3 Year Returns
8.00%
NAV (₹)
22.5589
1 Day NAV Change
0.04%
SBI Credit Risk Fund IDCW is a scheme from SBI Mutual Fund AMC, launched on 19 Jul 2004 and currently managing ₹ 2185.54 Cr in assets. It sits in the moderately high risk category on the riskometer, with a minimum SIP of ₹500 and a lump sum of ₹10000. The sections below cover its latest NAV, historical returns, portfolio holdings, and expense ratio.
SBI Credit Risk Fund IDCW Fund Details
| Min. SIP Amount | ₹ 500 |
| Min. Lumpsum Amount | ₹ 10000 |
| AUM | ₹ 2185.54 Cr |
| Expense Ratio | 1.55% |
| Lock-in Period | No Lock-in Period |
| Inception Date | 19 Jul 2004 |
| Fund Age | 22 Yrs |
Exit Load
3.00% - If redeemed/switched out within 12 months from the date of allotment. - FOR 8% of the investment - Nil 1.50% - If redeemed/switched out after 12 months but within 24 months from the date of allotment. - For 8% of the investment - Nil 0.75% - If redeemed/switched out after 24 months but within 36 months from the date of allotment. - For 8% of the investment - Nil NIL - If redeemed/switched out after 36 months from the date of allotment.
Fund’s Investment Objective
To provide the investors an opportunity to predominantly invest in corporate bonds rated AA and below(excluding AA+ rated corporate bonds) so as to generate attractive returns while maintaining moderate liquidity in the portfolio through investment in money market securities.
Calculate Your Mutual Fund Returns
Returns Estimator
Estimation is based on the past performance
Expected Rate of Return
The value of your investment after 5 Years will be
₹4,12,432
Invested Amount
₹3,00,000
Est. Returns
₹1,12,432
Scheme’s Historical Return
Asset Allocation
AUM
₹1,33,309.00 Cr
Cash Holdings
21.45%
Equity
70.84%
Cash
21.45%
Debt
1.71%
Other
6%
SBI Credit Risk Fund IDCW Sector Holdings
Last Updated: 31 Aug 2026| Sectors | Allocation | Weightage | Value (in Cr.) |
|---|---|---|---|
| Infrastructure Investment Trusts | 100.00% | ₹ 2,185.54 |
SBI Credit Risk Fund IDCW Stock Holdings
Last Updated: 31 Aug 2026| Name | Allocation | Weightage | Value (in Cr.) | Sector |
|---|---|---|---|---|
| Renew Solar Ener | 4.58% | ₹ 100.045 | Debt Others | |
| Lodha Developers | 4.58% | ₹ 100.027 | Debt Others | |
| Tata Projects | 4.54% | ₹ 99.182 | Debt Others | |
| N J Indiainvest | 4.54% | ₹ 99.133 | Debt Others | |
| H.G. Infra Engg. | 4.52% | ₹ 98.768 | Debt Others | |
| JTPM Metal Trade | 4.44% | ₹ 97.022 | Debt Others | |
| RenServ Global | 3.66% | ₹ 80.065 | Debt Others | |
| Net CA & Others | 3.55% | ₹ 77.782 | Debt Others | |
| JSW Kalinga Stee | 3.55% | ₹ 77.602 | Debt Others | |
| A B Renewables | 3.44% | ₹ 75.12 | Debt Others |
Fund Manager Details
Risk-O-Meter
Investors understand that their principal will be at moderately High risk
Risk Scale
AMC Information
SBI Mutual Fund
Funds Managed
122
Assets Managed
₹ 12,81,380.68 Cr
Contact Details
Registered Address
9th Floor,Crescenzo, C-39&39,G Block, Bandra kurla complex,Bandra (east), Mumbai-400 051.
Managing Director
Challa Sreenivasulu Setty
Chief Executive Officer
Debasish Mishra
Compliance Officer
Vinay Datar
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Disclaimer
The information provided on this page is for informational purposes only and should not be construed as investment advice, recommendation, or solicitation to buy or sell any securities or financial pr...
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