AnandRathi

HDFC Credit Risk Debt Fund (IDCW)

Last Updated NAV Date: 30 Jul 2026

3 Year Returns

7.59%

NAV (₹)

23.8160

1 Day NAV Change

-0.02%

No chart data available for this period.

Fund Details

Min. SIP Amount₹ 100
Min. Lumpsum Amount₹ 100
AUM₹ 7650.37 Cr
Expense Ratio1.51%
Lock-in PeriodNo Lock-in Period
Inception Date20 Nov 2014
Fund Age11 Yrs

Exit Load

In respect of each purchase/switch-in of Units, 15% of the units (the limit) may be redeemed witout any exit load from the date of allotment. 1.00% - If redeemed/switched out within 12 months from the date of allotment. 0.50% - If redeemed/switched out after 12 months but within 18 months from the date of allotment. Nil - If redeemed/switched out after 18 months from the date of allotment.

Fund’s Investment Objective

To generate income/capital appreciation by investing predominantly in AA and below rated corporate debt. There is no assurance that the investment objective of the Scheme will be realized.

Calculate Your Mutual Fund Returns

Returns Estimator

Estimation is based on the past performance

Expected Rate of Return

The value of your investment after 5 Years will be

4,12,432

Invested Amount

3,00,000

Est. Returns

1,12,432

Scheme’s Historical Return

1 Month Return0.53%
3 Month Return2.32%
6 Month Return3.96%
1 Year Return6.65%
3 Year Return7.59%
5 Year Return6.57%

Asset Allocation

AUM

₹1,33,309.00 Cr

Cash Holdings

21.45%

Equity

70.84%

Cash

21.45%

Debt

1.71%

Other

6%

Sector Holdings

Last Updated: 15 Jul 2026
SectorsAllocationWeightageValue (in Cr.)
Infrastructure Investment Trusts
83.84%6,414.371
Real Estate Investment Trusts
16.16%1,236

Stock Holdings

Last Updated: 15 Jul 2026
NameAllocationWeightageValue (in Cr.)Sector
GMR Airports
4.80%367.373Debt Others
Nirma
3.93%300.536Debt Others
Tata Projects
3.27%250.313Debt Others
Indus Inf. Trust
3.18%243.073Debt Others
Tata Power Co.
2.97%226.968Debt Others
Jubilant Beverag
2.78%212.413Debt Others
A B Renewables
2.75%210.368Debt Others
Bamboo Hotel
2.62%200.732Debt Others
SK Finance
2.62%200.212Debt Others
Kalpataru Proj.
2.61%199.954Debt Others

Fund Manager Details

Collectively around 17 years of experience in Credit Research and Treasury September 26, 2007 till date HDFC Asset Management Company Limited august 16, 2005 to September 20, 2007 Larsen & Toubro Limited Last Position Held - Assistant Manager November 3, 2004 to august 12, 2005 Tata Motors Limited Last Position Held - Senior Officer B.Com. (Hons.), Chartered Accountant, CFA (CFA Institute)

Risk-O-Meter

Moderately High

Investors understand that their principal will be at moderately High risk

Risk Scale

Low
Moderately Low
Moderate
Moderately High
High
Very High

AMC Information

HDFC Mutual Fund

Funds Managed

112

Assets Managed

₹ 9,61,940.45 Cr

Contact Details

Registered Address

HDFC House, 2nd Flr, H.T.Parekh Marg,165-166, Backbay Reclamation,Churchgate, Mumbai - 400 020.

Managing Director

Mr. Navneet Munot

Chief Executive Officer

Mr. Navneet Munot

Compliance Officer

Supriya Sapre

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Disclaimer

The information provided on this page is for informational purposes only and should not be construed as investment advice, recommendation, or solicitation to buy or sell any securities or financial pr...

Frequently Asked Questions

You can withdraw your investment from HDFC Credit Risk Debt Fund (IDCW) through your mutual fund app, AMC website, or demat or stock broker online account at the applicable NAV.
The minimum investment for HDFC Credit Risk Debt Fund (IDCW) is ₹ 100 for Lumpsum and ₹ 100 for SIP. You can open a demat account or login to the existing stock broker online account to get started.
HDFC Credit Risk Debt Fund (IDCW) has a lock-in period of No Lock-in Period. Schemes with a lock-in restrict withdrawals or redemptions for that duration, while schemes with no lock-in allow you to redeem anytime.
The average annualized return of HDFC Credit Risk Debt Fund (IDCW) over the past three years is 7.59%.
The current NAV of HDFC Credit Risk Debt Fund (IDCW) is 23.8160.
The Expense ratio of HDFC Credit Risk Debt Fund (IDCW) is 1.51%. It is an annual charge for running the mutual fund. You can find the same on the factsheet and the Asset Management Companies website.
The latest AUM of the HDFC Credit Risk Debt Fund (IDCW) fund is ₹ 7650.37 Cr. It represents the total assets held and managed by the fund.
The exit load for HDFC Credit Risk Debt Fund (IDCW) is In respect of each purchase/switch-in of Units, 15% of the units (the limit) may be redeemed witout any exit load from the date of allotment. 1.00% - If redeemed/switched out within 12 months from the date of allotment. 0.50% - If redeemed/switched out after 12 months but within 18 months from the date of allotment. Nil - If redeemed/switched out after 18 months from the date of allotment..
The fund managers of the HDFC Credit Risk Debt Fund (IDCW) are Praveen Jain, Dhruv Muchhal, Bhavyesh Divecha. However, with management's discretion, the fund manager could also change during the tenure.
HDFC Credit Risk Debt Fund (IDCW) was launched on 20 Nov 2014. Since then, the fund has formed an NAV (Net Asset Value) of 23.8160.

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