Bandhan Retirement Fund - Regular (IDCW)
Solution OrientedRetirement Fund
Last Updated NAV Date: 13 May 2026
3 Year Returns
N/A
NAV (₹)
12.1950
1 Day NAV Change
0.08%
No chart data available for this period.
Fund Details
| Min. SIP Amount | ₹ 100 |
| Min. Lumpsum Amount | ₹ 1000 |
| AUM | ₹ 182.68 Cr |
| Expense Ratio | 2.44% |
| Lock-in Period | 5 Yrs |
| Inception Date | 18 Oct 2023 |
| Fund Age | 2 Yrs |
Exit Load
Nil
Fund’s Investment Objective
The investment objective of the Scheme is to provide long-term capital appreciation / income by investing in a mix of equity, debt, and other instruments to help investors meet their retirement goals. There is no assurance or guarantee that the objectives of the scheme will be realised.
Calculate Your Mutual Fund Returns
Returns Estimator
Estimation is based on the past performance
Enter Amount
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Select Duration
Yrs
1 Yr
30 Yrs
Expected Rate of Return
12%
8%
30%
The value of your investment after 5 Years will be
₹4,12,432
Invested Amount
₹3,00,000
Est. Returns
₹1,12,432
Scheme’s Historical Return
1 Month Return-0.33%
3 Month Return-3.76%
6 Month Return-5.17%
1 Year Return-0.71%
3 Year Return-
5 Year Return-
Asset Allocation
AUM
₹1,33,309.00 Cr
Cash Holdings
21.45%
Equity
70.84%
Cash
21.45%
Debt
1.71%
Other
6%
Sector Holdings
Last Updated: 30 Apr 2026| Sectors | Allocation | Weightage | Value (in Cr.) |
|---|---|---|---|
| Banks | 22.73% | ₹ 41.517 | |
| Others | 16.08% | ₹ 29.371 | |
| Refineries | 8.02% | ₹ 14.655 | |
| Telecom-Service | 8.00% | ₹ 14.615 | |
| IT - Software | 5.43% | ₹ 9.911 | |
| Infrastructure Developers & Operators | 5.33% | ₹ 9.742 | |
| Automobile | 5.32% | ₹ 9.714 | |
| Capital Goods - Electrical Equipment | 4.87% | ₹ 8.892 | |
| Diamond, Gems and Jewellery | 4.73% | ₹ 8.647 | |
| Finance | 3.47% | ₹ 6.333 |
Stock Holdings
Last Updated: 30 Apr 2026| Name | Allocation | Weightage | Value (in Cr.) | Sector |
|---|---|---|---|---|
| GSEC2053 | 21.18% | ₹ 38.694 | Govt. Securities | |
| TREPS | 6.72% | ₹ 12.28 | Debt Others | |
| Reliance Industr | 5.66% | ₹ 10.346 | Refineries | |
| Bharti Airtel | 5.65% | ₹ 10.318 | Telecom-Service | |
| HDFC Bank | 4.44% | ₹ 8.103 | Banks | |
| ICICI Bank | 4.15% | ₹ 7.58 | Banks | |
| Larsen & Toubro | 3.76% | ₹ 6.878 | Infrastructure Developers & Operators | |
| Kotak Mah. Bank | 3.42% | ₹ 6.248 | Banks | |
| Titan Company | 3.34% | ₹ 6.104 | Diamond, Gems and Jewellery | |
| Hitachi Energy | 2.72% | ₹ 4.976 | Capital Goods - Electrical Equipment |
Fund Manager Details
He has over 18 years of experience in fixed income market including 11 years in the mutual fund industry. Prior to joining Edelweiss AMC, he was associated as Fund Manager with IDBI Asset Management Limited from March 2010 to December 2016 and with INVESCO Asset Management (India) Pvt. Ltd from November 2006 to February 2010. B.com., MBA
He will be the dedicated fund manager for foreign securities. He joined IDFC AMC in September 2015. Prior experience: · Franklin Templeton Asset Management (India) Pvt. Ltd. (May 2014 - Sept.2015). Management Trainee. · Goldman Sachs Services India (June 2010 - May 2012). Analyst, Wealth Management Technology. (Total experience - 4 years) CFA, PGDM (Finance), B.Tech. (Electronics)
Mr. Shah is associated with IDFC AMC since August 2015 as part of the Fixed Income Team and will now be handling investments and fixed income management. Prior experience: IDBI Asset Management Ltd. - Dealing in Fixed income (Jan 2013 to Aug 2015). India Bulls Asset Management Ltd. - Dealing in Fixed income (Jun 2011 to Dec 2012). Mata Securities - Relationship Manager, Wholesale Debt Market (Jun 2010 to Jun 2011). Twenty First Century - Relationship Manager, Wholsale Debt Market ( Jan 2009 to May 2010) (Total experience - 10 years) Post Graduate Diploma in Finance
Mr. Vishal Biraia joined Bandhan AMC Limited in June, 2023 in Fund Management. He was earlier associated with Max Life Insurance (June 2021 to May 2023) and Aviva Life Insurance (July 2018 - November 2021) as Research analyst and assistant fund manager. Prior to that, he was associated with Antique Stock Broking (January 2015 to July 2018) with primary responsibility of research and marketing Indian equities to FII's and with Batlivala & Karani Securities (June 2007 to July 2014) as Research Analyst. (Total experience - 16 years) Bachelor of Engineering, CFA (Level 2)
Ms. Ritika Behera has joined Bandhan AMC Limited as Vice President - Equities on August 10, 2023 in Equity Investments team. In her role she will be responsible for research and analysis. She has total experience of more than 13 years. Prior to Bandhan AMC Limited, she was associated with Ocean Dial Asset management from April 2021 to July 2023 as Analyst. Earlier to this, she was associated with Elara Securities PvtLimited from January 2017 to March 2021 and Batlivala & Karani Securities Pvt Ltd from August 2013 to January 2017. MBA (Finance),Bcom.
Mr. Gaurav Satra joined the Equity Fund Management team of Bandhan AMC in June 2022 and was designated as the Equity Dealer. He has total experience of more than 7.5 years. Prior to the same, he was associated with various Consultancy Firms as a CA from December 2016 to May 2022. Chartered Accountant, B.Com
Risk-O-Meter
Very High Risk
Investors understand that their principal will be at Very High Risk
Risk Scale
Low
Moderately Low
Moderate
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Very High
AMC Information
Bandhan Mutual Fund
Funds Managed
80
Assets Managed
₹ 1,97,286.80 Cr
Contact Details
Registered Address
6th Flr,841 One World Center,Jupitermill,Senapati Bapat Marg,Elphinstone Road(West), Mumbai-400013
Managing Director
Mr. Vikram Limaye
Chief Executive Officer
Vishal Kapoor
Compliance Officer
Vijayalaxmi Khatri
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Disclaimer
The information provided on this page is for informational purposes only and should not be construed as investment advice, recommendation, or solicitation to buy or sell any securities or financial pr...
Frequently Asked Questions
The Net Asset Value (NAV) of Bandhan Retirement Fund - Regular (IDCW) is updated at the end of every business day. You can check the latest NAV in the header section of this page.
You can invest in Bandhan Retirement Fund - Regular (IDCW) online through the Anand Rathi AR Invest app or website. Simply log in, complete your KYC if not already done, and choose between SIP or Lumpsum investment modes.
Exit load varies by scheme. For Bandhan Retirement Fund - Regular (IDCW), please refer to the "Fund Details" section above to see if any exit load applies for early redemptions.
Mutual funds are generally suitable for long-term wealth creation. However, suitability depends on your individual risk appetite and financial goals. You should review the riskometer and fund performance before investing.
Once you invest, you can track your portfolio performance, NAV changes, and transaction history in real-time through the AR Invest dashboard.
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