AnandRathi

Kotak Banking & Financial Services Fund-Reg (IDCW)

Last Updated NAV Date: 29 Jul 2026

3 Year Returns

12.04%

NAV (₹)

16.3060

1 Day NAV Change

0.51%

No chart data available for this period.

Fund Details

Min. SIP Amount₹ 100
Min. Lumpsum Amount₹ 100
AUM₹ 1486.94 Cr
Expense Ratio2.24%
Lock-in PeriodNo Lock-in Period
Inception Date27 Feb 2023
Fund Age3 Yrs

Exit Load

For redemption / switch out within 30 days from the date of allotment: 0.5% If units are redeemed or switched out on or after 30 days from the date of allotment: NIL

Fund’s Investment Objective

The investment objective of the scheme is to generate long-term capital appreciation from a portfolio that is invested predominantly in equity and equity related securities of companies engaged in banking and financial services sector. However, there can be no assurance that the investment objective of the scheme would be achieved.

Calculate Your Mutual Fund Returns

Returns Estimator

Estimation is based on the past performance

Expected Rate of Return

The value of your investment after 5 Years will be

4,12,432

Invested Amount

3,00,000

Est. Returns

1,12,432

Scheme’s Historical Return

1 Month Return-0.05%
3 Month Return4.20%
6 Month Return0.79%
1 Year Return6.46%
3 Year Return12.04%

Asset Allocation

AUM

₹1,33,309.00 Cr

Cash Holdings

21.45%

Equity

70.84%

Cash

21.45%

Debt

1.71%

Other

6%

Sector Holdings

Last Updated: 30 Jun 2026
SectorsAllocationWeightageValue (in Cr.)
Banks
61.28%911.256
Finance
27.41%407.627
Stock/ Commodity Brokers
5.06%75.192
Financial Services
3.90%58.057
Insurance
1.93%28.624
E-Commerce/App based Aggregator
0.42%6.188

Stock Holdings

Last Updated: 30 Jun 2026
NameAllocationWeightageValue (in Cr.)Sector
ICICI Bank
12.34%183.516Banks
HDFC Bank
10.63%158.05Banks
SBI
8.67%128.879Banks
Axis Bank
8.21%122.115Banks
Bajaj Finance
6.17%91.681Finance
Shriram Finance
4.99%74.172Finance
Kotak Mah. Bank
3.38%50.282Banks
BSE
2.93%43.567Financial Services
Poonawalla Fin
2.44%36.27Finance
Cholaman.Inv.&Fn
2.35%34.897Finance

Fund Manager Details

Mr.Abhishek Bisen has been associated with the company since October 2006 and his key responsibilities include fund management of debt schemes. Prior to joining Kotak AMC, Abhishek was working with securities trading corporation of India ltd where he was looking at sales & trading of fixed income products apart from doing portfolio advisory. His earlier assignments also include 2 years of merchant banking experience with a leading merchant banking firm. B.A., and MBA (Finance)

Risk-O-Meter

Very High Risk

Investors understand that their principal will be at Very High Risk

Risk Scale

Low
Moderately Low
Moderate
Moderately High
High
Very High

AMC Information

Kotak Mahindra Mutual Fund

Funds Managed

126

Assets Managed

₹ 6,09,561.12 Cr

Contact Details

Registered Address

27 BKC, C-27, G Block, Bandra KurlaComplex, Bandra(E),Mumbai - 400 051.

Managing Director

Nilesh Shah

Chief Executive Officer

N/A

Compliance Officer

Ms. Jolly Bhatt

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Disclaimer

The information provided on this page is for informational purposes only and should not be construed as investment advice, recommendation, or solicitation to buy or sell any securities or financial pr...

Frequently Asked Questions

You can withdraw your investment from Kotak Banking & Financial Services Fund-Reg (IDCW) through your mutual fund app, AMC website, or demat or stock broker online account at the applicable NAV.
The minimum investment for Kotak Banking & Financial Services Fund-Reg (IDCW) is ₹ 100 for Lumpsum and ₹ 100 for SIP. You can open a demat account or login to the existing stock broker online account to get started.
Kotak Banking & Financial Services Fund-Reg (IDCW) has a lock-in period of No Lock-in Period. Schemes with a lock-in restrict withdrawals or redemptions for that duration, while schemes with no lock-in allow you to redeem anytime.
The average annualized return of Kotak Banking & Financial Services Fund-Reg (IDCW) over the past three years is 12.04%.
The current NAV of Kotak Banking & Financial Services Fund-Reg (IDCW) is 16.3060.
The Expense ratio of Kotak Banking & Financial Services Fund-Reg (IDCW) is 2.24%. It is an annual charge for running the mutual fund. You can find the same on the factsheet and the Asset Management Companies website.
The latest AUM of the Kotak Banking & Financial Services Fund-Reg (IDCW) fund is ₹ 1486.94 Cr. It represents the total assets held and managed by the fund.
The exit load for Kotak Banking & Financial Services Fund-Reg (IDCW) is For redemption / switch out within 30 days from the date of allotment: 0.5% If units are redeemed or switched out on or after 30 days from the date of allotment: NIL.
The fund managers of the Kotak Banking & Financial Services Fund-Reg (IDCW) are Abhishek Bisen, Shibani Kurian. However, with management's discretion, the fund manager could also change during the tenure.
Kotak Banking & Financial Services Fund-Reg (IDCW) was launched on 27 Feb 2023. Since then, the fund has formed an NAV (Net Asset Value) of 16.3060.

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