Franklin India Retirement Fund IDCW
Last Updated NAV Date: 09 Sep 2026
3 Year Returns
6.92%
NAV (₹)
16.5963
1 Day NAV Change
-0.18%
Franklin India Retirement Fund IDCW is a scheme from Franklin Templeton Mutual Fund AMC, launched on 31 Mar 1997 and currently managing ₹ 496.30 Cr in assets. It sits in the moderately high risk category on the riskometer, with a minimum SIP of ₹500 and a lump sum of ₹500. The sections below cover its latest NAV, historical returns, portfolio holdings, and expense ratio.
Franklin India Retirement Fund IDCW Fund Details
| Min. SIP Amount | ₹ 500 |
| Min. Lumpsum Amount | ₹ 500 |
| AUM | ₹ 496.30 Cr |
| Expense Ratio | 2.23% |
| Lock-in Period | 5 Yrs |
| Inception Date | 31 Mar 1997 |
| Fund Age | 29 Yrs |
Exit Load
3%, if redeemed before the age of 58 years (subject to a 3 year lock-in period) NIL, if redeemed after the age of 58 years
Fund’s Investment Objective
To provide investors regular income under the Dividend Plan and capital appreciation under the Growth Plan.
Calculate Your Mutual Fund Returns
Returns Estimator
Estimation is based on the past performance
Expected Rate of Return
The value of your investment after 5 Years will be
₹4,12,432
Invested Amount
₹3,00,000
Est. Returns
₹1,12,432
Scheme’s Historical Return
Asset Allocation
AUM
₹1,33,309.00 Cr
Cash Holdings
21.45%
Equity
70.84%
Cash
21.45%
Debt
1.71%
Other
6%
Franklin India Retirement Fund IDCW Sector Holdings
Last Updated: 15 Aug 2026| Sectors | Allocation | Weightage | Value (in Cr.) |
|---|---|---|---|
| Banks | 25.02% | ₹ 124.17 | |
| Others | 13.11% | ₹ 65.079 | |
| E-Commerce/App based Aggregator | 8.37% | ₹ 41.516 | |
| IT - Software | 6.91% | ₹ 34.297 | |
| Automobile | 6.65% | ₹ 32.983 | |
| FMCG | 5.33% | ₹ 26.475 | |
| Aerospace & Defence | 4.15% | ₹ 20.578 | |
| Telecom-Service | 3.95% | ₹ 19.61 | |
| Refineries | 3.90% | ₹ 19.343 | |
| Pharmaceuticals | 3.77% | ₹ 18.729 |
Franklin India Retirement Fund IDCW Stock Holdings
Last Updated: 15 Aug 2026| Name | Allocation | Weightage | Value (in Cr.) | Sector |
|---|---|---|---|---|
| N A B A R D | 9.71% | ₹ 48.205 | Debt Others | |
| Net CA & Others | 6.33% | ₹ 31.395 | Debt Others | |
| Jubilant Bevco | 6.02% | ₹ 29.868 | Debt Others | |
| S I D B I | 5.20% | ₹ 25.821 | Debt Others | |
| Bajaj Housing | 5.18% | ₹ 25.712 | Debt Others | |
| Poonawalla Fin | 5.12% | ₹ 25.433 | Debt Others | |
| LIC Housing Fin. | 5.12% | ₹ 25.405 | Debt Others | |
| NABFID | 5.10% | ₹ 25.313 | Debt Others | |
| Jubilant Beverag | 4.01% | ₹ 19.911 | Debt Others | |
| Canara Bank | 2.97% | ₹ 14.721 | Debt Others |
Fund Manager Details
Risk-O-Meter
Investors understand that their principal will be at moderately High risk
Risk Scale
AMC Information
Franklin Templeton Mutual Fund
Funds Managed
38
Assets Managed
₹ 1,27,381.83 Cr
Contact Details
Registered Address
Tower 2, 12th and 13h Floor,Senapati Bapat Marg,Elphinstone Road(West), Mumbai-400013
Managing Director
Rahul Goswami
Chief Executive Officer
N/A
Compliance Officer
Saurabh Gangrade
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Disclaimer
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