PGIM India Retirement Fund - Regular (IDCW)
Solution OrientedRetirement Fund
Last Updated NAV Date: 30 Jul 2026
3 Year Returns
N/A
NAV (₹)
12.2700
1 Day NAV Change
-0.24%
No chart data available for this period.
Fund Details
| Min. SIP Amount | ₹ 1000 |
| Min. Lumpsum Amount | ₹ 5000 |
| AUM | ₹ 103.20 Cr |
| Expense Ratio | 2.5% |
| Lock-in Period | 5 Yrs |
| Inception Date | 15 Apr 2024 |
| Fund Age | 2 Yrs |
Exit Load
Nil
Fund’s Investment Objective
The investment objective of the scheme is to provide capital appreciation and income to investors in line with their retirement goals by investing in a mix of securities comprising of equity, equity related instruments, REITs and InvITs, and fixed income securities. However, there is no assurance that the investment objective of the scheme will be achieved. The Scheme does not guarantee/ indicate any returns.
Calculate Your Mutual Fund Returns
Returns Estimator
Estimation is based on the past performance
Expected Rate of Return
The value of your investment after 5 Years will be
₹4,12,432
Invested Amount
₹3,00,000
Est. Returns
₹1,12,432
Scheme’s Historical Return
1 Month Return2.67%
3 Month Return6.13%
6 Month Return8.27%
1 Year Return1.15%
Asset Allocation
AUM
₹1,33,309.00 Cr
Cash Holdings
21.45%
Equity
70.84%
Cash
21.45%
Debt
1.71%
Other
6%
Sector Holdings
Last Updated: 30 Jun 2026| Sectors | Allocation | Weightage | Value (in Cr.) |
|---|---|---|---|
| Others | 26.59% | ₹ 27.439 | |
| Banks | 11.30% | ₹ 11.657 | |
| Pharmaceuticals | 9.98% | ₹ 10.3 | |
| FMCG | 5.13% | ₹ 5.299 | |
| IT - Software | 4.97% | ₹ 5.129 | |
| Finance | 4.93% | ₹ 5.092 | |
| Aerospace & Defence | 4.82% | ₹ 4.973 | |
| Healthcare | 4.35% | ₹ 4.488 | |
| Auto Ancillaries | 3.84% | ₹ 3.962 | |
| E-Commerce/App based Aggregator | 3.80% | ₹ 3.92 |
Stock Holdings
Last Updated: 30 Jun 2026| Name | Allocation | Weightage | Value (in Cr.) | Sector |
|---|---|---|---|---|
| C C I | 7.30% | ₹ 7.53 | Debt Others | |
| ICICI Bank | 5.18% | ₹ 5.35 | Banks | |
| HDFC Bank | 4.26% | ₹ 4.401 | Banks | |
| Reliance Industr | 3.48% | ₹ 3.592 | Refineries | |
| Solar Industries | 2.57% | ₹ 2.655 | Aerospace & Defence | |
| TCS | 2.09% | ₹ 2.157 | IT - Software | |
| Multi Comm. Exc. | 2.04% | ₹ 2.103 | Financial Services | |
| Bharti Airtel | 1.88% | ₹ 1.94 | Telecom-Service | |
| Bajaj Finance | 1.87% | ₹ 1.931 | Finance | |
| Navin Fluo.Intl. | 1.83% | ₹ 1.89 | Chemicals |
…
Fund Manager Details
More than 16 years of experience in the Debt markets within the Mutual Fund space. Below are details on his past stints: December 13, 2017 onwards - Deputy Head - Fixed Income - DHFL Pramerica Asset Managers Private Limited. February 2012 to December 12, 2017 - Head - Fixed Income - BNP Paribas Asset Management India Pvt. Ltd. July 2008 to February 2012 - Sr. Vice President & Fund Manager - UTI Asset Management Company Ltd. August 2006 to July 2008 - Fund Manager - Tata Asset Management Ltd. April 2004 to August 2016 - Asst. Fund Manager - UTI Asset Management Company Ltd. June 2001 to March 2004 - Dealer - UTI Asset Management Company Ltd. MBA(finance)from SIBM,Pune.
Over 15 years of experience in Fund Management & Equities. Prior to joining with Union Asset Management Company (April 02, 2018 till date) he was associated with Invesco Asset Management Company (Jan 2007-March 2018, DBS Cholamandalam AMC (Jan 2006-Jan 2007), K R Choksey Shares and Securities Pvt.Ltd (Jan 2004-Jan 2006), First Global Stock broking Pvt. Ltd (Jun 2002-Jan 2004). B.Com., MMS
Over 15 years of experience in capital market October 01, 2013 - till date: Reliance Capital Asset Management Ltd. Assistant Fund Manager ( Fixed Income Investments) February 2010 to September 2013: Reliance Capital Asset Management Ltd. - Dealer (Fixed Income Investment) May 2007 to February 2010: Reliance Capital Asset Management Ltd - Assistant Manager (Fixed Income Investment) June 2006 to April 2007: Reliance Capital Asset Management Ltd. - Management Trainee Sales and Distributions B.E (Electronic), PGDBM - Finance
Collectively over 13 years of experience in Indian financial markets, primarily in equity research: June 2021 onwards - PGIM India Asset Management Pvt. Ltd. - Equity Analyst and Asst. Fund Manager January 2020 to May 2021 - PGIM India Asset Management Pvt. Ltd. - Equity Analyst and Dedicated Fund Manager - Overseas Investments March 2019 to January 2020 - PGIM India Asset Management Pvt. Ltd. - Equity Analyst May 2018 to March 2019 - Renaissance Investment Managers Private Ltd. - Equity Analyst August 2010 to May 2018 - Canara Robeco Asset Management Company Ltd. - Equity Analyst September 2009 to August 2010 - Canara Robeco Asset Management Company Ltd. - Fixed Income Dealer B Com, ACA, CFA, FRM
Risk-O-Meter
Very High Risk
Investors understand that their principal will be at Very High Risk
Risk Scale
Low
Moderately Low
Moderate
Moderately High
High
Very High
AMC Information
PGIM India Mutual Fund
Funds Managed
25
Assets Managed
₹ 26,639.93 Cr
Contact Details
Registered Address
4th Floor, C Wing, Laxmi Towers,Bandra Kurla Complex,Bandra (East), Mumbai - 400 051
Managing Director
N/A
Chief Executive Officer
Abhishek Tiwari
Compliance Officer
Mr. Sandeep Kamath
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Disclaimer
The information provided on this page is for informational purposes only and should not be construed as investment advice, recommendation, or solicitation to buy or sell any securities or financial pr...
Frequently Asked Questions
You can withdraw your investment from PGIM India Retirement Fund - Regular (IDCW) through your mutual fund app, AMC website, or demat or stock broker online account at the applicable NAV.
The minimum investment for PGIM India Retirement Fund - Regular (IDCW) is ₹ 5000 for Lumpsum and ₹ 1000 for SIP. You can open a demat account or login to the existing stock broker online account to get started.
PGIM India Retirement Fund - Regular (IDCW) has a lock-in period of 5 Yrs. Schemes with a lock-in restrict withdrawals or redemptions for that duration, while schemes with no lock-in allow you to redeem anytime.
The average annualized return of PGIM India Retirement Fund - Regular (IDCW) over the past three years is N/A.
The current NAV of PGIM India Retirement Fund - Regular (IDCW) is 12.2700.
The Expense ratio of PGIM India Retirement Fund - Regular (IDCW) is 2.5%. It is an annual charge for running the mutual fund. You can find the same on the factsheet and the Asset Management Companies website.
The latest AUM of the PGIM India Retirement Fund - Regular (IDCW) fund is ₹ 103.20 Cr. It represents the total assets held and managed by the fund.
The exit load for PGIM India Retirement Fund - Regular (IDCW) is Nil.
The fund managers of the PGIM India Retirement Fund - Regular (IDCW) are Puneet Pal, Vinay Paharia, Vivek Sharma, Anandha Padmanabhan Anjen. However, with management's discretion, the fund manager could also change during the tenure.
PGIM India Retirement Fund - Regular (IDCW) was launched on 15 Apr 2024. Since then, the fund has formed an NAV (Net Asset Value) of 12.2700.
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