SBI Banking and PSU Fund (IDCW-M)

DebtBanking and PSU Fund

Last Updated NAV Date: 03 Jun 2026

3 Year Returns

1.80%

NAV (₹)

1212.5571

1 Day NAV Change

-0.03%

No chart data available for this period.

Fund Details

Min. SIP Amount₹ 500
Min. Lumpsum Amount₹ 5000
AUM₹ 4033.78 Cr
Expense Ratio0.77%
Lock-in PeriodNo Lock-in Period
Inception Date09 Oct 2009
Fund Age16 Yrs

Exit Load

Nil

Fund’s Investment Objective

The scheme seeks to generate regular income through a judicious mix of portfolio comprising predominantly debt and money market securities of Banks, Public Sector Undertakings, Public Financial Institutions and Municipal bodies.

Calculate Your Mutual Fund Returns

Calculator

Returns Estimator

Estimation is based on the past performance

Expected Rate of Return

The value of your investment after 5 Years will be

4,12,432

Invested Amount

3,00,000

Est. Returns

1,12,432

Scheme’s Historical Return

1 Month Return-0.17%
3 Month Return-0.84%
6 Month Return-1.35%
1 Year Return-1.64%
3 Year Return1.80%
5 Year Return2.68%

Asset Allocation

AUM

₹1,33,309.00 Cr

Cash Holdings

21.45%

Equity

70.84%

Cash

21.45%

Debt

1.71%

Other

6%

Sector Holdings

Last Updated: N/A
SectorsAllocationWeightageValue (in Cr.)
Others
100.00%4,033.779

Stock Holdings

Last Updated: 15 May 2026
NameAllocationWeightageValue (in Cr.)Sector
TREPS
11.33%456.965Debt Others
Punjab Natl.Bank
5.29%213.569Debt Others
HDFC Bank
5.25%211.935Debt Others
Bank of Baroda
4.71%189.911Debt Others
Union Bank (I)
4.67%188.419Debt Others
Power Grid Corpn
4.56%183.762Debt Others
ONGC Petro Add.
4.35%175.27Debt Others
GAIL (India)
4.33%174.622Debt Others
GSEC2036
3.70%149.296Govt. Securities
India Infra Fin
3.59%144.897Debt Others

Fund Manager Details

Mr. Ardhendu Bhattacharya (Fixed Income Dealer) joined SBIFML in April 2019. He has over 13 years of experience in finance sector. Prior to joining SBIFML, he was previously associated with following entities. ICICI Bank Limited (June 2014 - April 2019) - Primarily involved in trading in money markets and short term corporate bonds Citibank N.A. ( April 2010 - June 2013) - Principally handled currency and trade sales PGDM-Goa Institute of Management

Risk-O-Meter

Moderate

Investors understand that their principal will be at moderate risk

Risk Scale

Low
Moderately Low
Moderate
Moderately High
High
Very High

AMC Information

SBI Mutual Fund

Funds Managed

127

Assets Managed

₹ 12,70,599.38 Cr

Contact Details

Registered Address

9th Floor,Crescenzo, C-39&39,G Block, Bandra kurla complex,Bandra (east), Mumbai-400 051.

Managing Director

Challa Sreenivasulu Setty

Chief Executive Officer

Nand Kishore

Compliance Officer

Vinay Datar

No open NFOs available
Disclaimer

The information provided on this page is for informational purposes only and should not be construed as investment advice, recommendation, or solicitation to buy or sell any securities or financial pr...

Frequently Asked Questions

The Net Asset Value (NAV) of SBI Banking and PSU Fund (IDCW-M) is updated at the end of every business day. You can check the latest NAV in the header section of this page.
You can invest in SBI Banking and PSU Fund (IDCW-M) online through the Anand Rathi AR Invest app or website. Simply log in, complete your KYC if not already done, and choose between SIP or Lumpsum investment modes.
Exit load varies by scheme. For SBI Banking and PSU Fund (IDCW-M), please refer to the "Fund Details" section above to see if any exit load applies for early redemptions.
Mutual funds are generally suitable for long-term wealth creation. However, suitability depends on your individual risk appetite and financial goals. You should review the riskometer and fund performance before investing.
Once you invest, you can track your portfolio performance, NAV changes, and transaction history in real-time through the AR Invest dashboard.

Download the AR Invest App

  • 5000+ Schemes
  • Personalized Solutions
  • Expert Insights
Download app from Google Play Store opens in a window
Download app from Apple App Store opens in a window