AnandRathi

DSP Banking & Psu Debt Fund (IDCW)

Last Updated NAV Date: 29 Jul 2026

3 Year Returns

6.57%

NAV (₹)

10.6117

1 Day NAV Change

-0.03%

No chart data available for this period.

Fund Details

Min. SIP Amount₹ 100
Min. Lumpsum Amount₹ 100
AUM₹ 3328.97 Cr
Expense Ratio0.6%
Lock-in PeriodNo Lock-in Period
Inception Date14 Sep 2013
Fund Age12 Yrs

Exit Load

Nil

Fund’s Investment Objective

The scheme is to seek to generate income and capital appreciation by primarily investing in a portfolio of high quality debt and money market securities that are issued by banks and public sector entities/undertakings. There is no assurance that the investment objective of the scheme will be realized.

Calculate Your Mutual Fund Returns

Returns Estimator

Estimation is based on the past performance

Expected Rate of Return

The value of your investment after 5 Years will be

4,12,432

Invested Amount

3,00,000

Est. Returns

1,12,432

Scheme’s Historical Return

1 Month Return0.29%
3 Month Return2.32%
6 Month Return3.14%
1 Year Return4.48%
3 Year Return6.57%
5 Year Return5.68%

Asset Allocation

AUM

₹1,33,309.00 Cr

Cash Holdings

21.45%

Equity

70.84%

Cash

21.45%

Debt

1.71%

Other

6%

Sector Holdings

Last Updated: N/A
SectorsAllocationWeightageValue (in Cr.)
Others
100.00%3,328.971

Stock Holdings

Last Updated: 15 Jul 2026
NameAllocationWeightageValue (in Cr.)Sector
N A B A R D
5.37%178.866Debt Others
GSEC2055 7.24
4.56%151.795Govt. Securities
GSEC2065
3.53%117.626Govt. Securities
Bharti Telecom
3.15%104.719Debt Others
GAIL (India)
3.13%104.225Debt Others
HARYANA 2039
3.09%102.706Govt. Securities
Bharti Telecom
3.09%102.837Debt Others
E X I M Bank
3.07%102.283Debt Others
HDFC Bank
3.05%101.503Debt Others
S I D B I
3.04%101.067Debt Others

Fund Manager Details

Over 21 years of experience From September 2, 2021 onwards- Head Fixed Income- DSP Investment Managers Private Limited From Jan 2006- Aug 2021 -Yes Bank Ltd- Head- Primary Dealership and Fixed Income Trading. From Apr 2004- Sep 2005- Cognizant Technology Solutions- Senior Business Analyst From Jan 2001- Apr 2002- Hughes Software Solutions- Software Engineer From Aug 2000 - Jan 2001- Mahindra British Telecom- Trainee Software Engineer PGDBM - IIM Bangalore, 2004 B.E. - Army Institute of Technology, Pune, 2000

Risk-O-Meter

Moderately Low

Investors understand that their principal will be at moderately Low risk

Risk Scale

Low
Moderately Low
Moderate
Moderately High
High
Very High

AMC Information

DSP Mutual Fund

Funds Managed

92

Assets Managed

₹ 2,33,296.27 Cr

Contact Details

Registered Address

The Ruby, 25th Floor, 29, SenapatiBapat Marg, Dadar (West),Mumbai - 400028.

Managing Director

Mr. kalpen Parekh

Chief Executive Officer

Mr. Kalpen Parekh

Compliance Officer

Pritesh Majmudar

Explore Popular AMCs

Disclaimer

The information provided on this page is for informational purposes only and should not be construed as investment advice, recommendation, or solicitation to buy or sell any securities or financial pr...

Frequently Asked Questions

You can withdraw your investment from DSP Banking & Psu Debt Fund (IDCW) through your mutual fund app, AMC website, or demat or stock broker online account at the applicable NAV.
The minimum investment for DSP Banking & Psu Debt Fund (IDCW) is ₹ 100 for Lumpsum and ₹ 100 for SIP. You can open a demat account or login to the existing stock broker online account to get started.
DSP Banking & Psu Debt Fund (IDCW) has a lock-in period of No Lock-in Period. Schemes with a lock-in restrict withdrawals or redemptions for that duration, while schemes with no lock-in allow you to redeem anytime.
The average annualized return of DSP Banking & Psu Debt Fund (IDCW) over the past three years is 6.57%.
The current NAV of DSP Banking & Psu Debt Fund (IDCW) is 10.6117.
The Expense ratio of DSP Banking & Psu Debt Fund (IDCW) is 0.6%. It is an annual charge for running the mutual fund. You can find the same on the factsheet and the Asset Management Companies website.
The latest AUM of the DSP Banking & Psu Debt Fund (IDCW) fund is ₹ 3328.97 Cr. It represents the total assets held and managed by the fund.
The exit load for DSP Banking & Psu Debt Fund (IDCW) is Nil.
The fund managers of the DSP Banking & Psu Debt Fund (IDCW) are Sandeep Yadav, Shantanu Godambe. However, with management's discretion, the fund manager could also change during the tenure.
DSP Banking & Psu Debt Fund (IDCW) was launched on 14 Sep 2013. Since then, the fund has formed an NAV (Net Asset Value) of 10.6117.

Download the AR Invest App

  • 5000+ Schemes
  • Personalized Solutions
  • Expert Insights
Download app from Google Play Store opens in a window
Download app from Apple App Store opens in a window