3 Year Returns
7.11%
NAV (₹)
18.3317
1 Day NAV Change
-0.10%
UTI-Credit Risk Fund Growth is a scheme from UTI Mutual Fund AMC, launched on 19 Nov 2012 and currently managing ₹ 249.38 Cr in assets. It sits in the moderately high risk category on the riskometer, with a minimum SIP of ₹500 and a lump sum of ₹500. The sections below cover its latest NAV, historical returns, portfolio holdings, and expense ratio.
UTI-Credit Risk Fund Growth Fund Details
| Min. SIP Amount | ₹ 500 |
| Min. Lumpsum Amount | ₹ 500 |
| AUM | ₹ 249.38 Cr |
| Expense Ratio | 1.69% |
| Lock-in Period | No Lock-in Period |
| Inception Date | 19 Nov 2012 |
| Fund Age | 13 Yrs |
Exit Load
Redemption / switch out within 12 months from the date of allotment - (i) upto 10% of the alloted units - Nil (ii) beyond 10% of the alloted units - 1.00% Redemption / swith out after 12 months from the date of allotment - Nil
Fund’s Investment Objective
The investment objective of the scheme is to generate reasonable income and capital appreciation by investing minimum of 65% of total assets in AA and below rated corporate bonds (excluding AA+ rated corporate bonds). However there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns.
Calculate Your Mutual Fund Returns
Returns Estimator
Estimation is based on the past performance
Expected Rate of Return
The value of your investment after 5 Years will be
₹4,12,432
Invested Amount
₹3,00,000
Est. Returns
₹1,12,432
Scheme’s Historical Return
Asset Allocation
AUM
₹1,33,309.00 Cr
Cash Holdings
21.45%
Equity
70.84%
Cash
21.45%
Debt
1.71%
Other
6%
UTI-Credit Risk Fund Growth Sector Holdings
Last Updated: 31 Aug 2026| Sectors | Allocation | Weightage | Value (in Cr.) |
|---|---|---|---|
| Infrastructure Investment Trusts | 100.00% | ₹ 249.378 |
UTI-Credit Risk Fund Growth Stock Holdings
Last Updated: 31 Aug 2026| Name | Allocation | Weightage | Value (in Cr.) | Sector |
|---|---|---|---|---|
| GSEC2034 | 9.55% | ₹ 23.821 | Govt. Securities | |
| JTPM Metal Trade | 7.78% | ₹ 19.405 | Debt Others | |
| Piramal Finance. | 7.22% | ₹ 18.012 | Debt Others | |
| Vedanta Aluminiu | 6.07% | ₹ 15.128 | Debt Others | |
| Aadhar Hsg. Fin. | 6.04% | ₹ 15.059 | Debt Others | |
| Tata Projects | 6.03% | ₹ 15.032 | Debt Others | |
| Adani Power | 5.98% | ₹ 14.908 | Debt Others | |
| Shivshakti Securitisation Trust | 5.85% | ₹ 14.576 | Debt Others | |
| Avanse Fin. Ser. | 5.83% | ₹ 14.541 | Debt Others | |
| Net CA & Others | 5.49% | ₹ 13.684 | Debt Others |
Fund Manager Details
Risk-O-Meter
Investors understand that their principal will be at moderately High risk
Risk Scale
AMC Information
UTI Mutual Fund
Funds Managed
86
Assets Managed
₹ 3,94,847.58 Cr
Contact Details
Registered Address
UTI Towers, Gn Block,Bandra Kurla Complex,Bandra (East), Mumbai 400 051
Managing Director
Vetri Subramaniam
Chief Executive Officer
Vetri Subramaniam
Compliance Officer
Gayatri Kannan
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Disclaimer
The information provided on this page is for informational purposes only and should not be construed as investment advice, recommendation, or solicitation to buy or sell any securities or financial pr...
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