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SBI Banking and PSU Fund (IDCW-M)

DebtBanking and PSU Fund

Last Updated NAV Date: 30 Jul 2026

3 Year Returns

6.87%

NAV (₹)

1230.2464

1 Day NAV Change

-0.03%

No chart data available for this period.

Fund Details

Min. SIP Amount₹ 500
Min. Lumpsum Amount₹ 5000
AUM₹ 3999.92 Cr
Expense Ratio0.79%
Lock-in PeriodNo Lock-in Period
Inception Date09 Oct 2009
Fund Age16 Yrs

Exit Load

Nil

Fund’s Investment Objective

The scheme seeks to generate regular income through a judicious mix of portfolio comprising predominantly debt and money market securities of Banks, Public Sector Undertakings, Public Financial Institutions and Municipal bodies.

Calculate Your Mutual Fund Returns

Returns Estimator

Estimation is based on the past performance

Expected Rate of Return

The value of your investment after 5 Years will be

₹4,12,432

Invested Amount

₹3,00,000

Est. Returns

₹1,12,432

Scheme’s Historical Return

1 Month Return0.46%
3 Month Return2.09%
6 Month Return15.37%
1 Year Return15.02%
3 Year Return6.87%
5 Year Return5.72%

Asset Allocation

AUM

₹1,33,309.00 Cr

Cash Holdings

21.45%

Equity

70.84%

Cash

21.45%

Debt

1.71%

Other

6%

Sector Holdings

Last Updated: N/A
SectorsAllocationWeightageValue (in Cr.)
Others
100.00%₹ 3,999.92

Stock Holdings

Last Updated: 15 Jul 2026
NameAllocationWeightageValue (in Cr.)Sector
H U D C O
4.99%₹ 199.519Debt Others
Bank of Baroda
4.69%₹ 187.581Debt Others
S I D B I
4.69%₹ 187.586Debt Others
Canara Bank
4.68%₹ 187.104Debt Others
Power Grid Corpn
4.64%₹ 185.592Debt Others
Tamil Nadu 2036
4.47%₹ 178.848Govt. Securities
GAIL (India)
4.38%₹ 175.073Debt Others
ONGC Petro Add.
4.38%₹ 175.342Debt Others
N A B A R D
4.22%₹ 168.826Debt Others
India Infra Fin
3.70%₹ 147.969Debt Others

Fund Manager Details

Mr. Ardhendu Bhattacharya (Fixed Income Dealer) joined SBIFML in April 2019. He has over 13 years of experience in finance sector. Prior to joining SBIFML, he was previously associated with following entities. ICICI Bank Limited (June 2014 - April 2019) - Primarily involved in trading in money markets and short term corporate bonds Citibank N.A. ( April 2010 - June 2013) - Principally handled currency and trade sales PGDM-Goa Institute of Management

Risk-O-Meter

Moderate

Investors understand that their principal will be at moderate risk

Risk Scale

Low
Moderately Low
Moderate
Moderately High
High
Very High

AMC Information

SBI Mutual Fund

Funds Managed

126

Assets Managed

₹ 12,81,380.68 Cr

Contact Details

www.sbimf.com
customer.delight@sbimf.com
022-61793000

Registered Address

9th Floor,Crescenzo, C-39&39,G Block, Bandra kurla complex,Bandra (east), Mumbai-400 051.

Managing Director

Challa Sreenivasulu Setty

Chief Executive Officer

Debasish Mishra

Compliance Officer

Vinay Datar

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Disclaimer

The information provided on this page is for informational purposes only and should not be construed as investment advice, recommendation, or solicitation to buy or sell any securities or financial pr...

Frequently Asked Questions

You can withdraw your investment from SBI Banking and PSU Fund (IDCW-M) through your mutual fund app, AMC website, or demat or stock broker online account at the applicable NAV.
The minimum investment for SBI Banking and PSU Fund (IDCW-M) is ₹ 5000 for Lumpsum and ₹ 500 for SIP. You can open a demat account or login to the existing stock broker online account to get started.
SBI Banking and PSU Fund (IDCW-M) has a lock-in period of No Lock-in Period. Schemes with a lock-in restrict withdrawals or redemptions for that duration, while schemes with no lock-in allow you to redeem anytime.
The average annualized return of SBI Banking and PSU Fund (IDCW-M) over the past three years is 6.87%.
The current NAV of SBI Banking and PSU Fund (IDCW-M) is 1230.2464.
The Expense ratio of SBI Banking and PSU Fund (IDCW-M) is 0.79%. It is an annual charge for running the mutual fund. You can find the same on the factsheet and the Asset Management Companies website.
The latest AUM of the SBI Banking and PSU Fund (IDCW-M) fund is ₹ 3999.92 Cr. It represents the total assets held and managed by the fund.
The exit load for SBI Banking and PSU Fund (IDCW-M) is Nil.
The fund managers of the SBI Banking and PSU Fund (IDCW-M) are Ardhendu Bhattacharya. However, with management's discretion, the fund manager could also change during the tenure.
SBI Banking and PSU Fund (IDCW-M) was launched on 09 Oct 2009. Since then, the fund has formed an NAV (Net Asset Value) of 1230.2464.

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