24%4.621Banks
Acutaas Chemical
2.05%4.231Pharmaceuticals
GE Vernova T&D
2.04%4.202Capital Goods - Electrical Equipment
NTPC
1.99%4.102Power Generation & Distribution
SJS Enterprises
1.94%3.992Auto Ancillaries

Fund Manager Details

Pratik Dharmshi is the Fund Manager for Edelweiss Long Term Equity Fund and Edelweiss Tax Advantage Fund, responsible for managing the performance of the schemes. He has more than 9 years of rich experience in the financial markets. Pratik Dharmshi is the Fund Manager for Edelweiss Long Term Equity Fund and Edelweiss Tax Advantage Fund, responsible for managing the performance of the schemes. He has more than 9 years of rich experience in the financial markets. At Edelweiss AMC, Pratik's role is to identify new investment opportunities, managing risk with focus on investment returns. Bachelors in Commerce from University of Mumbai and Chartered Accountant from ICAI,

Risk-O-Meter

Very High Risk

Investors understand that their principal will be at Very High Risk

Risk Scale

Low
Moderately Low
Moderate
Moderately High
High
Very High

AMC Information

Union Mutual Fund

Funds Managed

32

Assets Managed

₹ 28,513.11 Cr

Contact Details

Registered Address

Unit 503, 5th Floor, Leeela BusinessPark, Andheri Kurla Road,Andheri (East), Mumbai - 400059

Managing Director

Rajkiran Rai G

Chief Executive Officer

Mr. G. Pradeep Kumar

Compliance Officer

Ms. Padmaja Shirke

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Disclaimer

The information provided on this page is for informational purposes only and should not be construed as investment advice, recommendation, or solicitation to buy or sell any securities or financial pr...

Frequently Asked Questions

You can withdraw your investment from Union Retirement Fund (IDCW) through your mutual fund app, AMC website, or demat or stock broker online account at the applicable NAV.
The minimum investment for Union Retirement Fund (IDCW) is ₹ 1000 for Lumpsum and ₹ 100 for SIP. You can open a demat account or login to the existing stock broker online account to get started.
Union Retirement Fund (IDCW) has a lock-in period of 5 Yrs. Schemes with a lock-in restrict withdrawals or redemptions for that duration, while schemes with no lock-in allow you to redeem anytime.
The average annualized return of Union Retirement Fund (IDCW) over the past three years is 13.23%.
The current NAV of Union Retirement Fund (IDCW) is 16.4100.
The Expense ratio of Union Retirement Fund (IDCW) is 2.65%. It is an annual charge for running the mutual fund. You can find the same on the factsheet and the Asset Management Companies website.
The latest AUM of the Union Retirement Fund (IDCW) fund is ₹ 206.31 Cr. It represents the total assets held and managed by the fund.
The exit load for Union Retirement Fund (IDCW) is Nil.
The fund managers of the Union Retirement Fund (IDCW) are Pratik Dharmshi, Pratit Vajani. However, with management's discretion, the fund manager could also change during the tenure.
Union Retirement Fund (IDCW) was launched on 22 Sep 2022. Since then, the fund has formed an NAV (Net Asset Value) of 16.4100.

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