AnandRathi

HDFC Dynamic Debt Fund (IDCW-H)

Last Updated NAV Date: 12 Jun 2026

3 Year Returns

5.82%

NAV (₹)

11.7111

1 Day NAV Change

0.07%

No chart data available for this period.

Fund Details

Min. SIP Amount₹ 100
Min. Lumpsum Amount₹ 100
AUM₹ 526.73 Cr
Expense Ratio1.42%
Lock-in PeriodNo Lock-in Period
Inception Date28 Apr 1997
Fund Age29 Yrs

Exit Load

Nil

Fund’s Investment Objective

To generate income / capital appreciation by investing in a range of debt and money market instruments. There is no assurance that the investment objective of the Scheme will be realized.

Calculate Your Mutual Fund Returns

Calculator

Returns Estimator

Estimation is based on the past performance

Expected Rate of Return

The value of your investment after 5 Years will be

4,12,432

Invested Amount

3,00,000

Est. Returns

1,12,432

Scheme’s Historical Return

1 Month Return0.96%
3 Month Return0.48%
6 Month Return1.81%
1 Year Return2.01%
3 Year Return5.82%
5 Year Return5.90%

Asset Allocation

AUM

₹1,33,309.00 Cr

Cash Holdings

21.45%

Equity

70.84%

Cash

21.45%

Debt

1.71%

Other

6%

Sector Holdings

Last Updated: 31 May 2026
SectorsAllocationWeightageValue (in Cr.)
Infrastructure Investment Trusts
100.00%526.734

Stock Holdings

Last Updated: 31 May 2026
NameAllocationWeightageValue (in Cr.)Sector
GSEC2064
13.49%71.081Govt. Securities
GSEC2063
9.86%51.941Govt. Securities
GSEC2065
8.56%45.088Govt. Securities
GSEC2053
8.23%43.331Govt. Securities
REC Ltd
4.88%25.696Debt Others
N A B A R D
4.72%24.842Debt Others
N A B A R D
4.72%24.874Debt Others
TREPS
4.06%21.363Debt Others
Gujarat 2034
3.70%19.502Govt. Securities
Pipeline Infra
2.86%15.051Debt Others

Fund Manager Details

Collectively over 24 years of experience in Fund Management and Research, Fixed Income dealing. July 25, 2003 till date: HDFC Asset Management Company Limited. May 1994 - July 2003: SBI Funds Management Pvt. Ltd. Last Position held - Asst. Vice President B.Com, ICWA, MMS, CFA

Risk-O-Meter

Moderate

Investors understand that their principal will be at moderate risk

Risk Scale

Low
Moderately Low
Moderate
Moderately High
High
Very High

AMC Information

HDFC Mutual Fund

Funds Managed

109

Assets Managed

₹ 9,52,866.67 Cr

Contact Details

Registered Address

HDFC House, 2nd Flr, H.T.Parekh Marg,165-166, Backbay Reclamation,Churchgate, Mumbai - 400 020.

Managing Director

Mr. Navneet Munot

Chief Executive Officer

Mr. Navneet Munot

Compliance Officer

Supriya Sapre

Benefits of Investing in HDFC Dynamic Debt Fund (IDCW-H)

Like any mutual fund, investing in HDFC Dynamic Debt Fund (IDCW-H) offers its own set of benefits for investors. Here are a few of them:

Managed by Professionals

Like any mutual fund, the funds within the HDFC Dynamic Debt Fund (IDCW-H) are managed by a fund manager who has market knowledge and expertise. They analyze the markets, decide where to invest, and adjust the folio on a frequent basis.

Diversification Across Multiple Securities

One major advantage of investing in HDFC Dynamic Debt Fund (IDCW-H) is the diversification provided here. With doors open to multiple assets/sectors/themes/industries, the fund spreads the investment in different securities – rather than putting money in a single instrument.

Flexible Investment Options

These funds are feasible to everyone, especially for those looking to invest in mutual fund with a few hundreds via SIP (Systematic Investment Plan) or making a lumpsum payment upfront. This makes it easier for those who wish to access multiple stocks, bonds, or securities through a single fund.

Liquidity

Open-ended schemes allow you to redeem your units on any business day. So, if you wish to withdraw your investment, this HDFC Dynamic Debt Fund (IDCW-H) enables that as well. However, there can be exit load and post-tax implications applicable. Hence, do check the master scheme and type of MF scheme before making any investment decision.

Transparency & Regulation

All types of mutual funds in India are regulated by the SEBI (Securities and Exchange Board of India). Thus, there is a high level of transparency in these funds: regular disclosures, portfolio reports, NAV updates, etc.

What Are The Factors That Influence The Performance Of HDFC Dynamic Debt Fund (IDCW-H)?

In mutual funds, every scheme is exposed to risks like market risk, credit risk, interest rate risk, and liquidity risk, which can impact investment outcomes.

In addition to these broad risks, the performance of HDFC Dynamic Debt Fund (IDCW-H) may also be influenced by factors such as:

  • Asset Allocation Strategy

    In any fund, understanding how the scheme (or fund manager) allocates its money across equity, debt, cash, or other instruments has a direct impact on performance. For instance, if the fund is inclined towards equity, the risk exposure would also be high, and likewise for other fund types. You can check that on stock broker’s online site.

  • Market Conditions

    Regardless of the fund type, market events will always affect the fund. Certain broader economic factors, such as GDP growth, inflation, interest rates, and global market trends, can influence fund returns.

  • Securities Selection

    The performance of the mutual fund depends on specific securities chosen by the fund manager. Their performance can drive the overall results of your investment.

  • Fund Manager's Investment Approach

    Unless the fund follows a passive approach, the fund manager's involvement matters. Decisions related to timing, security selection, risk controls, and rebalancing play a key role in how the HDFC Dynamic Debt Fund (IDCW-H) performs in the long run.

  • Scheme-Specific Mandate and Restrictions

    Every scheme follows a defined investment objective and certain limits on where it can invest in mutual fund. These rules can influence how the scheme performs.

How To Invest in HDFC Dynamic Debt Fund (IDCW-H) with Anand Rathi?

Looking to Invest in HDFC Dynamic Debt Fund (IDCW-H)?

Anand Rathi offers a secure and seamless platform for investing in HDFC Dynamic Debt Fund (IDCW-H) online:

Here's how you can invest in mutul fund with us:

  1. Register or Log In to Your Account

    Visit the Anand Rathi platform or download the "AR Invest" app to get started.
    Already have an account? Simply log in or open a demat account.
  2. Complete Your KYC

    With quick and simple verification, complete your Know Your Customer (KYC) process in a few minutes.
  3. Choose and Invest

    Type HDFC Dynamic Debt Fund (IDCW-H) and invest easily via SIP or Lump Sum, in just a few clicks.
  4. Track and Manage Funds Anytime

    Keep an eye on your investment made in HDFC Dynamic Debt Fund (IDCW-H) with a clean, intuitive dashboard – track performance, manage SIPs, and stay updated, anytime, anywhere.

Documents Required to Invest in HDFC Dynamic Debt Fund (IDCW-H)

To invest in HDFC Dynamic Debt Fund (IDCW-H), no extra documents are required specifically for the scheme. However, if you are opening a demat account to start investing, you will need to submit the following:

  1. PAN Card – Mandatory for all investments
  2. Aadhaar Card – For identity and address verification
  3. Photograph – A recent passport-size photo (if required)
  4. Bank Proof – Cancelled cheque or passbook copy to link your bank account
  5. Signature Verification – As per KYC requirements.

Additional documents may be required for:

  • Minors (birth certificate + guardian documents)
  • NRIs (passport, overseas address proof, OCI/PIO card)
  • Joint account holders (KYC for all applicants).

Things To Keep In Mind While Investing In HDFC Dynamic Debt Fund (IDCW-H)

Before investing in HDFC Dynamic Debt Fund (IDCW-H), keep these points in mind, which include;

  1. Ensure the scheme's objective matches your financial goals.
  2. Check the riskometer to understand the scheme's risk level.
  3. Know the ideal investment horizon for the scheme.
  4. Review the expense ratio and any exit load.
  5. Understand the scheme's asset allocation and strategy.
  6. Keep track of regular scheme updates, NAV, and portfolio changes.
  7. Review the tax rules applicable to the HDFC Dynamic Debt Fund (IDCW-H).
  8. Read all scheme-related documents carefully before investing.

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Disclaimer

The information provided on this page is for informational purposes only and should not be construed as investment advice, recommendation, or solicitation to buy or sell any securities or financial pr...

Frequently Asked Questions

You can withdraw your investment from HDFC Dynamic Debt Fund (IDCW-H) through your mutual fund app, AMC website, or demat or stock broker online account at the applicable NAV.
The minimum investment for HDFC Dynamic Debt Fund (IDCW-H) is ₹ 100 for Lumpsum and ₹ 100 for SIP. You can open a demat account or login to the existing stock broker online account to get started.
HDFC Dynamic Debt Fund (IDCW-H) has a lock-in period of No Lock-in Period. Schemes with a lock-in restrict withdrawals or redemptions for that duration, while schemes with no lock-in allow you to redeem anytime.
The average annualized return of HDFC Dynamic Debt Fund (IDCW-H) over the past three years is 5.82%.
The current NAV of HDFC Dynamic Debt Fund (IDCW-H) is 11.7111.
The Expense ratio of HDFC Dynamic Debt Fund (IDCW-H) is 1.42%. It is an annual charge for running the mutual fund. You can find the same on the factsheet and the Asset Management Companies website.
The latest AUM of the HDFC Dynamic Debt Fund (IDCW-H) fund is ₹ 526.73 Cr. It represents the total assets held and managed by the fund.
The exit load for HDFC Dynamic Debt Fund (IDCW-H) is Nil.
The fund managers of the HDFC Dynamic Debt Fund (IDCW-H) are Anil Bamboli, Dhruv Muchhal. However, with management's discretion, the fund manager could also change during the tenure.
HDFC Dynamic Debt Fund (IDCW-H) was launched on 28 Apr 1997. Since then, the fund has formed an NAV (Net Asset Value) of 11.7111.

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